Quebec Law 25 and biometrics: identity verification guide (2026)
Quebec Law 25 and biometric identity verification: the s. 44 CAI declaration and express consent, the s. 45 database rule, the s. 17 assessment for vendors, penalties, CAI decisions, OPC guidance and a buyer checklist.

In short
Under Quebec Law 25, a business that verifies identity with a face biometric, such as a selfie matched to an ID photo, must tell the Commission d’accès à l’information (CAI, Quebec's privacy regulator) beforehand and get the person's express consent.[1][5] Section 44 of Quebec's IT Framework Act sets that rule, and the CAI says a non-biometric option must be offered to anyone who says no.[1][5]
- A biometric database must be declared promptly and at least 60 days before it goes live (s. 45).[1]
- Sending the data to a vendor outside Quebec needs a privacy impact assessment and a written agreement first (s. 17).[3]
- Penalties reach CAD 10 million or 2% of worldwide turnover (administrative) and CAD 25 million or 4% (penal).[3]
Quebec Law 25 (Bill 64 before it passed) is the 2021 statute that modernised Quebec's privacy laws, and its biometric rules reach online identity checks that compare a live selfie with the photo on an ID document.[8][6] For a business subject to these rules, a face match is a declared, consent-based process with its own deletion rule and, when data leaves the province, a privacy impact assessment.[1][3]
This guide reads the official texts section by section, including the Act respecting the protection of personal information in the private sector, the CAI's declaration form, its decisions since 2024, the federal guidance of 11 August 2025, Bill C-36 and four provinces' public-sector rules. It ends with a checklist for this month (and our Canada page).
Building a Quebec onboarding flow
Didit runs document checks, liveness and a 1:1 face match in one workflow, with a consent step, retention settings and deletion you control. Start free or talk to us about your Quebec users.
Quebec Law 25 and biometrics at a glance
| Question | Short answer |
|---|---|
| Which law | Section 44 and 45 of the IT Framework Act (CQLR c. C-1.1), as amended by Law 25 (S.Q. 2021, c. 25)[1] |
| In force since | September 2022 for the biometric changes, per the CAI's biometrics guide; most other Law 25 duties since 22 September 2023[6][8] |
| Does a selfie-to-ID match count | Yes: the CAI treats 1:1 authentication and 1:N identification alike[6] |
| If the person refuses | Offer another way to verify; biometrics may not be required[2][5] |
| Vendor outside Quebec | Privacy impact assessment and written agreement before the transfer (s. 17)[3] |
| Federal law | PIPEDA, read with the OPC biometrics guidance of 11 August 2025; Bill C-36 is at second reading[14][15][17] |
- Sept. 2022s. 44-45 amendedLaw 25's biometric changes take effect; CAI guide updated.
- 22 Sept. 2023Most dutiesPIA before data leaves Quebec, express consent for sensitive data.
- 18 Feb. 2025Metro orderFirst CAI order under s. 45: a biometric database prohibited.
- 11 Aug. 2025OPC guidanceFederal biometrics guidance for businesses.
- 15 June 2026Bill C-36Introduced; at second reading on 31 October 2026.
Dated milestones for biometric identity verification in Quebec and Canada.[6][8][10][14][17]
What Quebec Law 25 says about biometric identity verification
Law 25 amended several statutes. Its biometric rules sit in sections 44 and 45 of the Act to establish a legal framework for information technology (CQLR c. C-1.1; in French, Loi concernant le cadre juridique des technologies de l’information, LCCJTI).[1] Section 44 is the one an identity verification flow triggers.
Section 44Act to establish a legal framework for information technology
"A person's identity may not be verified or confirmed by means of a process that allows biometric characteristics or measurements to then be used except where such verification or confirmation has been previously disclosed to the Commission d’accès à l’information and except with the express consent of the person concerned."
