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Didit 融资 750 万美元,打造身份与欺诈基础设施
Didit
电话验证

验证任何电话
在他们接听的任何渠道。

通过短信、WhatsApp、Telegram、RCS 或语音发送一次性验证码, 无论用户实际使用哪个渠道。渠道间自动回退,每次呼叫均进行运营商风险评分。起价 $0.03 加运营商费用,每月免费 500 次。

投资方
Y CombinatorRobinhood Ventures
GBTC Finance
Bondex
Crnogorski Telekom
UCSF Neuroscape
Shiply
Adelantos

全球2,000多家组织信赖。

Didit 电话验证, 短信 / WhatsApp / Telegram / RCS 一次性验证码流程。

五种渠道

短信。WhatsApp。Telegram。
RCS。语音。

一个模块,五种投递方式。我们会跨渠道重试,直到验证码送达, 对每次呼叫进行 SIM 卡互换和运营商风险评分,并按 $0.03 加 运营商费用计费, 无论哪种方式,工作流程都相同。

工作原理

从注册到验证用户,仅需四步。

  1. 步骤 01

    创建工作流程

    选择您需要的验证项, 身份、活体、人脸匹配、制裁名单、地址、年龄、电话、邮箱、自定义问题。在控制台中将它们拖入流程,或通过我们的 API 发布相同的流程。支持条件分支、A/B 测试,无需编写代码。

  2. 步骤 02

    集成

    通过我们的 Web、iOS、Android、React Native 或 Flutter SDK 进行原生嵌入。重定向到托管页面。或者直接通过电子邮件、短信、WhatsApp 等任何方式向用户发送链接。选择最适合您技术栈的方式。

  3. 步骤 03

    用户完成流程

    Didit 负责托管摄像头、灯光提示、移动端切换和辅助功能。在用户进行流程时,我们实时评估 200 多个欺诈信号,并根据权威数据源验证每个字段。两秒内即可获得结果。

  4. 步骤 04

    接收结果

    实时签名 Webhook 可确保用户通过、拒绝或发送审核后,您的数据库立即同步。按需轮询 API。或者打开控制台检查每个会话、每个信号,并按您的方式管理案例。

专为开发者打造 · 致力于防欺诈 · 开放式设计

六大功能。一个功能标志。PHONE

所有功能都在同一个模块中切换。没有升级套餐,没有单独计划,没有附加调用。您可以在控制台中按工作流启用它们,或在 API 调用中内联传递。
01 · 渠道

五种交付渠道。一个功能标志。

短信、WhatsApp、Telegram、RCS 和语音, 所有这些都在同一个模块和工作流中。当政策要求时(监管强制短信、巴西和印度等 WhatsApp 优先市场)固定渠道,或者让我们选择最便宜的交付方式。
一个功能标志 · 五个通道功能:PHONE
  • SMS默认
  • WhatsApp巴西 / 印度 / 墨西哥
  • Telegram欧盟
  • RCS安卓
  • 语音回退
02 · 路由

当一个渠道失败时,自动回退到其他渠道。

运营商短信拦截、高费率国家和静默失败都会自动绕过。我们会在下一个可交付渠道重试,无需您修改代码,并告知您实际交付的渠道。
自动通道路由POST /v3/phone/send/
1SMS运营商拦截
2WhatsApp已送达
verification_methodwhatsapp
03 · 覆盖

全球电信覆盖。运营商感知交付。

每个国家/地区都有多运营商集成,路由根据当地习惯进行调整, WhatsApp 在巴西、印度和墨西哥领先,Telegram 和 RCS 在欧盟领先,短信在美国领先。国家、运营商和号码类型自动检测。
04 · 欺诈信号

不仅仅是一次性验证码。每次调用都包含运营商风险。

每次验证都会返回运营商名称和类型(移动、固话、VoIP),标记一次性号码和虚拟号码,并明确警告高风险、重复或黑名单号码。根据风险类别决定、审核或批准。
05 · 转化率

