5 Compliance Trends to Watch in 2025
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Key takeaways
The combination of AI and biometrics will become the standard for combating deepfake attacks and ensuring fast and reliable identity verifications.
Real-time AML Screening services will enable the instant detection and blocking of potentially dangerous clients, reducing exposure to risks and penalties.
The rise of global and scalable KYC systems will facilitate client management across different jurisdictions, complying with diverse regulations without sacrificing user experience.
The free verification model will replace the pay-per-verification approach, driving the adoption of affordable and global compliance solutions like those offered by Didit.
Fraud has become a real threat. Deepfakes, fake documents, and the malicious use of artificial intelligence challenge many traditional identity verification systems. The solution lies in understanding and adopting the compliance trends of 2025, especially in sectors with more dynamic and stringent regulations: fintechs, crypto, banking, iGaming, or any other business that requires verifying the identity of its clients. In response to this demand, companies need agile and robust solutions for Know Your Customer (KYC) and to comply with Anti-Money Laundering (AML) legislation.
In this article, we will explore the 5 most relevant compliance trends for 2025. We will place special emphasis on the AI revolution, biometrics, and the emergence of free identity verification plans like those from Didit, a company that uses AI to fight malicious AI through its document verification and facial recognition technology with liveness detection.
If you are part of or lead a compliance department and need to verify your clients' identities to comply with AML/CFT regulations, this post is for you. Keep reading!
AI and Biometrics: The Weapon Against Deepfakes and Fraud
Talking about compliance trends for 2025 largely means discussing artificial intelligence (AI) and biometrics. Deepfakes have become a real threat to many companies. These realistic videos created to impersonate identities have surged in recent years. According to a Statista report, deepfakes increased by 4500% in countries like the Philippines, followed by others such as Vietnam, the United States, and Belgium.
These increasingly sophisticated attacks force companies to adopt tools like liveness detection and advanced facial recognition.
But how do these technologies influence the user experience? Clients increasingly demand more agile and faster solutions. Identity verification processes that took days, hours, or even many minutes are a thing of the past. By combining biometrics with artificial intelligence, a secure and fast process can be achieved.
Companies like Didit are working towards this: we use AI to combat malicious AI. We leverage the full potential of technology, such as machine learning or customized AI algorithms to verify documents from over 220 countries and territories, detect manipulations, and corroborate that the person attempting to verify is truly who they claim to be.
Thus, with the arrival of 2025, regulations are expected to increasingly require robust verification and authentication methods, making the combination of artificial intelligence and biometrics a new standard rather than an option.
Real-Time AML: Instant Detection and Responses
Anti-Money Laundering (AML) policies cannot rely on periodic or manual reviews. The trend for 2025 is clear: real-time detection and reaction to identify suspicious transactions or users linked to illicit activities.
To achieve this, it is essential to have a tool that allows for automatic AML Screening, verifying sanctions lists, blacklists, Politically Exposed Persons (PEPs), and other risk indicators that enable compliance departments to lay the groundwork for any business relationship.
What happens in case of non-compliance? Companies that fail to comply with AML regulations face penalties that can reach millions. The case of TDBank, with a $3.09 billion fine, demonstrates that legislators take this regulation very seriously. However, according to some market estimates, over 50% of financial penalties imposed by relevant authorities are related to failures in money laundering prevention.
Many companies find the costs (economic or human, or both) to be the main hurdle in properly implementing these regulations. Solutions like Didit can be an alternative: we offer a free and unlimited KYC plan that can be supplemented with an AML Screening service ($0.30/check), allowing businesses to establish client relationships without the need to invest large sums of money.
Global KYC Platforms and Simple, Agile Integrations
Another compliance trend in 2025 gaining momentum is the globalization of KYC platforms. Fintechs, banks, neobanks, cryptocurrency exchanges… can operate beyond their borders, so they need solutions capable of working with different documents and regulations. This is achieved with:
- Multi-jurisdiction support: It's essential to have a document verification tool that covers legislations from countries as diverse as Spain, the United States, or Peru, and adapts to the specific regulations of each region.
- Flexible APIs: To ensure smooth integration in different environments, KYC solutions must offer fast and simple APIs. In this regard, Didit stands out above other identity verification market alternatives thanks to an easy API integration that doesn't require complex developments.
