Identity verification
built for Austria 
Personalausweis, Reisepass and Aufenthaltstitel on one FMA-aligned session, $0.33 full KYC, 500 free every month.




Trusted by 2,000+ organizations worldwide.
How identity verification works in Austria.
- Fraud landscape
- Three pressures shape Austrian identity fraud: synthetic-identity attacks on Vienna's neobank and crypto-exchange cluster, sophisticated forgery of the Aufenthaltstitel residence card on the cross-border CEE corridor, and deepfake injection attacks against FMA-supervised video-ident flows. Didit scores 200+ real-time fraud signals on every session, face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- FM-GwG (Finanzmarkt-Geldwäschegesetz)
- FMA Anti-Money Laundering Circular
- AMLD6
- MiCA
- DORA
- GDPR / DSG
- eIDAS 2.0
Who supervises identity verification in Austria.
FMA
Finanzmarktaufsicht, Austrian Financial Market Authority. Integrated supervisor for banks, insurers, pension funds, payment institutions, EMIs and crypto-asset service providers.
DSB
Datenschutzbehörde, Austrian data-protection authority. Supervises GDPR (General Data Protection Regulation) and the DSG (Datenschutzgesetz).
A-FIU
Geldwäschemeldestelle at the Bundeskriminalamt, Austria's Financial Intelligence Unit. Receives Suspicious Activity Reports under the FM-GwG (Finanzmarkt-Geldwäschegesetz).
OeNB
Oesterreichische Nationalbank, Austrian central bank. Joint banking supervisor with FMA and operator of the payment-system infrastructure.
WKO
Wirtschaftskammer Österreich, Austrian Federal Economic Chamber. Operates the Gewerberegister (trade register) and issues trade licences required for crypto-asset dealers under the FM-GwG.
Four modules. One verification.
Capture and read the ID.
Captured on any phone, auto-classified, OCR-parsed, and template-verified.
- Personalausweis (the post-2019/1157 polycarbonate card), Reisepass (with NFC chip read on e-Passports), Aufenthaltstitel, Führerschein, and every EU/EEA national identity card.
- Returns the name, document number, date of birth, place of birth, nationality, and expiry.
- Personalausweis · Aufenthaltstitel
- Reisepass, NFC e-Passport
- Führerschein · EU/EEA IDs
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows, user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists, plus Austrian watchlists:
- Austria Oesterreichische Nationalbank OeNB Historical Sanctions, historical sanctions from the Austrian central bank.
- Austria Stock Exchange, Warnings, regulatory warnings issued by the Wiener Börse.
- Social Democratic Party of Austria (SPÖ), PEP register, senior party officials and elected members.
- Austria Freedom Party (FPÖ), PEP register, senior party officials and elected members.
- Ministry of Foreign Affairs, PEP register, senior diplomatic and ministerial officials.
- Ministry of Defense, PEP register, senior military and defense officials.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media , see the docs for the full module surface.
Cross-check against the Austrian credit bureau.
Cross-checked against the authoritative civil registry.
- The Credit-bureau check (
aut_credit_bureau,$1.23, ~80% coverage, consent required) cross-checks against credit-header data, name + date of birth + address. - Useful for FMA-licensed lenders, neobanks running underwriting, and FM-GwG enhanced due diligence on higher-risk customers.
Cross-check against the Austrian credit bureau , see the docs for the full module surface.
Every Austria document Didit accepts.
Civil-registry and AML coverage for Austria.
Austria Credit Bureau
Source: Austrian consumer credit-bureau header data. $1.23 per successful query. End-user consent required. Coverage ~80% of adult population.
AML lists screened in Austria
1,300+ sanctions, Politically Exposed Persons (PEP), and adverse-media lists, plus the country's regulatory watchlists and PEP registries.
Open a new country in one click. We do the hard work.
Common questions about Austria.
What does Didit ship?
Didit is the infrastructure layer for identity and fraud. One Application Programming Interface (API), 25+ composable modules across four product lines:
- User Verification (KYC, know your customer), Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. $0.33 per full bundle.
- Business Verification (KYB, know your business), registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- Transaction Monitoring, real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- Wallet Screening (KYT, know your transaction), on-chain wallet risk at $0.15 per check, or bring your own screening provider and run it inside Didit.
Compose any module into a workflow with the visual no-code builder, ship in 5 minutes, 500 verifications free every month, forever.
How is Didit different from a single-product Know Your Customer (KYC) vendor?
Most identity vendors sell one slice, a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:
- Pricing. Public price on every module, $0.33 for a full KYC, 500 verifications free every month, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- Access. Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract, months to evaluate.
- Developer experience. Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. Integrate in 5 minutes with an AI agent or in a working afternoon by hand.
