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Identity solutions for FinTech

FINTECH

Free unlimited KYC
for modern fintechs.

The only platform offering free Core KYC. 10,000+ document types. 220+ countries. Real-time AML screening across 1,000+ global watchlists.

No contracts or minimums500 free checks/month60-second sandbox

Technologies we use

ID Verification

Liveness

AML Screening

NFC Verification

Biometric Authentication

Database Validation

Free KYC / Reusable KYC

Auth + Data

BY THE NUMBERS

$0.30

Per KYC Check

3-5x cheaper than legacy providers like Jumio or Onfido

<2s

Verification Time

Real-time identity checks that don't slow down onboarding flows

220+

Countries Covered

Global document support for cross-border fintech operations

PROVEN RESULTS

Trusted by Fintechs Across 30+ Countries

90%

Reduction in Manual Reviews

Adelantos automated identity verification for salary advance loans in Guatemala

<15min

From Application to Loan

Credi-Demo accelerated due diligence by 15-20% for motorcycle financing

50%+

Cost Reduction

Xiomex cut verification costs in half while verifying 40,000+ global users

Why Fintechs Are Switching to Didit

Other providers charge per verification from day one. Didit offers free unlimited Core KYC—document verification plus selfie liveness—forever. You only pay for premium features your users complete. Add AML screening, database validation, and advanced features only when you need them. No contracts, no minimums, no hidden fees.

Free unlimited Core KYC — document verification + selfie liveness at $0, forever. No caps.

200+ real-time fraud signals catch deepfakes, synthetic IDs, and presentation attacks during the front scan.

Go live in under 2 weeks with SDKs for every platform and 60-second sandbox access.

$0.30 per check at scale — 3-5x cheaper than Sumsub, Veriff, Persona, or Jumio.

KEY BENEFITS

Built for Fintech Speed and Scale

Frictionless Onboarding

Convert more users with sub-2-second KYC checks that verify identity documents, match biometrics, and screen against AML watchlists — all in a single API call.

Pay-Per-Use Pricing

No minimums, no contracts. Start with 500 free checks per month and scale to millions at $0.30 per verification — turning compliance from a cost center into a competitive advantage.

Deepfake-Proof Liveness

200+ real-time fraud signals detect face morphing, deepfakes, presentation attacks, and synthetic identities before they enter your platform.

White-Label Everything

Fully customizable verification flows that match your brand. Embed via SDK, iframe, or API — your users never leave your experience.

IDENTITY SOLUTIONS

Complete Identity Stack for Fintech

From seed stage to IPO, Didit scales with you. Our AI-powered platform processes millions of verifications with 99.9% uptime and sub-30-second user flows.

01

Free Unlimited Core KYC

Document verification + selfie liveness at no cost, forever. Verify government IDs from 220+ countries with AI-powered extraction, tampering detection, and real-time validation. No per-verification fees for Core KYC—ever.

02

AI-Powered Document Verification

Support for 10,000+ document types including passports, national IDs, driver's licenses, and residence permits. AI detects forgeries, tampering, and expired documents. NFC chip reading available for highest-security verification.

03

Passive Liveness & Deepfake Detection

ISO 30107-3 certified liveness detection stops presentation attacks, deepfakes, and injection attacks. Users take a natural selfie—no awkward head movements. 99.9% accuracy against sophisticated spoofing attempts.

04

Real-Time AML & Sanctions Screening

Screen against 1,000+ global watchlists: OFAC, EU sanctions, PEP databases, adverse media. Continuous monitoring alerts you when risk profiles change. Configurable rules auto-approve, flag for review, or reject.

05

Biometric Authentication & Reusable KYC

After initial verification, users authenticate with face biometrics—no passwords, no 2FA codes. Reusable KYC lets verified users share credentials across your partner network instantly.

USE CASES

How Fintechs Use Didit

Account Opening KYC

Verify new customers in seconds with document verification, biometric face match, and AML screening combined into a single frictionless flow.

Reusable KYC Credentials

Let verified users share their KYC credentials across your product ecosystem, eliminating redundant checks and reducing onboarding drop-off.

Transaction Monitoring Triggers

Re-verify user identity when suspicious transaction patterns emerge, meeting PSD2 strong customer authentication requirements.

Ongoing AML Monitoring

Continuously screen your entire user base against 1,300+ watchlists for just $0.07 per user per year, with real-time alerts on status changes.

Cross-Border Remittance Compliance

Verify sender and receiver identities across 220+ countries with 14,000+ supported document types and 48+ languages.

E-Money License Compliance

Meet EMI regulatory requirements with audit-ready verification logs, proof of address validation, and ongoing customer due diligence.

BUILT FOR YOUR ROLE

Built for Every Fintech Decision Maker

Chief Compliance Officer

Regulatory risk & audit readiness

THE CHALLENGE

New regulations (AMLD6, DORA, PSD3) keep expanding scope. Personal liability for compliance failures. Need full audit trails and configurable risk rules.

