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Didit Yakusanya $7.5M Kujenga Miundombinu ya Utambulisho na Udanganyifu
Didit
Kwa benki na vyama vya mikopo

Sajili wateja wa benki chini ya SEPBLAC, BSA, na PSD3.

Endesha Know Your Customer, Know Your Business, uchunguzi wa vikwazo, na ufuatiliaji wa wakati halisi kwenye jukwaa moja. Tayari kwa SEPBLAC, Sheria ya Usiri wa Benki (Bank Secrecy Act), PSD3, na FFIEC.

Anza bureZungumza na mauzo
Inaungwa mkono na
Y CombinatorRobinhood Ventures
Firecrawl
Slash
Crnogorski Telekom
UCSF Neuroscape
Bit2Me

Inaaminika na mashirika 2,000+ duniani kote.

KYC ya kiwango cha benki

Imethibitishwa na SEPBLAC ya EU.
Salama zaidi kuliko ana kwa ana.

Stack pekee ya utambulisho iliyothibitishwa rasmi na serikali ya nchi mwanachama wa EU (Tesoro / BdE / SEPBLAC ya Hispania) kuwa salama zaidi kuliko ana kwa ana. KYC, KYB, AML, na Ufuatiliaji wa Miamala wa wakati halisi kwenye mkataba mmoja.

Jinsi inavyofanya kazi

Kuanzia kujisajili hadi mtumiaji aliyethibitishwa kwa hatua nne.

Hatua 01 / 04

Tengeneza workflow

Chagua modules ambazo sekta yako inahitaji katika Workflow Builder. ID Verification, Passive Liveness, Face Match, AML Screening, Device & IP Analysis, Proof of Address, AML monitoring, Biometric Authentication, kila moja kwa toggle. Hakuna code.

Imejengwa kwa ajili ya waendelezaji · Imejengwa dhidi ya udanganyifu · Wazi kwa muundo

Kila moduli unayohitaji kwa kwa benki na vyama vya mikopo. Mtiririko mmoja wa kazi.

Moduli ishirini na tano zilizochapishwa katika Workflow Builder moja. Kila moja ni swichi kwenye endpoint sawa ya /v3/session/, hakuna viwango vya kuongeza mauzo, hakuna SKU tofauti, hakuna simu za nyongeza.
Angalia beiSoma nyaraka
01 · Onboarding

KYC kamili (know your customer) chini ya sekunde mbili.

ID Verification, Passive Liveness, Face Match, na Device & IP Analysis kwenye kila session. iBeta Presentation Attack Detection (PAD) Level 1 imethibitishwa. Inference ya mwisho-hadi-mwisho chini ya sekunde 2, $0.33 kwa KYC iliyofungwa, 500 za bure kila mwezi.
Soma nyaraka
02 · Tengeneza

Workflow moja. Kila module. Invoice moja.

Modules ishirini na tano zilizochapishwa katika Workflow Builder moja. Washa ID Verification, Liveness, Face Match, AML, Proof of Address, Biometric Authentication, na nyongeza za kisekta ambazo mamlaka yako inahitaji, bila kazi ya uhandisi.
Vinjari modules
03 · AML

Orodha 1,300+ za vikwazo, PEP, na adverse-media.

AML Screening kwa $0.20 kwa kila ukaguzi, ufuatiliaji unaoendelea kwa $0.07 kwa kila mtumiaji kwa mwaka. Usasishaji wa delta kila siku katika lugha 14. Workflow ya Suspicious Activity Report (SAR) na Case Management zimejengwa ndani. 6AMLD, Bank Secrecy Act, na FFIEC-aligned out of the box.
Ufikiaji wa AML
04 · Sera ya hatari

Amua. Kagua. Idhinisha. Kwa hatari. Kwa maombi.

Kila kategoria ya hatari, mtumiaji anayerudiwa, hit ya AML, hatari kubwa ya device-intelligence, liveness ya hati chini, kutolingana kwa geolocation, inaunganishwa na hatua inayoweza kusanidiwa. Rekebisha sera kwa kila maombi, kwa kila nchi, kwa kila aina ya hati, bila ku-redeploy.
05 · Fuatilia

Gundua udanganyifu baada ya mtumiaji kuingizwa.

Real-time Transaction Monitoring na rule bundles 11 zilizopandwa, velocity, structuring, mule patterns, Financial Action Task Force (FATF) Travel Rule. AWAITING_USER auto-remediation huwezesha hatua ya re-KYC kwa uhamisho wa hatari kubwa bila kazi ya uhandisi.
Ufuatiliaji wa miamala
06 · Mzunguko wa Maisha

Thibitisha. Hakiki. Fuatilia. Mkataba mmoja.