Source: LégisQuébec, CQLR c. C-1.1[1]
The French text, which is equally official, opens with a prohibition: « Nul ne peut exiger, sans l’avoir divulgué préalablement à la Commission d’accès à l’information et sans le consentement exprès de la personne, que la vérification ou la confirmation de son identité soit faite au moyen d’un procédé permettant de saisir des caractéristiques ou des mesures biométriques. » (No one may require identity to be verified by a biometric process without first disclosing it to the CAI and without the person's express consent.)[2] The CAI's own page goes further: it states that requiring biometric identity verification is prohibited and that another means must be provided when a person does not consent.[5]
Section 44 then adds three limits that shape the product:
- Minimum data: only the characteristics needed to link the person to the act, captured with the person's knowledge.[1]
- No other use: nothing else revealed by the biometric data may be used to make a decision about the person or for any other purpose.[1]
- Destruction: "The record of the characteristics or measurements and any notation relating thereto must be destroyed as soon as the purpose of verification or confirmation of identity has been met or the reason for the verification or confirmation no longer exists."[1]
A 1:1 selfie match counts
The CAI's guide covers both purposes: identification, which searches a database among many identities, and authentication, which validates an identity by a "one against one" comparison with the biometric data of a known person.[6] The guide also states that a code, template or model derived from an image by an algorithm is biometric information too.[6] In February 2025 the CAI found that a retailer's facial recognition project was identity verification by biometric means, which requires express consent under the Act.[11]
Watch out
Consent is not enough on its own. The CAI writes that, even with consent, the collection must meet the necessity test, and that usefulness and convenience do not justify collecting biometrics.[5] Document why a face match is needed and which less intrusive options you considered.
Section 44 declaration or section 45 database
Section 45 applies to a biometric database, for example stored face images or templates.[1]
Every biometric verification
Section 44 declaration
- Disclose the process to the CAI before using it
- Get express consent from each person
- Destroy the biometric record when the purpose is met
s. 44, CQLR c. C-1.1
If a biometric database is created
Section 45 database
- Disclose promptly, and at least 60 days before go-live
- The CAI may set rules on use, retention and destruction
- The CAI may suspend, prohibit or order destruction
s. 45, CQLR c. C-1.1
These powers are used: the CAI's first order under section 45, in February 2025, prohibited a retailer's facial recognition database.[11]
What the CAI declaration form asks, and what to get from your vendor
The enterprise that verifies identity declares, through the CAI's online form, and every field is mandatory.[5][7] In practice, many of the answers are about the vendor's system, so ask for them before you sign.
| CAI form question | What it asks | What to get from the vendor |
|---|---|---|
| Q7, Q8 | Planned go-live date; model or product name and supplier, with the user guide attached[7] | Product name, the documentation you can attach |
| Q9, Q11 | How the system works; which characteristics are captured, for example face shape[7] | A plain description of capture, liveness and the 1:1 match |
| Q14 | Whether a biometric database is created[7] | Whether images or templates are stored in a database, and for how long |
| Q16, Q17 | Less intrusive means considered and the documented problem[7] | Your own fraud data; the vendor's non-biometric options |
| Q20 | Storage format: raw images, an irreversible template, or nothing kept[7] | What is stored, in which format, and the default retention |
| Q22 | Where a central database is hosted: in Quebec, elsewhere in Canada or abroad[7] | Hosting countries for the data and for every sub-processor |
| Q23 | When the biometric data and notes are destroyed[7] | Deletion triggers, backups included |
| Q24 to Q26 | Express consent, its form, withdrawal at any time, another means of identification[7] | A consent screen, its record, and a non-biometric route |
| Q27, Q28 | Who can access the data, including the supplier's staff; security measures[7] | Access roles, encryption, audit reports |
Attach the user manual, the consent form, the agreement for data sent outside Quebec and the privacy impact assessment (in French, évaluation des facteurs relatifs à la vie privée, EFVP).[7]
Express consent and the non-biometric alternative
Section 12 of the private-sector Act says consent "must be given expressly when it concerns sensitive personal information", and it names a biometric nature among the reasons information is sensitive.[3][4] For biometrics, the CAI says valid consent is manifest and express, free, informed, specific and limited in time.[5] The CAI publishes a model consent form to adapt to your system.[5]
The second half of the rule is the one product teams miss. Because a person must be free to refuse or withdraw, the CAI says another solution must be provided.[5] The federal regulator says the same for non-essential uses: "you must provide individuals with other means of access or participation" and must not hinder access to them.[15]
1Explain the check before any capture
Purpose, what is captured, retention, where data goes, the alternative.
