Bagikan identitas terverifikasi dengan mitra Anda. Server-to-server.
Verifikasi pengguna atau bisnis sekali saja. Bagikan hasilnya dengan mitra, mereka bisa langsung onboarding orang yang sama. Tidak perlu alur kedua, tidak perlu selfie kedua. Berfungsi untuk KYC dan KYB. Dibuat untuk Banking-as-a-Service, grup multi-brand, embedded finance, dan marketplace dengan sub-platform.
Pengguna Anda memverifikasi sekali di aplikasi Anda. Mitra Anda, sponsor BaaS Anda, brand saudara Anda, marketplace downstream Anda, membutuhkan catatan yang sama. Kirimkan mereka share token sekali pakai. Mereka menukarkannya dan menarik verifikasi lengkap. Pengguna tidak pernah melihat alur kedua.
Cara kerjanya
Dari aplikasi Anda ke mitra Anda dalam empat langkah.
Langkah 01
Pilih sesi terverifikasi
Pilih verifikasi yang sudah selesai, disetujui, ditolak, atau dalam peninjauan, dan minta share token dari Didit. Token kedaluwarsa dalam satu jam secara default; Anda bisa memperpanjangnya dari satu menit hingga satu hari penuh.
Langkah 02
Kirim token ke mitra Anda
Serahkan token kepada mitra Anda melalui backend Anda sendiri, webhook, queue, REST call. Token hanya berfungsi untuk mitra yang Anda sebutkan saat Anda membuatnya. Tidak ada orang lain yang bisa menukarkannya.
Langkah 03
Mitra Anda mengimpor catatan
Mitra Anda menukarkan token dan memilih cara onboarding pengguna, percaya keputusan Anda dan langsung menyetujui, atau menarik data mentah dan membiarkan tim kepatuhan mereka membuat keputusan.
Langkah 04
Sesi lengkap masuk ke aplikasi mereka
Didit mengkloning seluruh catatan, dokumen, selfie, face match, AML, data registri, UBO, ke workspace mitra Anda. Bentuknya sama seperti verifikasi baru, dengan audit trail yang jelas kembali ke aslinya.
Dibuat untuk BaaS · embedded finance · grup multi-brand
Satu verifikasi. Setiap platform mitra.
Buat token. Kirim. Impor. Pilih kecepatan onboarding. Enam bagian yang bergerak mencakup setiap bentuk ekosistem mitra, panggilan yang sama untuk KYC dan KYB.
Pilih verifikasi yang sudah selesai dan minta token dari Didit yang ditujukan untuk satu mitra. Masa berlaku default adalah satu jam; Anda bisa memperpanjangnya dari satu menit hingga satu hari penuh. Token hanya berfungsi untuk mitra yang Anda sebutkan, tidak ada orang lain yang bisa menukarkannya.
Default Time-To-Live (TTL): 3,600 s · bounds 60 s, 86,400 s
Scoped to a single receiving application
Finished sessions only (Approved · Declined · In Review)
02 · Impor sesi
Partner Anda menarik seluruh data.
Mitra Anda menukarkan token dan Didit mengkloning seluruh verifikasi ke workspace mereka, sesi baru, data yang sama, audit trail lengkap kembali ke aslinya. Mereka menandainya dengan ID pengguna internal mereka sendiri dan memilih alur kerja tempat data tersebut masuk.
Onboarding instan, atau cek ulang untuk kepatuhan.
Percayai keputusan Anda dan biarkan mitra Anda menyetujui pengguna saat token masuk. Atau serahkan data mentah kepada mereka dan biarkan tim kepatuhan mereka membuat keputusan. Atur per mitra, panggilan yang sama, dua kecepatan onboarding.
trueClones the original status, instant onboarding.Approved
falseClones the data, sets status to In Review.In Review
Toggle per partner relationship · default is `false` for new partners
04 · KYC + KYB · kedua mode
Bagikan data individu atau seluruh bisnis.
Panggilan yang sama berfungsi untuk kedua bentuk. Bagikan orang yang terverifikasi dan mitra Anda mendapatkan dokumen, selfie, kecocokan, dan setiap hit AML. Bagikan bisnis yang terverifikasi dan mereka mendapatkan catatan registri, setiap Ultimate Beneficial Owner, setiap KYC pejabat, setiap dokumen, setiap screening.