仅短信会流失用户。多渠道可留住他们。

当短信失败时, 运营商过滤、漫游、盲区、交付率下降, 单渠道提供商会让用户盯着一个永远收不到的验证码。我们会在下一个环节恢复他们,并报告哪个渠道交付了,以便您可以使用真实数据调整路由。
完成率 · 30 天滚动越高越好
仅限短信58%
+ WhatsApp79%
+ 语音回退93%
示意性, 仅供参考,非研究数据。
06 · 定价

按消息付费。起价 $0.03 加运营商费用。

每次验证 $0.03,加上国家和渠道运营商费用,无加价。您只需在消息发送成功时付费, 交付前的放弃不收取任何费用。每个账户每月免费 500 次验证,永久有效。
按消息计费低至 $0.03
  • 美国SMS$0.03
  • 巴西WhatsApp$0.04
  • 印度WhatsApp$0.05
仅按发送消息量付费。每月免费 500 条。
集成

两个端点。相同的 JSON。相同的价格。

当您希望我们处理号码输入、验证码 UX 和重发时,选择托管流程。当您拥有 UX 控制权时,选择独立 API。两者都返回相同的报告。
POST /v3/session/托管 UI
$ curl -X POST https://verification.didit.me/v3/session/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "workflow_id": "wf_phone_otp",
    "vendor_data": "user-42"
  }'
201已创建{ "session_url": "verify.didit.me/..." }
我们提供电话号码输入、OTP 用户体验、重发和渠道路由。文档 →
POST /v3/phone/send/服务器到服务器
$ curl -X POST https://verification.didit.me/v3/phone/send/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "phone_number": "+14155552671"
  }'
200OK{ "status": "sent", "channel": "sms" }
然后使用 OTP POST /v3/phone/check/ 以获取完整报告。文档 →
代理就绪集成

一键部署电话验证。

将以下代码块粘贴到 Claude Code、Cursor、Codex、Devin、Aider 或 Replit Agent 中。填写您的技术栈。代理将配置 Didit,创建电话验证工作流,连接 webhook,并完成部署。
didit-integration-prompt.md
# Didit Phone Verification — integrate in 5 minutes

You are integrating Didit's Phone Verification module into <my_stack>.
Follow these steps exactly. Every URL, header, and enum value below is
canonical — do not paraphrase or "improve" them.

## 1. Provision an account
- Sign up: https://business.didit.me (no credit card required).
- Or provision programmatically: POST https://apx.didit.me/auth/v2/programmatic/register/
  (returns an API key bound to the workspace + application).

## 2. Two integration paths — pick one

### Path A — Workflow Builder (hosted UI)
Best when you want Didit to handle phone collection, country prefix UX,
channel routing, OTP entry, resend buttons, mobile/desktop handoff, and
accessibility for you.

1. Create a workflow that contains the PHONE feature:
   POST https://verification.didit.me/v3/workflows/
   Authorization header:  x-api-key: <your-api-key>
   Body: workflow_label, features array with the single entry
         { feature: "PHONE" }   (UPPERCASE — strict enum)
   Optional config: preferred_channel ("SMS" | "WHATSAPP" | "TELEGRAM" |
   "RCS" | "VIBER" | "CALL"), code_validity_seconds, max_code_attempts
   (default 2), max_resend_requests_per_24h (default 2).

2. Create a verification session for an end user:
   POST https://verification.didit.me/v3/session/
   Body: workflow_id (from step 1), vendor_data (your own user id),
         optional contact_details.phone in E.164 format
         (e.g. "+14155552671") to pre-fill and lock the number.
   Response: session_url — redirect the user to it.