The person gives express consent to the face match
Document, liveness and 1:1 match
Record the consent; destroy the biometric data when the purpose is met.
Non-biometric route
For example a database check or a document reviewed by a person, with no face capture.
2Decide, with a person able to review
Tell users about fully automated decisions and let them be heard (s. 12.1).
A consent-first verification flow for Quebec users. The alternative must not be a dead end.[3][5]
Section 12.1 adds that when a decision is based exclusively on automated processing, you must tell the person and let them submit observations to a staff member who can review it.[3]
Section 17: the privacy impact assessment before data leaves Quebec
Section 17Act respecting the protection of personal information in the private sector
"Before communicating personal information outside Québec, a person carrying on an enterprise must conduct a privacy impact assessment."
Source: LégisQuébec, CQLR c. P-39.1[3]
The assessment must weigh the sensitivity of the data, its purpose, the protection measures including contracts, and the legal framework of the destination.[3] The data may go only if the assessment shows adequate protection, and the transfer "must be the subject of a written agreement" that reflects the assessment.[3] The same applies when a person or body outside Quebec collects, uses, communicates or keeps the data on your behalf, which is the vendor case.[3] In our reading, "outside Québec" includes the other Canadian provinces: the text does not stop at the Canadian border.[3]
Section 3.3 requires a privacy impact assessment for any project to acquire or overhaul an information system, so a new vendor needs one even inside Quebec.[3] Section 18.3 requires a written contract that limits the vendor to the mandate and stops it keeping the data afterwards.[3]
Before go-live: PIA, s. 44 declaration, written agreement
Liveness and 1:1 match
Where each Law 25 duty sits in a vendor-based verification.[1][3]
Prepare your vendor answers with Didit
Didit's documentation covers the consent step, retention, deletion and processing region the CAI form asks about. Talk to us before you choose a verification vendor.
Penalties under Law 25
Collecting, using, keeping or destroying personal information in breach of the law can lead to a CAI administrative penalty or a penal fine.[3][9]
| Tool | Maximum for an enterprise | Section |
|---|---|---|
| Administrative monetary penalty | CAD 10,000,000 or, if greater, 2% of worldwide turnover for the preceding fiscal year[3] | s. 90.12 |
| Penal fine | CAD 15,000 to CAD 25,000,000, or 4% of worldwide turnover if greater[3] | s. 91 |
| Subsequent offence | Penal fines are doubled[3] | s. 92.1 |
What the CAI has decided on facial recognition
| Decision | Facts | Outcome |
|---|---|---|
| Employer, September 2024 | Facial recognition for building access; the employer had consent and had declared the database, according to Osler[13] | Ordered to stop: the collection did not meet the Act's requirements, according to Osler[13] |
| Metro Inc., 18 February 2025 | Planned database of faces of people linked to shoplifting or fraud, declared on 6 September 2024[10][11] | Database prohibited; identity verification by biometrics requires express consent; first order under s. 45[11] |
| Metro Inc., 1 April 2026 | Pilot in up to ten stores, no template kept without a match, 18-month retention, according to Ogletree[12] | Collection found "necessary"; semi-annual reports for two years; consent ruling still under appeal, according to Ogletree[12] |
Lesson for vendor selection
According to Ogletree's account of the 2026 decision, one supplier said he "had no idea" how the system creates facial signatures, and another could not give error rates because the algorithm belonged to a third party.[12] Ask your vendor how its matching works and how it measures errors before you file with the CAI.
