Key takeaways
KYC solutions must effectively combat onboarding fraud with advanced AI, without negatively impacting user experience.
Choosing scalable KYC software with clear, transparent costs facilitates financial planning and sustainable growth.
Didit offers the only free and unlimited KYC plan on the market, with premium features like AML Screening from just $0.30 per verification.
Simple integration via API or no-code platforms is crucial for any business to quickly implement an effective KYC solution.
If you lead or are part of a compliance team, you know how challenging it can be to find the best KYC solution. The market offers many alternatives, but choosing the option that best fits your institution's needs can be a key factor that directly impacts your business.
The onboarding stage is critical to any company's success. However, it's important to know that around 20% of fraud occurs during this initial period, whether through false documentation, altered IDs, or deepfake attacks. That's why it's essential to have tools robust enough to combat these crimes without compromising user experience. AI-powered identity verification can help balance both sides of the equation.
Below, we'll show you the 5 best KYC solutions on the market, so you can decide which is the best alternative for your business in 2025. Each of these options offers the technological tools necessary to comply with current regulations and improve identity verification processes, especially compared to more traditional methods.
Keep reading!
A good identity verification or KYC solution (Know Your Customer) is a tool that helps businesses comply with current (and upcoming) regulations while offering a smooth user experience during the onboarding stage. These features should be non-negotiable in industries like banking, fintech, insurance, or crypto, where identity verification must be the first step of any AML program.
Beyond these, there are other functionalities that good KYC software should include, such as automation, scalability, or ease of integration.
Complete Identity Verification, Beyond a Simple Check
Identity verifications shouldn't be seen as mere formalities but as comprehensive processes that combine document validation and facial recognition with real-time liveness detection methods.
Therefore, ensuring that identity verification isn't treated as just a checkbox or administrative procedure is fundamental to choosing a good KYC solution.
Want to know more about document verification? In this article, we tell you everything you need to know about this functionality.
Scalability and Growth
The ideal KYC software must be scalable, allowing the company to grow without becoming a burden, either in terms of performance or financially. In other words, a good identity verification tool must be capable of handling large volumes without damaging the bottom line of institutions.
You Might Also Be Interested...
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Optimize costs, approval times, and ROI with Didit, the free KYC that revolutionizes identity verification.
Read Full Article
Costs (Initial and Recurring)
Related to the above, costs tend to be quite opaque in the identity verification market. A good KYC tool is one that allows you to know the initial and recurring costs of its use. Put simply, it doesn't incur hidden costs during the relationship. This allows you to develop different forecast scenarios to know how much you'll need to invest in implementing and maintaining that KYC solution.
Process Automation and Optimization
Automating KYC processes helps eliminate manual errors and offer a faster verification process without human intervention (unless necessary). Machine learning algorithms and artificial intelligence help optimize identity verification, improving response times, efficiency, and accuracy.
Simple Integration
Integrating the KYC tool shouldn't be a headache for your tech team. Analyze the technical documentation of all options to have the different alternatives under control, and look for the one that offers the simplest way to start verifying identities. APIs, No-Code options... simple integration should also be part of a good KYC solution.
Regional and Global Security and Regulatory Compliance
Security and regulatory compliance guarantee must be two fundamental pieces of any good KYC tool. These must be committed to protecting information (encryption, ISO certificates, etc.), and help companies comply with current regulations.
User-Centered
The best KYC tools are those that are user-centered, both for customers and compliance team employees who need to review the data. Offering a simple interface during the digital verification process helps improve conversion rates and satisfaction, while a user-friendly platform allows compliance teams to keep everything under control.
Why Are These Criteria Relevant in 2025?
Digital fraud threats have multiplied in 2025. Recent data shows that artificial intelligence and other technologies like deepfakes pose a threat to businesses, the national and international financial system, and of course, to users themselves, who may be affected by problems such as identity theft.
The constant evolution of regulations, mostly inspired by the 40 recommendations of the FATF (Financial Action Task Force), demands flexible, customizable solutions capable of quickly adapting to regulatory changes without undermining the user experience.
Transparent and predictable costs allow companies to plan and scale their compliance strategies, which becomes fundamental, especially in uncertain economic contexts.