Kila mteja anayefuata kanuni hupitia hatua zote tatu. API moja, mratibu mmoja, ankara moja, kuanzia uthibitishaji upya wa watumiaji wanaorudi, kupitia KYC + Know Your Business (KYB) wakati wa kujiunga, hadi Ufuatiliaji endelevu wa Miamala na Uchunguzi wa Wallet kwa $0.15 kwa kila ukaguzi.
Mzunguko kamili wa maisha
Unganisha

Endpoints mbili. JSON sawa. Bei sawa.

Simu moja inaanza mtiririko wa uthibitishaji. Webhook inaufunga. Umbo sawa iwe unatumia UI iliyopangishwa au unaita endpoint inayojitegemea.
POST /v3/session/Hosted UI
$ curl -X POST https://verification.didit.me/v3/session/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "workflow_id": "wf_3daf4c64",
    "vendor_data": "user_42"
  }'
201Imeundwa{ "session_url": "https://verify.didit.me/?session_token=..." }
POST /v3/workflows/Kifurushi cha Kwa benki na vyama vya mikopo
$ curl -X POST https://verification.didit.me/v3/workflows/ \
  -H "x-api-key: $DIDIT_API_KEY" \
  -d '{
    "workflow_id": "wf_industry_starter",
    "features": ["ID_VERIFICATION", "LIVENESS", "FACE_MATCH", "IP_ANALYSIS"]
  }'
201Imeundwa{ "workflow_id": "wf_3daf4c64" }
Ujumuishaji tayari kwa agent

Peleka onboarding ya kwa benki na vyama vya mikopo kwa prompt moja.

Bandika block iliyo hapa chini kwenye Claude Code, Cursor, ChatGPT, au coding agent yoyote kupitia server yetu ya MCP. Agent ataisoma na kuandika integration.
didit-integration-prompt.md
# Didit industry onboarding — integrate in 5 minutes

You are integrating Didit's identity + fraud stack into <my_stack>. Follow
these steps exactly. Every URL, header, and enum value below is canonical —
do not paraphrase or "improve" them.

## 1. Provision an account
- Sign up: https://business.didit.me (no credit card required).
- Or provision programmatically: POST https://apx.didit.me/auth/v2/programmatic/register/
  (returns an API key bound to the workspace + application).

## 2. Compose a workflow for your vertical
Create a workflow with the modules your vertical needs:
  POST https://verification.didit.me/v3/workflows/
  Header:  x-api-key: <your-api-key>
  Body:    workflow_label, features array — UPPERCASE enum values

Recommended starter bundle (full KYC):
  [
    { "feature": "ID_VERIFICATION" },
    { "feature": "LIVENESS" },
    { "feature": "FACE_MATCH" },
    { "feature": "IP_ANALYSIS" }
  ]

Add per-vertical modules from this list:
  AML_SCREENING, PROOF_OF_ADDRESS, NFC, AGE_ESTIMATION, BIOMETRIC_AUTH,
  PHONE_VERIFICATION, EMAIL_VERIFICATION, QUESTIONNAIRE, DATABASE_VALIDATION.

## 3. Create a verification session
POST https://verification.didit.me/v3/session/
Headers:
  x-api-key: <your-api-key>
  Content-Type: application/json
Body:
  {
    "workflow_id": "<wf_id_from_step_2>",
    "vendor_data": "<your_internal_user_id>",
    "callback":    "<your_webhook_url>"
  }
Response:
  {
    "session_id":  "ses_...",
    "session_url": "https://verify.didit.me/?session_token=...",
    "status":      "Not Started"
  }

Redirect the user to session_url. The hosted UI handles capture, lighting,
mobile handoff, and accessibility for you.

## 4. Webhooks
- Register a destination once via
  POST https://verification.didit.me/v3/webhook/destinations/
  Body: url, subscribed_events: ["session.verified", "session.review_started",
                                  "session.declined", "kyc_expired"]
- Response includes secret_shared_key — store it.
- Every webhook delivery carries an X-Signature-V2 header you MUST verify
  before trusting the payload. Algorithm:
    1. sortKeys(payload) recursively
    2. shortenFloats (truncate trailing zeros after the decimal point)
    3. JSON.stringify the result
    4. HMAC-SHA256 with the secret_shared_key
    5. Hex-encode, compare to the X-Signature-V2 header.