Token carries `session_kind` · Didit picks the matching clone path
05 · Cocok untuk ekosistem mitra
Dibuat untuk bisnis yang satu verifikasinya bisa dipakai berkali-kali.
Sponsor Banking-as-a-Service. Grup multi-brand, neobank plus broker, on-ramp plus exchange. Embedded finance yang berjalan melalui bank mitra. Marketplace dengan sub-platform regional. Reseller white-label. Jaringan pemberi pinjaman. Di mana pun satu pengguna, atau satu bisnis, di-onboarding sekali dan melayani banyak pihak.
Embedded finance / SaaSVertical SaaS + partner bank
Marketplaces with sub-platformsRegional or vertical splits
White-label resellersReseller + downstream tenant
B2B KYB consortiaSame legal entity across many partners
06 · Kepatuhan by design
Standar audit secara default.
Didit hanya membuat token untuk verifikasi yang sudah selesai, tidak ada alur yang setengah terekam bocor ke mitra. Token yang sama tidak pernah bisa diimpor dua kali. Kedua belah pihak menandatangani perjanjian berbagi data GDPR; Didit menyediakan bagian teknisnya.
Atur trust_review: false untuk menempatkan sesi dalam status In Review.docs →
Integrasi siap agen
Kirim pembagian KYC partner dalam satu prompt.
Tempel blok di bawah ini ke Claude Code, Cursor, Codex, Devin, Aider, atau Replit Agent. Agen akan menghubungkan Didit, membuat kerangka kedua sisi serah terima, dan mengirimkannya.
didit-integration-prompt.md
# Didit B2B Reusable KYC — partner-to-partner KYC sharing
You are integrating Didit's B2B Reusable Know Your Customer (KYC) into <my_stack>. The recipe is server-to-server: one Didit application (Service X) mints a short-lived JSON Web Token (JWT) share token for a finished session; a partner Didit application (Service Y) imports the token and Didit clones the full verified session into Service Y. Works for both KYC and Know Your Business (KYB) sessions.
Built for Banking-as-a-Service (BaaS) sponsor banks, multi-brand financial groups, embedded finance through partner banks, marketplaces with regional or vertical sub-platforms, on-ramp + exchange ecosystems, white-label resellers, and B2B KYB consortia where the same legal entity onboards once and serves many. Every URL, header, and enum value below is canonical — do not paraphrase or "improve" them.
## 1. Provision both applications
- Sign up: https://business.didit.me (no credit card required).
- Or provision programmatically: POST https://apx.didit.me/auth/v2/programmatic/register/
- Create TWO applications in your Didit organisation. One acts as Service X (mints share tokens), the other as Service Y (imports them). In production these will usually live in different organisations — one per partner.
- Each application has its own `x-api-key`. Service X uses its own key to mint; Service Y uses its own key to import.
## 2. Service X — mint a share token
Service X picks a finished session it owns and posts to the share endpoint:
POST https://verification.didit.me/v3/session/{sessionId}/share/
Headers:
x-api-key: <Service X api key>
Content-Type: application/json
Body:
{
"for_application_id": "<partner-application-uuid>",
"ttl_in_seconds": 3600
}
Bounds on `ttl_in_seconds`: min 60, max 86400, default 3600.
Requirements:
- The session must be in a FINISHED status: "Approved", "Declined", or "In Review".
- The API key must hold the `write:sessions` privilege.
- `for_application_id` must be a real Didit application uuid — usually the partner's app.
Response: 201 Created with the JWT in the `share_token` field plus `for_application_id` and `session_kind` ("user" or "business" — Didit detects this from the source session and embeds it in the token):
{
"share_token": "eyJhbGciOiJIUzI1NiJ9...",
"for_application_id": "partner-app-uuid",
"session_kind": "user"
}
## 3. Transmit the token to Service Y
Service X transmits the `share_token` to Service Y over a pre-arranged backend channel — REST, message queue, signed webhook, anything you control. The token is scoped to Service Y's application and useless to any other application.