3. Listen for webhook callbacks (see "Webhooks" below).

### Path B — Standalone server-to-server API
Best when you already own the phone-entry UX (mobile SDK, native
onboarding app, reseller pipeline) and want Didit to handle OTP delivery
+ risk scoring only. Two endpoints, called in sequence:

Step 1 — Send the code:
POST https://verification.didit.me/v3/phone/send/
Content-Type: application/json
Body fields:
  - phone_number  (required, string, E.164 format e.g. "+14155552671")
  - channel       (optional — "SMS" | "WHATSAPP" | "TELEGRAM" | "RCS" |
                   "VIBER" | "CALL". Omit to let Didit pick the best
                   available channel for the destination country and
                   carrier — automatic fallback routing.)
  - vendor_data   (optional, your user id for cross-session linkage)

Step 2 — Check the code:
POST https://verification.didit.me/v3/phone/check/
Content-Type: application/json
Body fields:
  - phone_number  (required, same E.164 number)
  - code          (required, the OTP the user typed)
  - vendor_data   (optional, same user id used in Step 1)

Response: JSON report — status, verification_method (the channel that
actually delivered), carrier object, is_disposable, is_virtual, warnings
array.

## 3. Channel routing — how the automatic fallback works
When channel is omitted on /v3/phone/send/, Didit picks the cheapest
+ most-deliverable channel for the destination:
  - SMS where deliverable and lowest cost (most countries)
  - WhatsApp in BR / IN / MX and other WhatsApp-dense markets
  - Telegram / RCS / Viber where carrier-side SMS is blocked or premium
  - CALL (voice OTP) as last-resort fallback when text channels fail
Each retry attempt may switch channels — the final delivery channel is
returned as verification_method in the report.

## 4. Webhooks (Path A only — Path B returns synchronously)
- Register a webhook destination once via
  POST https://verification.didit.me/v3/webhook/destinations/
  Body: url, subscribed_events: ["session.verified", "session.review_started",
                                  "session.declined"]
- Response includes secret_shared_key — store it.
- Every webhook delivery carries an X-Signature-V2 header you MUST verify
  before trusting the payload.  HMAC-SHA256 verification MUST run against the raw body bytes (the raw payload as Didit sent it) BEFORE any JSON parsing — re-serialising the parsed body changes whitespace and key order, which invalidates the signature.Algorithm:
    1. sortKeys(payload) recursively
    2. shortenFloats (truncate trailing zeros after the decimal point)
    3. JSON.stringify the result
    4. HMAC-SHA256 with the secret_shared_key
    5. Hex-encode, compare to the X-Signature-V2 header.

## 5. Reading the report (both paths return the same phone object)
- status: "Approved" | "Declined" | "In Review" | "Not Finished"
- phone_number_prefix: country prefix in international format ("+34")
- phone_number: subscriber number without the prefix
- full_number: full E.164 string ("+34600600600")
- country_code: ISO 3166-1 alpha-2 ("ES")
- country_name: full country name
- carrier: { name, type: "mobile" | "landline" | "voip" | "unknown" }
- is_disposable: boolean — temporary or throwaway number
- is_virtual: boolean — VoIP or virtual provider
- verification_method: the channel that actually delivered the code
  ("sms" | "whatsapp" | "viber" | "telegram" | "call")
- verification_attempts: number of code-entry tries
- verified_at: ISO 8601 timestamp
- warnings: Array<{ risk, log_type, short_description, long_description }>

Auto-decline risks (always enforced by Didit, not configurable):
- VERIFICATION_CODE_ATTEMPTS_EXCEEDED
- HIGH_RISK_PHONE_NUMBER
- PHONE_NUMBER_IN_BLOCKLIST

Configurable risks (action per workflow — Decline, Review, or Approve):
- DISPOSABLE_NUMBER_DETECTED
- VOIP_NUMBER_DETECTED
- DUPLICATED_PHONE_NUMBER

## 6. Attempt limits (defaults — overridable per workflow)
- Max code-entry attempts: 2 per session
- Max resend requests: 2 per phone number per 24 hours
- Code validity: 5 minutes from send
Hitting either limit fires VERIFICATION_CODE_ATTEMPTS_EXCEEDED and
auto-declines the session.

