Identity Solutions for Banking Online

Technologies we use

Identity verification
Unified access

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Identity Solutions for Banking Online

Problems in the online banking business

Online banks are currently facing a challenging regulatory environment, heavily influenced by key directives and guidelines that dictate their operations. For example, in Europe, anti-money laundering regulations, in particular the AMLD4 and AMLD5 directives, have expanded the scope of anti-money laundering controls to include cryptocurrency transactions and require rigorous know-your-customer (KYC) processes. These regulations require banks to thoroughly verify the identity of customers, a task that has become more complex with the shift to online banking. In addition, compliance with the General Data Protection Regulation (GDPR) is crucial, as it imposes strict protocols on the collection, storage and processing of personal data to safeguard customer privacy and trust.

The revised Payment Services Directive (PSD2), which introduces the concept of open banking and obliges banks to allow third parties access to customer data and payment services with their consent, further complicates the picture. This encourages innovation, but adds layers of complexity in data security and consent management. The Network and Information Systems Directive also places particular emphasis on cybersecurity, requiring high levels of security for networks and information systems in a banking sector with a high level of security.

How our solutions solves them

Verifying user identities is now effortless with Didit’s technology:

Comprehensive Directive Compliance

Fully compliant with AMLD4, AMLD5, GDPR, PSD2, and the Network and Information Systems Directive, our technology navigates the regulatory landscape efficiently, relieving banks from the intricacies of these varied regulations.

Streamlined KYC and AML Processes

Our technology simplifies compliance, enabling banks to perform comprehensive KYC and AML checks effortlessly and reliably.

AI-based identity verification

Combines Artificial Intelligence with government-issued identity documents for accurate identity verification, minimizing the risk of identity fraud.

Automatic verification

Our state-of-the-art technology enables automatic mode in identity verification, thanks to NFC or OCR solutions, and liveness test tools. Our reusable verifications allow checks from 1 second.

Secure and efficient authentication

Provides a secure and easy-to-use authentication process, making online banking more accessible and efficient.

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Discover ways people can use our products

KYC & ID verification

Smooth user verification with advanced A.I and OCR/NFC technologies.

KYC & ID verification
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Unified Access

Easy sign-ups with social logins or web3 wallets into your website.

Unified Access

Digital Payments

Frictionless payments with digital wallets, supporting fiat & crypto methods.

Digital Payments

Data Transfer

One-click data sharing for personalized and connected user interactions.

Data Transfer