## 4. Service Y — import the shared session
Service Y posts the token to the import endpoint:
POST https://verification.didit.me/v3/session/import-shared/
Headers:
x-api-key: <Service Y api key>
Content-Type: application/json
Body:
{
"share_token": "<jwt from step 2>",
"workflow_id": "<Service Y's own workflow id>",
"vendor_data": "<Service Y's internal user id>",
"trust_review": true
}
`trust_review`:
- `true` → the imported session preserves the original status ("Approved" / "Declined" / "In Review"). Service Y onboards the user instantly. Use when Service Y fully trusts Service X's decision (sister brand, regulated partner with a signed data-sharing agreement).
- `false` → the imported session lands in "In Review" so Service Y's compliance team makes its own call. Safe default for new partner relationships.
Response: 201 Created with a brand-new session in Service Y's application:
{
"session_id": "<new uuid>",
"session_number": <int>,
"session_kind": "user" | "business",
"status": "Approved" | "In Review" | "Declined",
"shared_from_session": "<original session uuid in Service X>",
"vendor_data": "<Service Y's internal user id>",
"id_verifications": [...],
"liveness_checks": [...],
"face_matches": [...],
"aml_screenings": [...],
"database_validations": [...],
"proof_of_address": [...],
"phone_verifications": [...],
"email_verifications": [...]
}
For a `session_kind: "business"` token Didit clones the KYB shape instead. KYB session statuses are UPPER_SNAKE_CASE (not Title Case like KYC):
{
"session_id": "<new uuid>",
"session_kind": "business",
"status": "APPROVED",
"shared_from_session": "<original business session uuid>",
"vendor_data": "<Service Y's internal business id>",
"registry_checks": [...],
"key_people_checks": [...],
"document_verifications": [...],
"aml_screenings": [...],
"questionnaires": [...]
}
A new User or Business entity is auto-created in Service Y if one with the supplied `vendor_data` doesn't already exist.
## 5. Idempotency, expiration, errors
| Status | Reason |
|--------|--------|
| 401 | Share token invalid or past `exp` — request a new one. |
| 403 | Token not intended for your application, OR session already imported into your app. |
| 404 | Original session no longer exists. |
| 404 | `workflow_id` not found in your application. |
The duplicate-import check is enforced against the (share_token, partner application) pair.
## 6. Webhooks (optional, only when Service Y wants async updates)
Service Y can register a webhook destination once via:
POST https://verification.didit.me/v3/webhook/destinations/
Body: url, subscribed_events: ["status.updated"]
Every webhook delivery carries an `X-Signature-V2` header you MUST verify before trusting the payload. HMAC-SHA256 verification MUST run against the raw body bytes (the raw payload as Didit sent it) BEFORE any JSON parsing — re-serialising the parsed body changes whitespace and key order, which invalidates the signature.
Algorithm:
1. sortKeys(payload) recursively
2. shortenFloats (truncate trailing zeros after the decimal point)
3. JSON.stringify the result
4. HMAC-SHA256 with the secret_shared_key
5. Hex-encode, compare to the X-Signature-V2 header.
## 7. Hard rules — do not change
- Base URL for /v3/* endpoints is verification.didit.me (NOT apx.didit.me).
- Auth header is x-api-key (lowercase, hyphenated).
- Webhook signature header is X-Signature-V2 (NOT X-Signature).
- Status casing matches exactly: "Approved", "Declined", "In Review", "Not Finished" (Title Case With Spaces — KYC convention).
- session_kind is lowercase: "user" or "business".
- The share API is BUSINESS-to-BUSINESS sharing. Service X and Service Y are responsible for the data-sharing legal basis under General Data Protection Regulation (GDPR), UK GDPR, and any cross-border transfer rules. Didit ships the technical capability; you ship the data-sharing agreement.
## 8. Pricing reference (public)
- Service X already paid for the original verification (full KYC bundle is $0.30 or KYB session starts at $2.00; see didit.me/pricing).
- Service Y pays nothing on the import side — `POST /v3/session/import-shared/` is included with every plan.
- 500 free verifications every month on every account (applies to fresh captures, not imports).
## 9. Verify your integration
- Sandbox starts on signup at https://business.didit.me — no separate flag.
- Create two sandbox applications: one as Service X (issuer), the other as Service Y (importer). Use Service X's API key to mint a token for a finished sandbox session, hand the token off, use Service Y's API key to import.
- Switch to live: flip each application's environment toggle in console.