## 7. Hard rules — do not change
- Base URL for /v3/* endpoints is verification.didit.me (NOT apx.didit.me).
- Feature enum is UPPERCASE: PHONE, ID_VERIFICATION, LIVENESS, FACE_MATCH,
  AML, IP_ANALYSIS.
- Channel enum is UPPERCASE on input ("SMS", "WHATSAPP", "TELEGRAM",
  "RCS", "VIBER", "CALL") and lowercase on output ("sms", "whatsapp",
  "telegram", "rcs", "viber", "call").
- All phone numbers go in and come out as E.164 strings — including
  the leading "+" and country prefix.
- Auth header is x-api-key (lowercase, hyphenated).
- Webhook signature header is X-Signature-V2 (NOT X-Signature).
- Always verify webhook signatures before trusting payload data.
- Status casing matches exactly: "Approved", "Declined", "In Review",
  "Not Finished" (title-cased, space-separated).

## 8. Pricing reference (public)
- Didit fee: $0.03 per verification (the cheapest channel; some
  channels and countries cost more — see didit.me/pricing for the
  per-country, per-channel table).
- Carrier fee: variable by country and channel, billed as a
  pass-through with no Didit markup.
- 500 free checks every month, forever, on every account.
- You only pay when a message is SENT. If the user abandons before
  delivery, you are not charged.

## 9. Verify your integration
- Sandbox starts on signup at https://business.didit.me — no separate flag.
- Sandbox numbers: deterministic E.164 numbers return Approved by default;
  trigger Declined with the canonical "high-risk" sandbox number.
- Switch to live: flip the application's environment toggle in console.

When in doubt: https://docs.didit.me/core-technology/phone-verification/overview
需要更多上下文?请参阅完整的模块文档。docs.didit.me →
合规性设计

一键开启新国家/地区业务。 我们为您解决难题。

我们负责设立当地子公司、获取许可证、进行渗透测试、获得认证,并与所有新法规保持一致。要在新国家/地区发布验证服务,只需轻点开关。已覆盖220多个国家/地区,每个季度进行审计和渗透测试, 是唯一一个被欧盟成员国政府正式认定比线下验证更安全的身份提供商。
阅读安全与合规性档案
欧盟金融沙盒
Tesoro · SEPBLAC · BdE
ISO/IEC 27001
信息安全 · 2026
SOC 2 · Type I
AICPA · 2026
iBeta Level 1 PAD
NIST / NIAP · 2026
GDPR
EU 2016/679
DORA
EU 2022/2554
MiCA
EU 2023/1114
AMLD6 · eIDAS 2.0
原生符合欧盟标准

数据证明

数据证明
  • 0
    交付渠道, 短信、WhatsApp、Telegram、RCS、语音。
  • 自动
    渠道路由, 我们选择成本最低的可用路径。
  • 0
    每个账户每月免费电话验证。
  • 起价 $0.03
    每次验证,加上直通运营商费用, 无加价。
三个层级,一份价目表

免费开始。按使用量付费。可扩展至企业级。

每月 500 次免费验证,永久有效。生产环境按量付费。企业版提供定制合约、数据驻留和 SLA (Service Level Agreements)。
免费

免费

每月 $0。无需信用卡。

  • 免费 KYC 套件(身份验证 + 被动活体检测 + 人脸匹配 + 设备与 IP 分析), 每月 500 次,永久有效
  • 黑名单用户
  • 重复检测
  • 每次会话 200+ 欺诈信号
  • Didit 网络中可重复使用的 KYC
  • 案件管理平台
  • 工作流构建器
  • 公开文档、沙盒、SDK、MCP(模型上下文协议)服务器
  • 社区支持
最受欢迎
按用量付费