Canada-wide context: PIPEDA, the OPC guidance and Bill C-36
Age checks with a face also count as biometrics; our guide to age verification in Canada covers that case.
Outside Quebec, private-sector biometrics fall under the federal Personal Information Protection and Electronic Documents Act (PIPEDA) in most provinces. On 11 August 2025 the Office of the Privacy Commissioner of Canada (OPC) published its guidance on biometrics, which lines up with Quebec's rules.[14]
| Topic | OPC guidance, 11 August 2025 | Quebec |
|---|---|---|
| 1:1 verification | A "one-to-one" comparison; prefer it over identification where possible[15] | Covered as authentication[6] |
| Consent | Express consent as a general rule for sensitive biometrics, templates included[15] | Express consent required (s. 44)[1] |
| Alternative | Required for non-essential uses[15] | Required if the person refuses[5] |
| Deletion | From all locations, including cloud storage and backups, and at third parties[15] | All copies, and at any provider with access[6] |
| Accuracy | Test across demographic groups; do not rely only on vendor claims[15] | Error rates scrutinised in Metro 2026, according to Ogletree[12] |
| Transparency | Say where biometrics are stored and name or describe service providers[15] | CAI form Q22 and Q27[7] |
On cross-border processing, PIPEDA works differently from section 17. The OPC's guidelines state that "PIPEDA does not prohibit organizations in Canada from transferring personal information to an organization in another jurisdiction for processing", but the organization stays accountable and must use contracts or other means to provide "a comparable level of protection".[16]
Bill C-36, which would enact the Protecting Privacy and Consumer Data Act and amend PIPEDA, was introduced and read a first time on 15 June 2026 and is at second reading in the House of Commons as of 31 October 2026, according to LEGISinfo.[17] It is a bill, not law. As introduced, its section 57(1) would require a privacy impact assessment and risk-mitigation measures before personal information is disclosed or transferred outside Canada, and the maximum penalty for the contraventions in one investigation would be the greater of CAD 10 million and 3% of gross global revenue.[18] It also lists biometric information capable of uniquely identifying a person as sensitive.[18]
Public-sector data residency in BC, Nova Scotia, Ontario and Alberta
Public bodies follow provincial laws, which drive many residency questions in requests for proposals. Payments and crypto firms: see KYC for money services businesses and crypto in Canada.
| Province | Rule for public bodies | Effect on an identity verification vendor |
|---|---|---|
| British Columbia | Strict residency removed on 25 November 2021; storing sensitive data outside Canada needs an extra assessment in the PIA and a risk-based decision[19] | Possible after the assessment; the guidance lists biometric data as commonly sensitive[19] |
| Nova Scotia | PIIDPA: data held by public bodies and their service providers stays in Canada and is accessed only in Canada, unless the head finds it necessary and reports it[20] | Storage and access abroad need the exception; a 2025 law will replace PIIDPA with rules set by regulation, according to David Fraser[21] |
| Ontario | Mandatory privacy impact assessments before collecting personal information under FIPPA since 1 July 2025[22] | No residency rule in the IPC's list of changes; expect PIA questions |
| Alberta | Protection of Privacy Act in force since 11 June 2025; privacy management programs required from 11 June 2026[23] | Expect PIA and program evidence |
Canadian residency does not remove Quebec's section 17 assessment when data leaves Quebec for another province.[3]
A checklist for Quebec Law 25 biometric verification this month
File the CAI declaration before the face match goes live for Quebec users.[1]
- List every flow that captures and compares a face, account recovery included.
- Write down the problem the face match solves, with your own fraud data, and the less intrusive options you tried.[5]
- Check whether stored images or templates form a biometric database; if so, disclose it promptly and at least 60 days before use.[1]
- Run the section 3.3 and section 17 assessments, and sign a written agreement with the vendor.[3]
- Build an express-consent screen in French and English, and keep a record of each consent.[5]
- Offer a non-biometric route that works for people who refuse or withdraw consent.[5]
- Set retention so biometric data is destroyed once the purpose is met, at the vendor and in backups.[1][15]
- Route failed matches to a person who can review them, and tell users about automated decisions.[3][15]
- File the CAI declaration with the manual, consent form, agreement and assessment attached.[7]
Residency questions for vendors:
- Ask where data is processed and stored by default, and whether another region is available by contract.