When in doubt:
- https://docs.didit.me/sessions-api/share-session/overview
- https://docs.didit.me/sessions-api/share-session/share
- https://docs.didit.me/sessions-api/share-session/import
- https://docs.didit.me/core-technology/reusable-kyc/share-kyc-via-api
Butuh konteks lebih? Lihat dokumentasi modul lengkapnya.docs.didit.me →
Dirancang untuk kepatuhan
Buka negara baru dengan satu klik. Kami yang mengerjakan bagian sulitnya.
Kami membuka anak perusahaan lokal, mengamankan lisensi, menjalankan pengujian penetrasi, mendapatkan sertifikasi, dan menyelaraskan dengan setiap regulasi baru. Untuk meluncurkan verifikasi di negara baru, cukup aktifkan tombol. 220+ negara sudah aktif, diaudit dan diuji penetrasi setiap kuartal, satu-satunya penyedia identitas yang secara formal disebut oleh pemerintah negara anggota Uni Eropa lebih aman daripada verifikasi langsung.
Atur masa berlaku token mulai dari satu menit hingga satu hari penuh.
KYC + KYB
Bagikan data individu atau seluruh bisnis, panggilan yang sama, kedua bentuk data bisa.
$0.00
Partner Anda tidak perlu membayar untuk mengimpor verifikasi yang Anda bagikan.
0
Verifikasi gratis setiap bulan di setiap akun.
Tiga tingkatan, satu daftar harga
Mulai gratis. Bayar sesuai penggunaan. Skala ke Enterprise.
500 verifikasi gratis setiap bulan, selamanya. Pay-as-you-go untuk produksi. Kontrak kustom, data residency, dan SLA (Service Level Agreements) untuk Enterprise.
Gratis
Gratis
$0 / bulan. Tidak perlu kartu kredit.
Paket KYC gratis (Verifikasi ID + Passive Liveness + Face Match + Analisis Perangkat & IP), 500 / bulan, setiap bulan
User yang masuk daftar hitam
Deteksi Duplikat
200+ sinyal fraud di setiap sesi
KYC yang dapat digunakan kembali di seluruh jaringan Didit
Platform Manajemen Kasus
Workflow Builder
Dokumentasi publik, sandbox, SDK, server MCP (Model Context Protocol)
Mulai gratis → bayar hanya saat pemeriksaan berjalan → buka Enterprise untuk kontrak kustom, SLA, atau data residency.
FAQ
Pertanyaan umum
What is Didit?
Didit is infrastructure for identity and fraud, the platform we wished existed when we were building products ourselves: open, flexible, and developer-friendly, so it works as a real part of your stack instead of a black box you integrate around.
One API covers verifying people (KYC, know your customer), verifying businesses (KYB, know your business), screening crypto wallets (KYT, know your transaction), and monitoring transactions in real time, on a stack built to be:
Fast, sub-2-second p99 on every session
Reliable, in production with 1,500+ companies across 220+ countries
Secure, SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person
The footprint underneath: 14,000+ document types in 48+ languages, 1,000+ data sources, and 200+ fraud signals on every session. The Didit infrastructure dynamically learns from every session and gets better every day.
What is B2B Reusable KYC?
B2B Reusable KYC lets one business hand a verified user or company to another business, so the partner onboards the same person without running the verification again.
It works in two steps:
Mint a share token. Pick a finished verification in your app, ask Didit for a one-time token tied to one named partner. Default lifetime is one hour; you can stretch it from one minute to a full day. Nobody else can ever redeem it.
Your partner imports the session. They redeem the token and Didit clones the full record into their workspace, documents, selfie, face match, AML hits, registry data, Ultimate Beneficial Owners (UBOs). Same shape as a fresh verification, with a clean audit trail back to the original.
Your partner picks the onboarding speed. Trust your decision and approve the user instantly, or pull the data raw and let their compliance team make the call.
Works for both Know Your Customer (KYC) and Know Your Business (KYB), same call, both shapes.
Any business model where one platform onboards a user once and several partner platforms need that same verification:
Banking-as-a-Service (BaaS), your sponsor bank or BIN sponsor needs the same Know Your Customer (KYC) data you already collected. Mint a share token from your application, the sponsor imports it.
Multi-brand financial groups, a single user onboards into Brand A and the same group needs them in Brand B (neobank + broker, fintech + lending arm, e-money + crypto on-ramp).
