Didit vs Socure: KYC comparison of agents, KYB and monitoring
Didit vs Socure: compare documented checks, published pricing, review evidence and migration steps. Didit core KYC costs $0.33.
For bank, card-issuer, fintech and crypto compliance teams evaluating Socure, Didit offers published module prices, a $0.33 core KYC bundle, linked business and owner checks, and onboarding-to-monitoring evidence on one account.
- Published core KYC price: $0.33 for ID, passive liveness, face match and device/IP.
- Spain’s financial-sandbox test evidence for NFC plus active liveness; SOC 2 Type 1 & Type 2 and ISO/IEC 27001 are listed in Didit’s certification documentation.
- 3,000+ companies use Didit. Public customer stories show how teams use it. Document coverage spans 220+ countries and territories and 14,000+ document types. Document coverage.
Evidence you can inspect before switching
Published passive-liveness test: the iBeta letter dated 4 February 2026 reports zero successful presentation attacks in 360 attempts across six subjects and six attack species. The tested configuration was Safari on an iPhone 13 Pro with iOS 18.4.1 and its backend, at Level 1 under ISO/IEC 30107-3. This result applies to that configuration and attack level.
The Spanish Treasury sandbox report on Didit records NFC and active-liveness tests that rejected printed identity documents and detected substituted portraits using the chip image. The report’s conclusions record SEPBLAC’s participation and positive assessment of strengthened remote-identification controls. The tested flow combined NFC with active liveness.
Didit’s certification documentation lists SOC 2 Type 1 and Type 2 and ISO/IEC 27001.
The public Jurisserv customer story describes improved traceability with document, passive liveness, face-match and IP checks. It shows how verification evidence can support an operational review.
Budget the checks you will actually run
The core KYC bundle is $0.33: ID verification $0.15 + passive liveness $0.10 + face match $0.05 + device and IP analysis $0.03. The Core KYC + initial AML screening column prices the same volumes at $0.53 per verification.
| Monthly units | Didit core KYC at $0.33 | Didit: Core KYC + initial AML screening | Vendor published terms; different scope |
|---|---|---|---|
| 1,000 | $330 | $530 |
|
| 10,000 | $3,300 | $5,300 | |
| 50,000 | $16,500 | $26,500 |
Illustrative USD list-rate budgets. These Launch-tier figures are not representative of Socure's Enterprise, negotiated, volume-based or customized pricing, and the bundles differ from Didit's modules. Core KYC assumes successful checks. Taxes, credits, prepaid discounts and other modules are excluded. The core-plus-AML column is the sum of $0.33 core KYC and $0.20 initial AML screening. Database checks and national digital IDs are outside the $0.33 core KYC bundle. Vendor prices retain their stated currency, billing unit and plan scope.
Launch pricing disclosure. The Launch-tier figures shown are not representative of Socure's Enterprise, negotiated, volume-based or customized pricing, which Socure prices on volume and spend. Socure states that Launch requires neither a contract nor a commitment. Socure Launch terms, checked 25 October 2026.