- User experience. Highest pass rates in the market, sub-2-second end-to-end inference, country-specialised capture flows, 48+ languages out of the box.
- Flexibility. One
/v3/Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT, know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation, same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there. - AI-era fraud. 200+ real-time fraud signals scored on every session, deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.
Common in fintech and crypto, the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.
What does it cost? Is anything actually free?
500 verifications free every month, forever, on every account. No credit card. No sales call. No expiry.
Above the free tier, every module has a public per-success price on didit.me/pricing, $0.33 per full KYC bundle, $0.15 per Identity Document Verification, $0.15 per Wallet Screening, $0.20 per Anti-Money Laundering (AML) Screening, $0.10 per liveness, $0.05 per face match, $0.03 per Internet Protocol (IP) analysis.
Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.
Which Austrian regulator covers identity verification on a digital onboarding?
Four sit on top of every Austrian identity-verification flow:
- Finanzmarktaufsicht (FMA), sets remote-onboarding requirements for banks, payment institutions, EMIs and crypto-asset service providers under the FM-GwG (Finanzmarkt-Geldwäschegesetz) and the FMA Anti-Money Laundering Circular.
- Datenschutzbehörde (DSB), supervises GDPR + DSG (Datenschutzgesetz) enforcement nationally.
- A-FIU (Geldwäschemeldestelle at the Bundeskriminalamt), Austria's Financial Intelligence Unit. Receives Suspicious Activity Reports under the FM-GwG.
- Oesterreichische Nationalbank (OeNB), central bank; joint banking supervisor with FMA and operator of payment-system infrastructure.
Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time, same POST /v3/session/ workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.
Does Didit cross-check Austrian identities against the credit bureau?
Yes, via the `aut_credit_bureau` Database Validation service (POST /v3/database-validation/ with services=aut_credit_bureau).
- Source: Austrian consumer credit-bureau header data.
- Coverage: ~80% of the adult population.
- Price:
$1.23 per successful query. - Required inputs:
first_name,last_name,date_of_birth,address. - Consent: required per Austrian DSG.
- Returns:
name_match_score,date_of_birth,address_match, fullverifications[]matrix.
Is Didit ready for FMA-aligned FM-GwG Customer Due Diligence?
Yes. Every Customer Due Diligence (CDD) pillar under the FM-GwG (Finanzmarkt-Geldwäschegesetz) maps to a Didit module on one Application Programming Interface (API):
- Identity Document Verification + Passive Liveness + Face Match 1:1 for the tier-1 onboarding check.
- Austrian Personalausweis + Reisepass chip-read and OCR parsing, the source check FMA expects.
- AML Screening ($0.20 per check) against the global pool plus Austrian regulatory watchlists.
- Ongoing AML monitoring ($0.07 per user / year) for the periodic-review obligation under §6 FM-GwG.
- KYB with Ultimate Beneficial Owner (UBO) resolution + linked KYC per UBO for the §6 Abs. 1 Z 2 FM-GwG beneficial-ownership pillar.
- eIDAS 2.0 wallet-ready, Didit's Reusable Identity issues credentials in both
mso_mdoc(EUDI Wallet format) and Selective Disclosure JSON Web Token Verifiable Credentials (SD-JWT-VC).
How long does it take to integrate Didit in Austria?
5 minutes to a working sandbox, a weekend to a production flow.
- Sign up at
business.didit.me, grab an API key, callPOST /v3/session/with aworkflow_idthat wires ID Verification + Passive Liveness + Face Match + AML + Credit-Bureau database, done. - AI-agent path: paste the integration prompt at
docs.didit.me/integration/integration-promptinto Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test. - Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.
The first 500 verifications every month are free, forever, pilot the full Austria stack at zero cost before flipping production traffic.
Which language does the hosted verification flow use for Austrian users?
Austrian German, auto-detected from the user's browser / device locale. The hosted UI ships in 48+ languages; Austrian users land on the German flow by default. English, Turkish, Serbian, and Croatian are also live on the same flow for cross-border or expat users.
The document-recognition layer is decoupled from the UI layer, capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.
What does the Austria verification cost end-to-end?
Per-module public pricing, pay only for what runs on the session:
- ID Verification,
$0.15per document check. - Passive Liveness,
$0.10. Active Liveness,$0.15. - Face Match 1:1,
$0.05. Face Search 1:N, free. - AML Screening,
$0.20per check. Ongoing AML,$0.07 per user / year. - `aut_credit_bureau`,
$1.23per successful query.
The full KYC bundle (Identity + Passive Liveness + Face Match + IP Analysis) is `$0.33`, same anchor price worldwide, no Austria surcharge. 500 verifications free every month, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.