按用量计费

按实际用量付费。25+模块。公开的模块定价,无每月最低费用。

  • 完整KYC $0.33(身份+生物识别+IP/设备)
  • 10,000+ AML数据集, 制裁、PEP、负面媒体
  • 1,000+ 政府数据源用于数据库验证
  • 交易监控 $0.02/笔交易
  • 实时KYB $2.00/家企业
  • 钱包筛选 $0.15/次检查
  • 白标验证流程, 您的品牌,我们的基础设施
企业版

企业版

定制MSA和SLA。适用于大批量和受监管项目。

  • 年度合同
  • 定制MSA、DPA和SLA
  • 专属Slack和WhatsApp频道
  • 按需人工审核员
  • 经销商和白标条款
  • 独家功能和合作伙伴集成
  • 指定CSM、安全审查、合规支持

免费开始 → 仅在检查运行时付费 → 解锁企业版以获取定制合约、SLA 或数据驻留。

FAQ

常见问题

What is Didit?

Didit is infrastructure for identity and fraud, the platform we wished existed when we were building products ourselves: open, flexible, and developer-friendly, so it works as a real part of your stack instead of a black box you integrate around.

One API covers verifying people (KYC, know your customer), verifying businesses (KYB, know your business), screening crypto wallets (KYT, know your transaction), and monitoring transactions in real time, on a stack built to be:

  • Fast, sub-2-second p99 on every session
  • Reliable, in production with 1,500+ companies across 220+ countries
  • Secure, SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person

The footprint underneath: 14,000+ document types in 48+ languages, 1,000+ data sources, and 200+ fraud signals on every session. The Didit infrastructure dynamically learns from every session and gets better every day.

Which delivery channels does Didit support?
Five channels, all on the same PHONE feature flag. SMS as the default and lowest-cost channel for most countries. WhatsApp in WhatsApp-dense markets like Brazil, India, and Mexico. Telegram and Rich Communication Services (RCS) where carrier-side SMS is blocked or premium-priced. Voice (call) as the last-resort fallback when text channels fail. Pin a channel per workflow when policy demands it, or omit channel on POST /v3/phone/send/ to let Didit pick the cheapest deliverable hop. The channel that actually delivered is returned as verification_method on the report. Full per-country availability at docs.didit.me/core-technology/phone-verification/overview.
What is the response shape?
A single phone JSON object on the session decision endpoint, or returned inline from POST /v3/phone/check/. Top-level status is one of Approved, Declined, In Review, or Not Finished. The object also includes phone_number_prefix, phone_number, full_number (E.164), country_code (ISO 3166-1 alpha-2), country_name, a carrier block (name, type is mobile or landline or voip or unknown), the is_disposable flag for temporary or throwaway numbers, the is_virtual flag for VoIP and virtual providers, verification_method (the channel that delivered, sms, whatsapp, telegram, rcs, viber, call), verification_attempts, verified_at as an ISO 8601 timestamp, and a warnings array. Full reference at docs.didit.me/core-technology/phone-verification/report-phone-verification.
How fast is the verification for my end user?

The full flow normally takes under 30 seconds end-to-end, pick up the ID, snap the document, snap the selfie, done. That is the fastest in the market. Legacy KYC providers usually take more than 90 seconds for the same flow.

On the back end, Didit returns the result in under two seconds at p99, measured from the moment the user finishes the selfie to the moment your webhook fires. Mobile capture is tuned for slow phones and slow networks: progressive image compression, lazy software development kit load, and a one-tap hand-off from desktop to phone via QR code if the user starts on web.

How does Didit defeat phone fraud?
Three layers, every layer enabled by default. (1) OTP validity windows + attempt limits, codes expire after 5 minutes, code-entry attempts cap at 2 per session, resend requests cap at 2 per phone number per 24 hours. Exhausting either fires VERIFICATION_CODE_ATTEMPTS_EXCEEDED and auto-declines. (2) Phone-number risk signals, HIGH_RISK_PHONE_NUMBER for known-bad reputation, PHONE_NUMBER_IN_BLOCKLIST for your own blocklist, DISPOSABLE_NUMBER_DETECTED for throwaway providers, VOIP_NUMBER_DETECTED for Voice over Internet Protocol numbers, DUPLICATED_PHONE_NUMBER for the same number across different vendor_data users. (3) Cross-session matches, the same phone number across different users surfaces on the matches array so you can catch ring-fraud and synthetic identities. Full catalog at docs.didit.me/core-technology/phone-verification/warnings-phone-verification.
What happens if a user fails, abandons, or expires?