Embedded finance / Software-as-a-Service (SaaS) marketplaces, a vertical Software-as-a-Service offers payments or lending through partner banks; share the verification with whichever bank routes the user.
Marketplaces with sub-platforms, a parent marketplace verifies sellers once and downstream regional / vertical marketplaces inherit the verification.
On-ramps and exchanges, a fiat on-ramp shares the verified user with the exchange that lists assets; no second selfie capture.
B2B Know Your Business (KYB) ecosystems, verify a business once (registry + UBOs + AML + documents) and share that record across every partner that onboards the same legal entity.
If you can write a data-sharing agreement with your partner, this API ships the technical half.
How fast is the verification for my end user?
The full flow normally takes under 30 seconds end-to-end, pick up the ID, snap the document, snap the selfie, done. That is the fastest in the market. Legacy KYC providers usually take more than 90 seconds for the same flow.
On the back end, Didit returns the result in under two seconds at p99, measured from the moment the user finishes the selfie to the moment your webhook fires. Mobile capture is tuned for slow phones and slow networks: progressive image compression, lazy software development kit load, and a one-tap hand-off from desktop to phone via QR code if the user starts on web.
What does the import response look like?
POST /v3/session/import-shared/ returns 201 Created with a brand-new session in your application, fresh session_id and session_number, full payload cloned from the source.
Key fields:
status, Approved / Declined / In Review (preserved when trust_review: true, forced to In Review when trust_review: false).
session_kind, user (KYC) or business (KYB).
shared_from_session, points at the original session in the source application. Canonical signal that this session was imported, not freshly captured.
vendor_data, the internal user / business id YOU passed on the import call.
Identical shape to a fresh session, your existing webhook handler reads it the same way.
What happens if a user fails, abandons, or expires?
Every session lands on one of seven clear statuses, so your code always knows what to do:
Approved, every check passed. Move the user forward.
Declined, one or more checks failed. You can allow the user to resubmit the specific failed step (for example, re-take the selfie) without re-running the whole flow.
In Review, flagged for compliance review. Open the case in the console, see every signal, decide approve or decline.
In Progress, user is mid-flow.
Not Started, link sent, user has not opened it yet. Send a reminder if it sits too long.
Abandoned, user opened the link but did not finish in time. Re-engage or expire.
Expired, the session link aged out. Create a new session.
A signed webhook fires on every status change, so your database always stays in sync. Abandoned and declined sessions are free.
Where does my customer data live and how is it protected?
Production data is processed and stored in the European Union by default, on Amazon Web Services. Enterprise contracts can request alternative regions for jurisdictions whose regulators require it.
Encryption everywhere. AES-256 at rest across every database, object store, and backup. Transport Layer Security 1.3 in transit on every API call, webhook, and Business Console session. Biometric data is encrypted under a separate Customer Master Key.
Retention is yours to control. Default retention is indefinite (unlimited) unless you configure shorter, between 30 days and 10 years per application, and you can delete any individual session at any time from the dashboard or the API.
Certifications: SOC 2 Type 1 (Type 2 audit in progress), ISO/IEC 27001:2022, iBeta Level 1 PAD, and a public attestation from Spain''s Tesoro / SEPBLAC / CNMV that Didit''s remote identity verification is safer than verifying someone in person. Full report at /security-compliance.
Is Didit compliant for my industry?
Didit ships compliant by default for the regulators that matter to identity infrastructure:
GDPR + UK GDPR, controller / processor split, full Data Processing Agreement published, lead supervisory authority named (Spain''s AEPD).
AMLD6 + EU AML Single Rulebook, 1,300+ sanctions, politically exposed person, and adverse-media lists screened in real time.
eIDAS 2.0, EU Digital Identity Wallet aligned; reusable-identity ready.
MiCA (Markets in Crypto-Assets), ready for crypto on-ramps, exchanges, and custodians.
DORA, Digital Operational Resilience Act, EU financial-services operational resilience.
BIPA, CUBI, Washington HB 1493, CCPA / CPRA, US biometric privacy (Illinois, Texas, Washington) and California consumer privacy.
UK Online Safety Act, age-gating and child-safety obligations.
FATF Travel Rule, originator and beneficiary data on crypto transfers, IVMS-101 interoperable.