- Ask for the full sub-processor list with the country of each one.
- Ask whether staff outside Canada can access production data.
- Ask for the vendor's demographic testing approach and error measures.[15]
Reporting entities under federal anti-money laundering rules: our guide to FINTRAC identity verification in 2026 covers that side; assess Quebec privacy obligations separately.
How Didit helps
Didit's ID verification and liveness run in one workflow: the document is read and checked for tampering, then a passive, 3D action or flashing liveness check confirms a live person, and a 1:1 face match compares the selfie with the document portrait.[24][25][34] Face templates are not kept after a session is deleted unless you turn template retention on, with a set number of days.[27]
Didit provides
- A biometric consent step before the first face capture, shown to everyone in "Always" mode, with the answer kept on the session[26]
- Retention from 1 month to 10 years, session deletion by console or API, and a privacy-erasure instruction that purges retained templates[27][28]
- Processing in the EU by default; in-country processing on Enterprise, subject to availability and contract[27]
- A French verification flow, manual review of flagged sessions, and a check of credit header data from a credit bureau in Canada[31][32][33]
- SOC 2 Type 2, ISO/IEC 27001:2022 and iBeta Level 1 presentation attack detection[30]
Stays with you
- The necessity analysis and the CAI declaration
- The privacy impact assessments under sections 3.3 and 17
- The consent wording and the non-biometric alternative
- The final decision and the review of contested results
Didit acts as a data processor; you remain the controller.[29] Database validation, including the Canadian credit-bureau check, is a non-biometric check you can assess for your alternative route: see database validation, AML screening and pricing.[33]
Build a consent-first face match for Quebec
Document, liveness and face match in one workflow, with a consent step and deletion you control.
Key takeaways
- A selfie-to-ID face match is biometric identity verification under section 44: declare it to the CAI and get express consent.
- The CAI says biometric verification may not be required: offer a non-biometric route to anyone who does not consent.
- A biometric database of stored face images or templates must be declared promptly and at least 60 days before go-live.
- A vendor outside Quebec, including elsewhere in Canada, needs a section 17 assessment and a written agreement.
- Bill C-36 is at second reading; PIPEDA and the OPC guidance of 11 August 2025 apply today.
Frequently asked questions
Can I use a selfie and face match for KYC in Quebec?
Yes, with conditions. Section 44 of Quebec's IT Framework Act allows biometric identity verification only if the process was disclosed to the CAI beforehand and the person gives express consent. The CAI's guide covers 1:1 matching.[1][6]
Do I need to declare biometric identity verification to the CAI?
Yes. Section 44 requires the verification process to be disclosed to the Commission d’accès à l’information before it is used. The CAI takes declarations through an online form, and every field is mandatory.[1][5][7]
What is the 60-day rule in Quebec for biometrics?
Section 45 requires the creation of a database of biometric characteristics to be disclosed to the CAI promptly and not later than 60 days before it is brought into service, for example stored face images or templates used to recognise returning users.[1]
Can a business require users to verify with a selfie in Quebec?
Not without prior disclosure to the CAI and the person's express consent, under the official French text of section 44. The CAI's page goes further: requiring biometric verification is prohibited, and another means must be offered to people who do not consent.[2][5]
Can biometric data leave Quebec for an identity verification vendor?
Yes, after a section 17 privacy impact assessment shows adequate protection and a written agreement is signed, including when a provider outside Quebec collects or keeps the data for you.[3]
What are the penalties under Quebec Law 25?
Administrative monetary penalties reach CAD 10 million or 2% of worldwide turnover, whichever is greater. Penal fines reach CAD 25 million or 4%, doubled for a subsequent offence.[3]
What did the CAI decide about Metro and facial recognition?
