Didit vs Sumsub: KYC, KYB and monitoring compared (2026)

Published by Didit; based on the linked public documentation. Competitor sources checked 25–28 October 2026; Didit facts checked 27 October 2026. Not legal advice.

Evidence you can inspect before switching

Published passive-liveness test: the iBeta letter dated 4 February 2026 reports zero successful presentation attacks in 360 attempts across six subjects and six attack species. The tested configuration was Safari on an iPhone 13 Pro with iOS 18.4.1 and its backend, at Level 1 under ISO/IEC 30107-3. This result applies to that configuration and attack level.

The Spanish Treasury sandbox report on Didit records NFC and active-liveness tests that rejected printed identity documents and detected substituted portraits using the chip image. The report’s conclusions record SEPBLAC’s participation and positive assessment of strengthened remote-identification controls. The tested flow combined NFC with active liveness.

Didit’s certification documentation lists SOC 2 Type 1 and Type 2 and ISO/IEC 27001.

Didit serves 3,000+ companies. Document coverage spans 220+ countries and territories and 14,000+ document types. Review public customer stories and the document-verification scope.

The public Jurisserv customer story describes improved traceability with document, passive liveness, face-match and IP checks. It shows how verification evidence can support an operational review.

Budget the checks you will actually run

The core KYC bundle is $0.33: ID verification $0.15 + passive liveness $0.10 + face match $0.05 + device and IP analysis $0.03. The Core KYC + initial AML screening column prices the same volumes at $0.53 per verification.

Illustrative USD list-rate budgets. Core KYC assumes successful checks. Taxes, credits, prepaid discounts and other modules are excluded. The core-plus-AML column is the sum of $0.33 core KYC and $0.20 initial AML screening. Database checks and national digital IDs are outside the $0.33 core KYC bundle. Vendor prices retain their stated currency, billing unit and plan scope.

Compare the scope your team needs

Sumsub lists ID verification, liveness and face match in its user-verification plans. (public source, checked 25 October 2026). Didit combines the selected identity checks with screening, monitoring and review on the same account, so the pilot can test the whole operating workflow.

Didit’s own module catalog

Didit's business-verification workflow brings company registry lookup, ownership mapping and linked KYC together.

Watch: Verify a Business (KYB), Start to Finish (Didit Academy)

National digital IDs are an alternative verification route; a signed scheme result is not a selfie or face-match result. Database and eID checks have separate prices from the $0.33 core KYC bundle. Device/IP analysis here is part of a verification session.

Inspect the product evidence

Sumsub's pricing page on 27 October 2026: Basic $1.35 and Compliance $1.85 per verification, with their minimum monthly commitments, and the Custom plan. (public source, checked 27 October 2026).

Didit Copilot in the workflow editor, with its slash skills and AI disclosure.

Didit's Company Registry step with the Lite, Shareholders and UBOs tiers.

The workflow editor flags a branch that contradicts the status it routes to.

Put onboarding and monitoring in the same budget

For a fintech or marketplace onboarding 10,000 people in a month and checking 100,000 transactions, the selected Didit usage is straightforward to calculate.

Illustrative USD list-rate budget for successful checks and the stated transaction count. Taxes, plan fees, credits, discounts, ongoing AML, database/eID services, KYB, wallet checks, Investigator and other modules are excluded. Each added module has its own price; a vendor comparison requires a quote for this same scope. Didit module prices.

Switch with an evidence-based rollout

Keep the existing journey available while you validate the replacement. Use this proposed acceptance checklist to agree the rollout with your engineering and compliance teams.

Start with a small, predefined share of eligible traffic. Agree completion, manual-review and cost-per-approved-user thresholds before the pilot, comparing the same checks and population. Increase traffic only when those thresholds and the import reconciliation pass; route traffic back to the existing journey if they fail. See the import API, webhooks and workflow documentation.

Start with one flow; keep the evidence as you grow

Didit connects onboarding to screening, monitoring and case review on one account and record. Investigator reads verifications, alerts and cases and writes a cited report with a recommendation for $0.20 per reviewed item. Copilot helps build workflows, and the hosted MCP server lets your own agents connect through OAuth 2.1.

Investigator requires Growth or higher and organization enablement; it does not run in sandbox. Sanctions matches go to a person, and it never files a regulatory report.

Sumsub® and the Sumsub logo are trademarks of Sum and Substance Ltd.; references here are nominative, for comparative purposes only, and do not imply affiliation or endorsement. For a side-by-side on your own flow, see the Sumsub alternative page.