Compare the scope your team needs
| Requirement | Didit | Socure public pages |
|---|---|---|
| Liveness | Passive liveness ($0.10 in a workflow, $0.05 standalone API) and active liveness ($0.15). Didit documentation. | Predictive DocV selfie liveness detection with injection and deepfake defenses. (public source, checked 25 October 2026). |
| Examples of authoritative-data routes | Government and authoritative database checks cover 45 countries plus a Global group. Six available national digital IDs provide an alternative verification route. Database scope. Didit documentation. | Socure’s eCBSV page describes Social Security Administration name, SSN and date-of-birth verification; this is one documented route. (public source, checked 25 October 2026). |
| AML screening | AML screening at $0.20 across 1,300+ lists. Didit documentation. | Watchlist screening and monitoring for sanctions, PEPs, and adverse media. (public source, checked 25 October 2026). |
| Businesses and owners | KYB from $2.00, registry search free, linked KYC for every owner. Didit documentation. | Business onboarding verification with beneficial owner checks and sanctions screening. (public source, checked 25 October 2026). |
| Agents | Investigator $0.20 per reviewed item, Copilot, and a hosted MCP server using OAuth 2.1. Didit documentation. | RiskOS AI Suite lists a Business Intelligence Agent, Case Review Assistant and Rule Writing Assistant; RiskOS also documents an MCP server (MCP documentation, checked 25 October 2026). (public source, checked 25 October 2026). |
| Integration | Hosted flow and SDKs for web, iOS, Android, React Native and Flutter. Didit documentation. | Direct API, hosted UI, DocV & Digital Intelligence SDK, and MCP server support. (public source, checked 25 October 2026). |
| Ongoing screening | Ongoing AML monitoring at $0.07 per user per year. Didit documentation. | Ongoing watchlist screening and monitoring service. (public source, checked 25 October 2026). |
| Cases and review | Case management with four-eyes review; Investigator writes a cited report and recommendation; it can decide alone only within the customer’s policy and chosen autonomy level. It never files a regulatory report. (public source, checked 27 October 2026). | Case management with generative AI decision explanations. (public source, checked 25 October 2026). |
| Returned evidence | Check results, extracted fields, images and warnings in the API response; webhooks and compliance PDF reports. Didit documentation. | GenAI Explainability shows the signals that influenced a model outcome inside Case Management. (public source, checked 25 October 2026). |
| Crypto risk and monitoring | Transaction monitoring costs $0.02 per transaction, wallet screening $0.15 per check, and Travel Rule supports IVMS 101 messaging and counterparty due diligence. (public source, checked 27 October 2026). | Socure’s crypto page describes identifying suspicious wallet activity through device intelligence and transaction monitoring. (public source, checked 25 October 2026). |
| Contact and device signals | Device fingerprinting and IP analysis in the verification session; email checks $0.03 and phone checks $0.04 plus carrier charges. Document-based proof of address costs $0.20 and checks an address document; it is a different method from Socure’s data-based Address RiskScore. Proof-of-address scope. (public source, checked 27 October 2026). | Socure lists Phone RiskScore, Email RiskScore, Address RiskScore and Digital Intelligence as products. (public source, checked 25 October 2026). |
| Document verification routes | ID document capture with extracted fields and fraud checks; NFC chip verification of ePassports and eIDs at $0.15 as an additional step. (public source, checked 27 October 2026). | Predictive DocV extracts document data and performs document fraud checks. (public source, checked 25 October 2026). |
| Face matching and search | Face match 1:1 at $0.05, plus free face search 1:N across your users and blocklists. (public source, checked 27 October 2026). | DocV compares the document portrait with a selfie. (public source, checked 25 October 2026). |
Socure describes RiskOS as a decisioning and orchestration platform for identity, fraud and watchlist products. (public source, checked 25 October 2026). Didit combines the selected identity checks with screening, monitoring and review on the same account, so the pilot can test the whole operating workflow.
What your account can cover
| Requirement | Didit capability and public documentation |
|---|---|
| Document and biometric checks | Core KYC $0.33; NFC $0.15; passive liveness $0.10 in a workflow or $0.05 through the standalone API; active liveness $0.15. ID verification; liveness. |
| Authoritative data | Database coverage is 45 countries plus a Global group. Database validation. |
| Six national digital IDs | MitID (Denmark), BankID Sweden, iDIN (Netherlands), Finnish Trust Network, Smart-ID (Estonia, Latvia, Lithuania, Belgium) and Mobile-ID (Estonia, Lithuania). Available national digital IDs. |
| Device, IP and contact signals | Device fingerprinting and IP risk are collected in the verification session; email verification is $0.03 and phone verification is $0.04 plus carrier charges. Device/IP; email; phone. |
| Repeat-fraud checks | Face search 1:N is free and helps identify duplicate faces across your users and blocklists. Face search. |
| Screening and monitoring | AML screening $0.20 across 1,300+ lists; ongoing AML $0.07 per user per year; transaction monitoring $0.02 per transaction with 150+ preset rules. AML; transaction monitoring. |
| Crypto checks | Wallet screening $0.15 per pay-as-you-go check; Travel Rule supports IVMS 101 messaging, counterparty due diligence and ownership proof. Wallet screening; Travel Rule. |
| Business and owner checks | KYB from $2.00 per business, free registry search and a linked KYC for every owner. Business verification; key people. |
| Evidence and review | Check results, extracted fields, images and warnings in the API response; webhooks, compliance PDF reports and case management support review. Investigator is $0.20 per reviewed item. Investigator. |
| Build and migrate | No-code workflows, Copilot, hosted MCP with OAuth 2.1, SDKs for web/iOS/Android/React Native/Flutter, and historical-verification imports. Workflows; Copilot; MCP; import API. |
National digital IDs are an alternative verification route; a signed scheme result is not a selfie or face-match result. Database and eID checks have separate prices from the $0.33 core KYC bundle. Device/IP analysis here is part of a verification session.