## 5. Read the report
The session payload returns one object per feature. Common fields:
  - status: "Approved" | "Declined" | "In Review" | "Expired" | "Not Finished"
  - id_verification.document_type, document_number, expiration_date
  - liveness.score (0-100), liveness.passed (boolean)
  - face_match.confidence (0-100), face_match.passed
  - aml.hits: array (sanctions / PEP / adverse-media matches)
  - ip_analysis.country, ip_analysis.risk_level
  - warnings: array of risk codes — each surfaces in the console's risk policy

## 6. Hard rules — do not change
- Base URL for /v3/* endpoints is verification.didit.me (NOT apx.didit.me).
- Feature enum is UPPERCASE (e.g. ID_VERIFICATION, LIVENESS, FACE_MATCH, AML_SCREENING).
- Auth header is x-api-key (lowercase, hyphenated).
- Webhook signature header is X-Signature-V2 (NOT X-Signature).
- Always verify webhook signatures before trusting payload data.
- Status casing matches exactly: "Approved", "Declined", "In Review",
  "Expired", "Not Finished" (title-cased, space-separated).

## 7. Pricing reference (public)
- Full KYC bundle (ID + Liveness + Face Match + IP): $0.33 per session
- AML Screening: $0.20 per check, ongoing $0.07 / user / year
- Wallet Screening: $0.15 per screen — or bring your own provider
- 500 free verifications every month, forever, on every account.

## 8. Verify your integration
- Sandbox starts on signup at https://business.didit.me — no separate flag.
- Switch to live: flip the application's environment toggle in console.

When in doubt: https://docs.didit.me
Inatii kwa muundo

Fungua nchi mpya kwa kubofya mara moja. Tunafanya kazi ngumu.

Tunafungua kampuni tanzu za ndani, tunapata leseni, tunafanya majaribio ya kupenya, tunapata vyeti, na tunalingana na kila kanuni mpya. Ili kusafirisha uthibitishaji katika nchi mpya, geuza swichi. Nchi 220+ ziko hewani, zinakaguliwa na kupimwa kila robo mwaka, mtoa huduma pekee wa utambulisho ambaye serikali ya nchi mwanachama wa EU imemwita rasmi kuwa salama zaidi kuliko uthibitishaji wa ana kwa ana.
Soma faili ya usalama na utiifu
SOC 2 · Type II — AICPA · 2026
SOC 2 · Type I — AICPA · 2026
ISO/IEC 27001 — Usalama wa habari · 2026
EU financial sandbox — Tesoro · SEPBLAC · BdE
FIDO Alliance — Mwanachama Mshirika · 2026
iBeta Level 1 PAD — NIST / NIAP · 2026
GDPR — EU 2016/679
HIPAA — 45 CFR §160 · §164
DORA — EU 2022/2554
MiCA — EU 2023/1114
Miongozo ya EBA ya kuingiza wateja mtandaoni — EBA/GL/2022/15
AMLD6 · eIDAS 2.0 — EU-aligned kwa muundo
Jugendschutz geprüft — FSM · JMStV §4(2) · 2026

Kwa namba.

Uthibitisho
  • $0.00
    Kwa kifurushi kamili cha KYC (know your customer).
  • <0s
    Inference ya mwisho-hadi-mwisho kwa kila session.
  • 0+
    Nchi na maeneo yanayoungwa mkono.
  • 0
    Uthibitishaji wa bure kila mwezi, milele.
Suluhisho za kawaida kwa tasnia.

Benki

Benki kamili zinazodhibitiwa, rejareja, binafsi, biashara, uwekezaji. Usajili wa kiwango cha AMLD6 na moduli za kina zaidi za Didit.
01 · Uthibitishaji

Sajili. Thibitisha utambulisho. Changanua.

Thibitisha kuwa mtumiaji mpya ni halisi, wa kipekee, na analingana na hati anayowasilisha. Changanua dhidi ya vikwazo 1,300+, PEP (Politically Exposed Persons), na orodha za habari mbaya katika simu moja. KYC kamili ya kiwango cha udhibiti na NFC Verification, inasoma chip kwenye pasipoti za kibayometriki na eIDs kwa uthibitisho wa kriptografia. Ongeza Proof of Address na Database Validation ili kulinganisha vikwazo, kodi, wapiga kura, na rejista za mahakama.
02 · Uthibitishaji

Thibitisha tena katika nyakati nyeti.