Every session lands on one of seven clear statuses, so your code always knows what to do:

  • Approved, every check passed. Move the user forward.
  • Declined, one or more checks failed. You can allow the user to resubmit the specific failed step (for example, re-take the selfie) without re-running the whole flow.
  • In Review, flagged for compliance review. Open the case in the console, see every signal, decide approve or decline.
  • In Progress, user is mid-flow.
  • Not Started, link sent, user has not opened it yet. Send a reminder if it sits too long.
  • Abandoned, user opened the link but did not finish in time. Re-engage or expire.
  • Expired, the session link aged out. Create a new session.

A signed webhook fires on every status change, so your database always stays in sync. Abandoned and declined sessions are free.

Where does my customer data live and how is it protected?

Production data is processed and stored in the European Union by default, on Amazon Web Services. Enterprise contracts can request alternative regions for jurisdictions whose regulators require it.

Encryption everywhere. AES-256 at rest across every database, object store, and backup. Transport Layer Security 1.3 in transit on every API call, webhook, and Business Console session. Biometric data is encrypted under a separate Customer Master Key.

Retention is yours to control. Default retention is indefinite (unlimited) unless you configure shorter, between 30 days and 10 years per application, and you can delete any individual session at any time from the dashboard or the API.

Certifications: SOC 2 Type 1 (Type 2 audit in progress), ISO/IEC 27001:2022, iBeta Level 1 PAD, and a public attestation from Spain''s Tesoro / SEPBLAC / CNMV that Didit''s remote identity verification is safer than verifying someone in person. Full report at /security-compliance.

Is Didit compliant for my industry?

Didit ships compliant by default for the regulators that matter to identity infrastructure:

  • GDPR + UK GDPR, controller / processor split, full Data Processing Agreement published, lead supervisory authority named (Spain''s AEPD).
  • AMLD6 + EU AML Single Rulebook, 1,300+ sanctions, politically exposed person, and adverse-media lists screened in real time.
  • eIDAS 2.0, EU Digital Identity Wallet aligned; reusable-identity ready.
  • MiCA (Markets in Crypto-Assets), ready for crypto on-ramps, exchanges, and custodians.
  • DORA, Digital Operational Resilience Act, EU financial-services operational resilience.
  • BIPA, CUBI, Washington HB 1493, CCPA / CPRA, US biometric privacy (Illinois, Texas, Washington) and California consumer privacy.
  • UK Online Safety Act, age-gating and child-safety obligations.
  • FATF Travel Rule, originator and beneficiary data on crypto transfers, IVMS-101 interoperable.

Detailed memo, every certificate, every regulator letter: /security-compliance.

How fast can I integrate and start verifying users?
  • 60 seconds to a sandbox account at business.didit.me, no credit card.
  • 5 minutes to a working verification through Claude Code, Cursor, or any coding agent via our Model Context Protocol (MCP) server.
  • A weekend to a production-ready integration with signed-webhook verification, retries, and a remediation flow when a user is declined.

Three integration paths, pick whichever fits your stack:

  • Embed natively with our Web, iOS, Android, React Native, or Flutter SDK.
  • Redirect the user to the hosted verification page, zero SDK.
  • Send a link by email, SMS, WhatsApp, or any channel, zero front-end work.

Same dashboard, same billing, same pay-per-success price for all three. Step-by-step guide at docs.didit.me/integration/integration-prompt.

身份与欺诈基础设施。

一个 API 即可实现 KYC、KYB、交易监控和钱包筛选。5 分钟即可集成。

让 AI 总结此页面