Country-specific database services support standalone and in-workflow checks. The Global identity-enrichment service is standalone API only and is unavailable in the workflow builder. Database service modes, checked 27 October 2026.
Inspect the product evidence
Socure's RiskOS MCP Server documentation, cropped to its text and comparison table. (public source, checked 25 October 2026).
Didit Copilot in the workflow editor, with its slash skills and AI disclosure.
Didit's Company Registry step with the Lite, Shareholders and UBOs tiers.
Didit's workflow editor warns about a branch that contradicts the status it routes to.
Put onboarding and monitoring in the same budget
For a fintech or marketplace onboarding 10,000 people in a month and checking 100,000 transactions, the selected Didit usage is straightforward to calculate.
| Selected module | Calculation | Didit usage cost |
|---|---|---|
| Core KYC | 10,000 × $0.33 | $3,300 |
| Initial AML screening | 10,000 × $0.20 | $2,000 |
| Transaction monitoring | 100,000 × $0.02 | $2,000 |
| Usage subtotal | 10,000 users and 100,000 transactions | $7,300 |
Illustrative USD list-rate budget for successful checks and the stated transaction count. Taxes, plan fees, credits, discounts, ongoing AML, database/eID services, KYB, wallet checks, Investigator and other modules are excluded. Each added module has its own price; a vendor comparison requires a quote for this same scope. Didit module prices.
Switch with an evidence-based rollout
Keep the existing journey available while you validate the replacement. Use this proposed acceptance checklist to agree the rollout with your engineering and compliance teams.
| Existing concept | Didit mapping | Acceptance check |
|---|---|---|
| Verification flow | Rebuild the selected steps and branches in a Didit workflow | Run the same supported document and country mix through both journeys. |
| Historical approval, decline and review statuses | Map source values with status_mapping in the import API | Reconcile every mapped status; investigate unknown or failed rows before expanding. |
| Historical verification records | POST /v3/session/imports/ with workflow_id and dry_run | Validate the dry run, then inspect terminal job status and created, updated, skipped and failed counts. |
| Rules, cases and webhook handlers | Configure these separately in Didit | Check event handling and review ownership. The historical-verification import does not migrate these configurations. |
Start with a small, predefined share of eligible traffic. Agree completion, manual-review and cost-per-approved-user thresholds before the pilot, comparing the same checks and population. Increase traffic only when those thresholds and the import reconciliation pass; route traffic back to the existing journey if they fail. See the import API, webhooks and workflow documentation.
Start with one flow; keep the evidence as you grow
Didit connects onboarding to screening, monitoring and case review on one account and record. Investigator reads verifications, alerts and cases and writes a cited report with a recommendation for $0.20 per reviewed item.
Copilot helps build workflows, and the hosted MCP server lets your own agents connect through OAuth 2.1.
Watch: Use Didit with MCP (Didit Academy)
Investigator requires Growth or higher and organization enablement; it does not run in sandbox. Sanctions matches go to a person, and it never files a regulatory report.
Open the Didit console without a sales call and test your chosen workflow. The public pricing announcement says the Free plan includes $10 of credit every month from 1 November 2026.
Socure® is a trademark of Socure Inc.; references here are nominative, for comparison only, and do not imply affiliation or endorsement. For a side-by-side on your own flow, see the Socure alternative page.
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