In summary, 1 in 5 fraud attempts occurs during the onboarding stage. Having the necessary tools to ensure the security of identity verification is, therefore, fundamental.
You may also be interested in...
5 Compliance Trends to Watch in 2025
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Read full article
Quick Comparison: Visual Table of Key Features
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<title>Verification Services Comparison</title>
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<tr>
<th>Feature</th>
<th class="didit-header">Didit</th>
<th>Onfido</th>
<th>Veriff</th>
<th>Sumsub</th>
<th>iDenfy</th>
</tr>
</thead>
<tbody>
<tr>
<td class="feature-name" data-label="Feature">Document Verification</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
</tr>
<tr>
<td class="feature-name" data-label="Feature">NFC Verification</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
</tr>
<tr>
<td class="feature-name" data-label="Feature">Liveness Detection</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
</tr>
<tr>
<td class="feature-name" data-label="Feature">Face Match 1:1</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
</tr>
<tr>
<td class="feature-name" data-label="Feature">Biometric Authentication</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
</tr>
<tr>
<td class="feature-name" data-label="Feature">Face Search 1:N</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="cross">✗</span></td>
<td data-label="Veriff"><span class="cross">✗</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="cross">✗</span></td>
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<tr>
<td class="feature-name" data-label="Feature">AML Screening</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
</tr>
<tr>
<td class="feature-name" data-label="Feature">Age Estimation</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
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<tr>
<td class="feature-name" data-label="Feature">Proof of Address</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
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<tr>
<td class="feature-name" data-label="Feature">IP Analysis</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
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<td class="feature-name" data-label="Feature">Phone Verification</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="cross">✗</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
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<td class="feature-name" data-label="Feature">Reusable KYC</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="cross">✗</span></td>
<td data-label="Veriff"><span class="cross">✗</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="cross">✗</span></td>
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<tr>
<td class="feature-name" data-label="Feature">Document Monitoring</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="cross">✗</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="cross">✗</span></td>
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<td class="feature-name" data-label="Feature">ISO 27001</td>
<td class="didit-column" data-label="Didit"><span class="check">✓</span></td>
<td data-label="Onfido"><span class="check">✓</span></td>
<td data-label="Veriff"><span class="check">✓</span></td>
<td data-label="Sumsub"><span class="check">✓</span></td>
<td data-label="iDenfy"><span class="check">✓</span></td>
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<tr>
<td class="feature-name" data-label="Feature">Minimum Price per Month</td>
<td class="didit-column highlight" data-label="Didit">$0.00</td>
<td class="competitor-price" data-label="Onfido">N/A</td>
<td class="competitor-price" data-label="Veriff">$209.00</td>
<td class="competitor-price" data-label="Sumsub">$299.00</td>
<td class="competitor-price" data-label="iDenfy">N/A</td>
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<tr>
<td class="feature-name" data-label="Feature">Cost per KYC + AML</td>
<td class="didit-column highlight" data-label="Didit">$0.30</td>
<td class="competitor-price" data-label="Onfido">Custom</td>
<td class="competitor-price" data-label="Veriff">$1.44+</td>
<td class="competitor-price" data-label="Sumsub">$1.85+</td>
<td class="competitor-price" data-label="iDenfy">Custom</td>
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</div>
Analysis of the 5 Best KYC Solutions on the Current Market
Didit: The First and Only Free Unlimited KYC Plan on the Market
Didit offers the first and only free unlimited identity verification plan on the market. More than 800 companies from different sectors (crypto, fintech, or telecommunications, among others) have already integrated their technology, combining maximum security and agility in a single platform. Thanks to Didit, companies can reduce their compliance costs by stopping paying for identity verification.
Summary:
- Transparent cost. With Didit, you'll always know how much you'll pay, and you can also make an estimate and plan your compliance costs. Additionally, the cost for AML + KYC verification is only $0.30, a minimal amount compared to the recurring investment of other competitors, who may also incur setup expenses or monthly minimum commitments.
- Exclusive features. Didit is the only provider in the market that offers reusable KYC, allowing end users to verify themselves once and reuse their verified credentials in other services, thus improving UX without sacrificing regulatory compliance.