On 18 February 2025 the CAI prohibited Metro's biometric database, finding the project was identity verification requiring express consent. According to Ogletree, a 1 April 2026 decision found the pilot necessary, while the consent ruling is under appeal.[11][12]
What does the OPC biometrics guidance require from businesses?
The OPC guidance of 11 August 2025 calls for express consent as a general rule, an alternative for non-essential uses, deletion from all locations including backups, and testing across demographic groups.[15]
Is Bill C-36 law in Canada?
No. Bill C-36 was introduced on 15 June 2026 and is at second reading in the House of Commons as of 31 October 2026. As introduced, it would require a privacy impact assessment before transferring personal information outside Canada.[17][18]
Does Canada require identity verification data to be stored in Canada?
Not for private businesses under PIPEDA, which allows transfers with comparable protection. Nova Scotia's PIIDPA requires public bodies and their service providers to keep data in Canada unless an exception applies.[16][20]
Sources
- Act to establish a legal framework for information technology, CQLR c. C-1.1, sections 44 and 45, LégisQuébec, consolidated to 29 October 2026.
- Loi concernant le cadre juridique des technologies de l’information, RLRQ c. C-1.1, articles 44 et 45, LégisQuébec.
- Act respecting the protection of personal information in the private sector, CQLR c. P-39.1, LégisQuébec.
- Loi sur la protection des renseignements personnels dans le secteur privé, RLRQ c. P-39.1, LégisQuébec.
- Biométrie, Commission d’accès à l’information du Québec.
- Biométrie : principes à respecter et obligations légales des organisations, version 2.0, CAI, 21 September 2022.
- Formulaire de déclaration d’un système biométrique ou procédé permettant de saisir des caractéristiques ou des mesures biométriques, CAI.
- Des dispositions de la Loi 25 qui entrent en vigueur aujourd’hui, CAI, 22 September 2023.
- Principaux changements apportés par la Loi 25, CAI.
- Décision, dossier 1037199-S, Metro Inc., CAI, 18 February 2025.
- La Commission interdit à Metro Inc. de mettre en service une banque de caractéristiques ou de mesures biométriques, CAI.
- The CAI's facial recognition ruling: shaping the future of retail biometrics in Québec, Ogletree Deakins, 2 July 2026.
- Québec privacy commissioner continues to set high bar for biometric data processing, Osler.
- Privacy Commissioner of Canada publishes guidance on biometrics, OPC, 11 August 2025.
- Guidance for processing biometrics, for businesses, OPC, 11 August 2025.
- Guidelines for processing personal data across borders, OPC, 2009.
- Bill C-36, 45th Parliament, 1st session, LEGISinfo, read 31 October 2026.
- Bill C-36, first reading text, Parliament of Canada, 15 June 2026.
- Guidance on disclosures outside of Canada, Government of British Columbia, updated 13 February 2025.
- Personal Information International Disclosure Protection Act, questions and answers, Government of Nova Scotia.
- Nova Scotia's new Freedom of Information and Protection of Privacy Act, David Fraser, Canadian Privacy Law Blog, 9 November 2025.
- FIPPA and MFIPPA updates, Information and Privacy Commissioner of Ontario.
- Protection of Privacy Act, Office of the Information and Privacy Commissioner of Alberta.
- Face Match (1:1), Didit documentation.
- Liveness detection, Didit documentation.
- Biometric consent, Didit documentation.
- Data retention and deletion, Didit documentation.
- Delete session, Didit documentation.
- Security and compliance, Didit documentation.
- Certifications, Didit documentation.
- Supported languages, Didit documentation.
- Manual review, Didit documentation.
- Canada credit bureau (FINTRAC) verification, Didit documentation.
- ID verification, Didit documentation.
Next: identity verification in Canada, our FINTRAC guide and the ID verification page.
Verify Quebec users with a consent step
Enable the consent step and set biometric deletion apart from other evidence.
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