Mtumiaji anayerudi anathibitisha tena utambulisho kwa selfie mpya, miundombinu sawa na ya usajili. Anzisha kwenye vitendo vya thamani ya juu, hatari kubwa, au uaminifu mkubwa. Washa Uthibitishaji Imara wa Mteja (SCA) kwa kila uhamisho wa thamani kubwa, mabadiliko ya mnufaika, na kuingia kwa kifaa kipya, uthibitishaji wa kibayometriki kwa kutumia miundombinu ileile ya selfie.
03 · Ufuatiliaji

Fuatilia watumiaji na miamala kwa muda.

Ukaguzi wa miamala wa wakati halisi unaotegemea sheria na usimamizi wa kesi na mtiririko wa SAR (Suspicious Activity Report). Uchunguzi endelevu wa AML unachunguza tena kila mtumiaji dhidi ya vikwazo vilivyosasishwa, PEP, na orodha za habari mbaya. Endesha ufuatiliaji endelevu unaozingatia AMLD6 na vifurushi 11 vya sheria vilivyopandikizwa, mtiririko wa kazi wa SAR, na uchunguzi endelevu wa AML katika kitabu chote cha wateja.

Jumla za vichwa vya habari zinaonyesha moduli zinazohitajika tu. Ishara za bure za kuzuia ulaghai hazitozwi gharama za ziada; moduli za hiari na zinazopendekezwa zimewekewa lebo. Punguzo la bei kwa wingi kwenye Enterprise, zungumza na mauzo kwa nukuu maalum.

Ngazi tatu, orodha moja ya bei

Anza bure. Lipa kadri unavyotumia. Kuza hadi Enterprise.

Uthibitishaji 500 bila malipo kila mwezi, milele. Kisha lipa tu moduli inapofanya kazi. Mikataba maalum, uhifadhi wa data, na makubaliano ya kiwango cha huduma (SLAs) kwenye Enterprise.

Bure

$0/ mwezi · hakuna kadi

Kwa ajili ya kuunda, kujaribu, na watumiaji wako wa kwanza.

Kila kitu unachohitaji kuanzia:
  • Uthibitishaji kamili wa KYC 500 kila mwezi
  • Kitambulisho, uhai, kulinganisha uso, kifaa & IP
  • Ishara za udanganyifu 200+, orodha nyeusi, marudio
  • KYC inayoweza kutumika tena kwenye mtandao wa Didit
  • Mjenzi wa mtiririko wa kazi, usimamizi wa kesi, SDKs
  • Usaidizi wa AI AI agent ndani ya console, docs, na jumuiya.
Anza bure
Maarufu zaidi

Lipa kadri unavyotumia

$0.33kwa KYC kamili

Moduli 25+, bei wazi. Punguzo la kiotomatiki kwa wingi.

Kila kitu kilichopo kwenye Bure, pamoja na:
  • Uchunguzi na ufuatiliaji wa AML kuanzia $0.07
  • Uthibitishaji wa biashara kwa $2.00 kwa kampuni
  • Ufuatiliaji wa miamala kwa $0.02 kila moja
  • Uchunguzi wa pochi kwa $0.15 kwa kila ukaguzi
  • Mtiririko wa white-label chini ya chapa yako mwenyewe
  • Usaidizi wa AI AI agent ndani ya console, docs, na jumuiya.
Angalia bei zote za moduli 25+
Anza bure

Enterprise

Maalummkataba wa mwaka

Kwa kiasi kikubwa na programu zilizodhibitiwa.

Kila kitu kilichopo kwenye Lipa kadri unavyotumia, pamoja na:
  • Mikataba ya kila mwaka, bei ya kiasi kilichokubaliwa
  • Masharti maalum ya kisheria na SLA ya 99.99% ya muda wa kufanya kazi
  • Uhifadhi wa data, uhifadhi, ukaguzi wa usalama
  • Wakaguzi wa mikono kwa mahitaji
  • Masharti ya muuzaji na white-label
  • Usaidizi wa kipaumbele kutoka kwa binadamu Kituo cha Slack kinachoshirikiwa saa 24/7, meneja maalum wa mafanikio.
Wasiliana nasi

Punguzo la wingi hutumika kiotomatiki kadri matumizi yanavyoongezeka — hakuna mazungumzo, hakuna simu ya mauzo.

Maswali Yanayoulizwa Mara kwa Mara

Maswali ya kawaida

Husika

Kurasa zinazohusiana

Miundombinu ya utambulisho na udanganyifu.

API moja kwa KYC, KYB, Ufuatiliaji wa Miamala, na Uchunguzi wa Wallet. Unganisha ndani ya dakika 5.

Anza bila malipoZungumza nasi
Uliza AI ifupishe ukurasa huu