HOW DIDIT HELPS

SOC 2 Type II + ISO 27001 certified. 1,300+ AML watchlists with daily re-screening. Complete audit trail with decision explanations. Configurable risk thresholds — no vendor lock-in.

VP Product / Head of Growth

Conversion rates & onboarding speed

THE CHALLENGE

Every extra second in verification loses 5-10% of applicants. Competitors have clunky UX with head-turning and blinking. Mobile drop-off is killing growth.

HOW DIDIT HELPS

<2-second inference with passive liveness — no awkward instructions. Auto-capture for documents. Mobile-first design. White-label UI. Your conversion rate will show the difference.

CTO / VP Engineering

Integration speed & API reliability

THE CHALLENGE

Legacy KYC providers require weeks of integration, sales calls before sandbox access, and opaque APIs. Every day of integration delay costs money.

HOW DIDIT HELPS

60-second sandbox — no sales call needed. RESTful API + webhooks + SDKs (React Native, iOS, Android, Flutter, Web). MCP server for AI agent integration. 99.99% uptime SLA.

Head of Fraud / Risk

Fraud detection & false positives

THE CHALLENGE

Deepfakes are getting more sophisticated. Synthetic identities bypass basic document checks. Manual review queues are growing. Current provider's false positive rate is too high.

HOW DIDIT HELPS

200+ real-time fraud signals — deepfakes, face morphs, document forgery, device fingerprinting, IP analysis. All AI models built in-house. Expert fraud team responds to new vectors within hours, not quarters.

REGULATORY COMPLIANCE

Fintech Regulatory Compliance Made Simple

Stay ahead of evolving financial regulations with a verification platform built for compliance teams at neobanks, payment processors, and lending platforms.

01

AMLD6 / 6AMLD

Full compliance with the EU's Sixth Anti-Money Laundering Directive, including enhanced due diligence, beneficial ownership verification, and ongoing monitoring obligations.

02

PSD2 / PSD3

Strong Customer Authentication (SCA) support with biometric verification for payment initiation and account access under the Payment Services Directive.

03

eIDAS 2.0

Ready for the European Digital Identity Wallet framework with NFC chip reading for e-Passports and reusable verified credentials.

04

FinCEN / BSA

Meet Bank Secrecy Act requirements for US-operating fintechs with Customer Identification Program (CIP) workflows and SAR-ready audit trails.

Competitor Comparison

Why the World’s Smartest Companies Are Switching to Didit

Tired of outdated, overpriced, and opaque IDV providers? Didit delivers more features, fairer pricing, and instant access — all powered by our AI-native, developer-first platform. See how Didit stacks up against legacy vendors on both capabilities and cost.

didit
veriff
ID Verification
Yes
Yes
NFC Verification
Yes
Yes
Passive Liveness
Yes
Yes
Active Liveness
Yes
Yes
Reusable KYC
Yes
No
Face Match 1:1
Yes
Yes
AML Screening
Yes
Yes
AML Ongoing Monitoring
Yes
Yes
Proof of Address
Yes
Yes
Age Estimation
Yes
Yes
Phone Verification
Yes
No
IP Analysis
Yes
Yes
White Label
Yes
Yes
Blocklisting & Duplicated
Yes
Yes
Database Validation
Yes
Maybe
Data Retention
Unlimited
90d
Instant Sandbox Access
Yes
Maybe
Public API
Yes
No
Public Pricing
Yes
Maybe

Pricing Comparison (Aug 17, 2025)

didit
sumsub
Annual Commit
No
Yes
Minimum Monthly
$0
$149
Price per flow
ID + Liveness + Face Match
500 free / month
then$0.30²
$1.35
AML + Ongoing Monitoring
$0.27²
$0.57
Phone Verification
$0.10²
$0.28
Proof of Address (PoA)
$0.20²
$1.35

¹ Estimated, official pricing for that service not publicly available. ² Volume discounts available. Calculate your savings with the ROI calculator above.

CERTIFICATIONS

Certified for enterprise trust

Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.

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GDPR Compliant

Full EU data protection compliance

ISO 27001

ISO 27001

Information security management

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iBeta Level 1

PAD (liveness + face match)

EXPLORE MORE INDUSTRIES

Launch Compliant Fintech Products in Minutes, Not Months

Start verifying users today with 500 free checks. No contracts, no minimums — just the fastest, most affordable KYC infrastructure for modern fintechs.

FINTECH FAQ

Questions from Fintech Decision Makers

Yes. Core KYC (government ID verification + selfie liveness) is free and unlimited, with no caps, contracts, or minimums. This applies in production, not just as a trial. You only pay for optional modules like AML screening, NFC, or database checks when you explicitly enable them.