- Premium features. In addition to the free plan, we offer a Pro Plan with premium features, such as White-Label KYC ($0.20/complete verification); AML Screening ($0.30/initial check) or Ongoing AML Monitoring ($0.20/verified user per year), along with other features we'll announce soon.
- Advanced anti-fraud technology. We have more than 10 customized AI models, advanced OCR, different liveness detection methods, and biometrics to detect sophisticated fraud, such as deepfakes or advanced forgeries. This way, you can stop worrying about manual verifications and start working automatically.
- Security. We are ISO 27001 certified and comply with GDPR, eIDAS 2, or PCI DSS, among other regulations. To date, our platform has never suffered any security breach.
- Simple integration. We offer a very simple API that can be operational in a few hours. Additionally, from the Business Console, verification sessions can also be created without the need for code.
Companies like Bondex, a Web3-based professional social network, or GBTC Finance, a centralized exchange and crypto ATM network, confirm up to 90% monthly savings using Didit compared to other market tools.
Onfido
Onfido is one of the major players in the identity verification market. This tool offers identity verification, biometric analysis, and an AI-based system that automatically approves or rejects sessions, sending to review those cases that require human intervention. Onfido is suitable for identity verification and AML.
Check out our Didit vs Onfido comparison here.
Veriff
Veriff is a recognized platform in the KYC industry for offering automated solutions for identity verification and fraud prevention. Their system combines document validation with biometric analysis and liveness detection. Additionally, it uses AI to automate decisions and refer only doubtful cases for human review. Veriff is primarily oriented towards companies that require rigorous regulatory compliance.
Check out our Didit vs Veriff comparison here.
Sumsub
Sumsub offers a comprehensive identity verification solution, covering everything from document validation to AML screening. It uses biometrics, AI-based document analysis, and tools for continuous user monitoring. It's known for being robust in functionality, particularly in strictly regulated environments, although its fee structure may be complex for certain users.
Check out our Didit vs Sumsub comparison here.
iDenfy
iDenfy provides a standard KYC solution with document validation, facial biometrics, and automated analysis using artificial intelligence. It's a simple and effective solution to cover basic compliance and fraud prevention needs. Although it doesn't particularly stand out for advanced features, it's sufficient for companies with moderate regulatory requirements.
Success Case
What They Say About Us
"We have reduced verification times to a minimum, thanks to quick and easy integration with our system. Additionally, we've reduced verification-related costs, allowing us to allocate these resources to other areas of the company. Using Didit takes user verification to the next level."
GBTC Finance
Which KYC Solution Should You Choose for Your Company?
Choosing KYC software is one of the most important steps in any regulatory compliance plan. To do this, you need to know your business very well, identify key jurisdictions, determine your risk profile, and define the legal and regulatory requirements you must meet as an obligated subject.
Didit fits into all of the above as one of the best KYC solutions on the market. Startups and SMEs can take advantage of the free plan and some premium functions to start complying with legislation without financial worries, while large companies can take advantage of other features of the Pro Plan, such as the white-label solution, to customize the entire onboarding flow and offer a more immersive experience during registration.
The combination of cutting-edge technology, advanced compliance, economic transparency, and ease of integration makes us one of the best alternatives in the identity verification market. Click here and start revolutionizing your KYC processes.
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<div class="author-content">
<h4 itemprop="description">About the Author</h4>
<div class="author-name" itemprop="name">Víctor Navarro</div>
<div class="author-title" itemprop="jobTitle">Specialist in Digital Identity and Communication</div>
<p itemprop="description">
I am Víctor Navarro, with over 15 years of experience in digital marketing and SEO. I am passionate about technology and how it can transform the digital identity sector. At Didit, an artificial intelligence company specialized in identity, I educate and explain how AI can enhance critical processes such as KYC and regulatory compliance. My goal is to humanize the internet in the age of artificial intelligence, offering accessible and efficient solutions for individuals.
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<div class="statement" itemprop="description">
"Humanizing the internet in the AI age"
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<div class="contact" itemprop="email">
Para consultas profesionales, contacta conmigo en <a href="mailto:victor.navarro@didit.me">victor.navarro@didit.me</a>
</div>
</div>