- Scalability: Companies, especially high-growth fintechs, need KYC platforms capable of managing thousands of daily verifications without sacrificing speed or security.
This need for agile and global KYC tools responds to a dual requirement: on one hand, companies need to comply with identity verification regulations to meet regulatory demands. On the other hand, clients increasingly demand more efficient digital onboarding processes that are secure.
Stricter Laws and Enhanced Supervision
If there's one thing that compliance experts agree on, it's that laws and directives will continue to tighten in the coming months, especially to address new forms of money laundering. In fact, organizations like the Financial Action Task Force (FATF) and the European Union, with its AML directives (the latest, AMLD6) or the push from AMLA, the European Anti-Money Laundering Agency, are continuously increasing their pressure on companies.
In addition to penalties, which we've already discussed, new regulations have started to target the direct responsibility of executives and board members if the organization is involved in money laundering cases. Furthermore, many new sectors will require robust authentication, with liveness tests and biometric verification, allowing institutions to ensure that their users are real people and who they claim to be.
In short, this growing regulatory pressure and supervision will force companies to adopt much more modern compliance technologies. Otherwise, they risk sanctions, loss of clients, or reputational damage that can be irreversible.
The End of the PPC (Pay-Per-Check) Model for Identity Verification
For many years, the industry standard for identity verification was to pay for solutions; this is what we call PPC (pay-per-check). One of the main problems with this model was the lack of clarity regarding costs and the limitations imposed on services that truly wanted to comply with regulations, with modular tools or similar. Those days are over: Didit has launched the first and only market plan offering free and unlimited identity verification, regardless of the company's size or sector.
How do companies benefit?
- No surprises on the bill: Growing the number of users and verifications doesn't hinder your growth, as it doesn't imply multiplying the cost of verifications.
- Savings on compliance costs: Some clients, like GBTC Finance, have reported up to a 90% reduction in their regulatory compliance expenses.
The Didit model aims for sustainable revenue. Our free plan is complemented with premium features, such as AML Screening ($0.30/verification) or a White-Label solution ($0.20/verification), allowing us to generate revenue, continue innovating, and maintain a quality free and unlimited KYC service for all companies.
This model is consolidating as one of the major compliance trends in 2025, as it reduces entry and compliance barriers, allowing all types of companies, large or small, to benefit from advanced KYC technologies without exorbitant fixed monthly costs. Because paying for identity verification in 2025 is a very bad decision.
Didit's Proposal Against Fraud
Didit is an artificial intelligence company specializing in identity verification. Our goal is to humanize the internet in the age of AI. What are our main value propositions?
- We offer the only free and unlimited identity verification plan on the market. No trial periods or hidden costs, with complete transparency.
- We have cutting-edge fraud detection technology thanks to AI. Our machine learning-based algorithms examine documents from over 220 countries and territories, detecting inconsistencies. Additionally, we offer different models of liveness detection, both active and passive, to detect deepfakes, masks, or pre-recorded videos, among other fraud attempts.
- API integration is simple and doesn't require complex developments.
- We offer optional premium services, which allow us to monetize our tool and continue offering a free and unlimited KYC plan. These solutions include AML Screening ($0.30/check) or a White-Label service ($0.20/verification), which provides a much more immersive experience for your clients.
Thanks to this combination, Didit combats fraudulent AI with cutting-edge AI. It also drastically reduces companies' compliance costs, a headache for the vast majority of organizations operating in regulated environments.
Conclusion: Staying Ahead in the Future of Compliance
2025 is already here and with the new year, the urgency to comply with stricter regulations and face increasingly sophisticated types of fraud. For fintech, crypto, traditional banking, iGaming, or even social media companies, this new era brings a handful of challenges and opportunities.
Investing in biometrics is no longer a luxury but a fundamental necessity to ensure the authenticity of identities and comply with increasingly strict regulations. Implement real-time AML Screening services and migrate to global KYC platforms to ensure regulatory compliance in different jurisdictions or embrace different models, like Didit’s, which represents a paradigm shift.
Are you ready to take the leap to the new generation of compliance? With Didit, you can start today to verify your customers' identities for free and unlimited. Stay ahead of your competition by applying these 5 Compliance Trends in 2025: the future of regulatory compliance is here. Click the banner below and revolutionize your processes.
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5 Compliance Trends to Watch in 2025
