INSURANCE
Free unlimited Core KYC. 40%+ reduction in application fraud. Biometric claims verification. Proof of address for underwriting.
Technologies we use
ID Verification
Liveness
AML Screening
Proof of Address / IP Analysis
Phone Verification
Free KYC / Reusable KYC
Technologies we use
ID Verification
Liveness
AML Screening
Proof of Address / IP Analysis
Phone Verification
Free KYC / Reusable KYC
BY THE NUMBERS
Fraud Signals
Detect synthetic identities and document forgery in insurance applications
Type II Certified
Enterprise-grade security for sensitive policyholder data
Duplicate Detection
Identify repeat claimants and fraud rings across your book of business
PROVEN RESULTS
Claims Fraud Reduction
Biometric verification at claim submission catches identity fraud before payout
Policy Onboarding
Digital identity verification replaces manual document collection and branch visits
Ongoing Monitoring Per User/Year
Continuous AML screening against 1,300+ watchlists for high-value policyholders
Biometric re-verification at claim submission — confirm the claimant is the policyholder.
40%+ claims fraud reduction with 200+ real-time fraud signals at onboarding and claims.
Ongoing AML monitoring at $0.07/user/year for high-value policyholder screening.
Sub-30-second digital onboarding replaces manual document collection entirely.
KEY BENEFITS
Detect synthetic identities, forged documents, and misrepresented personal details at the point of application with 200+ fraud signals and biometric face matching.
Re-verify claimant identity before processing payouts, preventing impersonation fraud and ensuring the person filing the claim matches the policyholder on record.
Replace slow manual underwriting identity checks with sub-2-second automated verification. Increase policy bind rates by removing friction from the application process.
1:N face search detects individuals who have filed claims under multiple identities across your portfolio, exposing organized fraud rings.
IDENTITY SOLUTIONS
From application to claims, verified identity reduces fraud exposure while improving customer experience. Free Core KYC for digital policy binding.
Document verification + selfie liveness at no cost. Verify policyholders from 220+ countries with AI-powered extraction. Digital-first policy binding with no per-verification fees. Get started immediately.
Verify applicant identity during quote-to-bind. Catch application fraud—fake identities, address manipulation, identity theft—before policies are issued. Integrate with underwriting workflows via API.
Verify policyholder address with utility bills, bank statements, or government correspondence. AI extraction and validation. Critical for property insurance, auto insurance, and fraud detection.
Confirm the policyholder is the one filing the claim. Biometric re-verification prevents claims fraud from stolen policy information. Faster processing for legitimate claims.
Verify agent and broker identities before granting system access. Prevent internal fraud, unauthorized policy modifications, and commission fraud. Audit trails for every verification.
USE CASES
Verify applicant identity during the quote-to-bind process with document verification and biometric face match, reducing application fraud.
Require biometric verification when filing claims to confirm the claimant is the actual policyholder, preventing impersonation and ghost claims.
Verify the identity of life insurance beneficiaries before disbursing death benefits, meeting regulatory requirements and preventing fraudulent claims.
Verify the identity and credentials of insurance agents and brokers before granting access to underwriting systems and customer data.
Validate applicant address for property, auto, and home insurance underwriting with automated proof of address verification.
Use 1:N biometric search across your entire claims history to identify individuals submitting claims under different identities across multiple policies.
BUILT FOR YOUR ROLE
Risk assessment & fraud prevention
THE CHALLENGE
Claims fraud costs the industry $80B+ annually. Identity fraud at policy origination creates downstream losses. Need to verify identity at both onboarding and claim submission. Ghost policies and synthetic identities are growing.
HOW DIDIT HELPS
Biometric verification at onboarding AND claim submission — same person, same policy. 200+ fraud signals catch synthetic identities. 1:N face search detects duplicate claims across policies. NFC chip reading for highest-assurance verification.
AML/CFT & regulatory reporting
THE CHALLENGE
Insurance AML requirements (AMLD6) are expanding. Need ongoing monitoring for high-value policyholders. Beneficial ownership verification for corporate policies. Regulators demand audit trails.
HOW DIDIT HELPS
1,300+ AML watchlists with daily re-screening. Configurable risk tiers per policy type. Complete audit trail with decision reasoning. SOC 2 Type II + ISO 27001 certified.
Digital transformation & customer experience
THE CHALLENGE
Customers expect instant quotes and digital-first onboarding. Paper-based verification doesn't scale. Mobile policy purchase is the future. Competitors offer faster onboarding.
HOW DIDIT HELPS
Sub-30-second digital verification. Mobile-first with auto-capture. White-label branded experience. Passive liveness — no awkward instructions. API-driven for embedded insurance flows.
Core system integration
THE CHALLENGE
Need to integrate with legacy policy admin systems. Real-time verification status for underwriting workflows. Must handle renewal-season peaks.
HOW DIDIT HELPS
RESTful API + webhooks integrate with any policy admin system. Auto-scaling infrastructure. 99.99% uptime SLA. SDKs for every platform. 60-second sandbox.
REGULATORY COMPLIANCE
Meet identity verification and anti-fraud requirements imposed by insurance regulators across all operating markets.
Comply with EU Insurance Distribution Directive requirements for customer identification, product suitability assessment, and record-keeping obligations.
Meet anti-money laundering obligations for life insurance products including customer due diligence, beneficial ownership, and suspicious transaction reporting.
Maintain accurate policyholder identity data required under Solvency II reporting frameworks, with complete audit trails for every verification.
Support identity verification requirements across NAIC model laws and state-specific insurance fraud prevention statutes.
Competitor Comparison
Tired of outdated, overpriced, and opaque IDV providers? Didit delivers more features, fairer pricing, and instant access — all powered by our AI-native, developer-first platform. See how Didit stacks up against legacy vendors on both capabilities and cost.
¹ Estimated, official pricing for that service not publicly available. ² Volume discounts available. Calculate your savings with the ROI calculator above.
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
EXPLORE MORE INDUSTRIES
Verify policyholders, authenticate claimants, and detect fraud rings with 200+ fraud signals. Start with 500 free checks — no contracts required.
INSURANCE FAQ
Didit helps prevent synthetic identities, impersonation, and duplicate claims by verifying real customers at onboarding and during high-risk events like claims or payouts.
