Didit's Open Marketplace: Building Custom Identity Workflows

Didit's Open Marketplace for identity and fraud is a framework that allows businesses to build highly customized identity and fraud prevention workflows by integrating with over 1,000 data sources and an open ecosystem of modules, enabling precise control over verification processes.

The Challenge of One-Size-Fits-All Identity Solutions

Traditional identity verification solutions often come as rigid, monolithic platforms. While they offer a baseline level of functionality, they frequently fall short when businesses encounter unique regulatory requirements, specific risk profiles, or diverse customer bases. For a CTO, compliance officer, or product manager, this can mean:

• Over-verification: Paying for checks that aren't necessary for a given risk level or geographic region.
• Under-verification: Missing critical data points required for compliance or effective fraud detection.
• Integration headaches: Struggling to adapt an inflexible system to existing tech stacks or evolving business logic.
• Vendor lock-in: Being tied to a single provider's capabilities, limiting innovation and responsiveness.

This is where the concept of an open marketplace becomes transformative. Instead of a fixed product, you get an infrastructure layer that you can configure and extend.

Understanding the Didit Open Marketplace Identity Infrastructure

Didit's Open Marketplace is designed to overcome these limitations by offering a modular, API-first approach to identity and fraud infrastructure. It's not just a collection of tools; it's an ecosystem that allows you to pick and choose the exact components you need.

1,000+ Data Sources at Your Fingertips

The core of the Didit Open Marketplace identity offering is its vast network of over 1,000 data sources. These sources cover a wide spectrum of identity attributes and risk indicators, including:

• Government-issued IDs: Driver's licenses, passports, national ID cards from 220+ countries and territories, supporting 14,000+ document types and 48+ languages.
• Database checks: Access to public records, watchlists (e.g., for politically exposed persons - PEPs), sanction lists, and adverse media.
• Biometric verification: Liveness detection and facial matching against ID documents.
• Proof of address (PoA) documents: Utility bills, bank statements, and other documents to confirm physical residence.
• Business registries: Data for Know Your Business (KYB) checks, including company registration details, ultimate beneficial owner (UBO) information, and corporate hierarchies.
• Transaction monitoring feeds: Data for Wallet Screening / Know Your Transaction (KYT) and ongoing fraud detection.

This breadth of data allows businesses to tailor their verification processes with granular precision, ensuring they meet specific compliance obligations (like Anti-Money Laundering - AML regulations) and effectively mitigate fraud risks.

Modular Design for Custom Workflows

The "marketplace" aspect refers to the ability to combine these data sources and verification logic into custom modules. You can:

1. Define verification steps: For example, start with an ID document check, then add a liveness detection step, and if the risk score is high, trigger a manual review or an additional database check.
2. Integrate third-party modules: Beyond Didit's native capabilities, the marketplace allows for the integration of specialized third-party services, creating a truly open and extensible environment.
3. Create conditional logic: Implement rules that automatically adapt the workflow based on user attributes, transaction value, geographic location, or prior verification outcomes.

This modularity is crucial for businesses operating across different jurisdictions, each with its own set of regulatory requirements. For instance, a financial institution onboarding customers in Europe might require specific eIDAS-compliant checks, while a crypto exchange operating globally needs reliable Wallet Screening / KYT capabilities. The Didit Open Marketplace identity infrastructure can accommodate both, often within the same overarching system.

Practical Applications of the Didit Open Marketplace Identity

User Verification (KYC)

For Know Your Customer (KYC) processes, the marketplace enables dynamic workflows. A low-risk customer might only need an ID document scan and a basic database check. A high-risk customer, perhaps transacting large sums, could be routed through liveness detection, a PEP (politically exposed person) screening, and a comprehensive adverse media search. This tiered approach optimizes both cost and user experience.

Business Verification (KYB)

Know Your Business (KYB) is inherently complex, often requiring the verification of multiple individuals (UBOs) and corporate entities. With Didit's Open Marketplace, businesses can construct KYB workflows that automatically pull data from business registries, verify UBOs against ID documents, and conduct ongoing monitoring for changes in corporate structure or ownership.

Transaction Monitoring and Fraud Prevention

Beyond initial verification, the marketplace extends to ongoing fraud detection. Transaction Monitoring modules can analyze patterns of activity, flag suspicious transactions, and trigger alerts for suspicious activity reports (SARs). Wallet Screening / KYT can be integrated to assess the risk associated with cryptocurrency wallets, either using Didit's built-in capabilities or by bringing your own screening provider and running it inside Didit.

Technical Integration and Developer Experience

Integrating with the Didit Open Marketplace is designed to be straightforward, typically taking as little as 5 minutes. The infrastructure is exposed through a single, well-documented API, eliminating the need to integrate with dozens of disparate vendor APIs.

Developers can define workflows using a declarative language or a visual builder, and then trigger these workflows via simple API calls. For example, initiating a full identity verification might involve calling an endpoint like /v1/verifications with a payload specifying the desired modules and data points.

{
  "customer_id": "user_12345",
  "workflow_id": "my_custom_kyc_flow",
  "document_data": {
    "type": "passport",
    "country": "ES",
    "image_front": "base64_encoded_image"
  },
  "additional_checks": [
    "liveness_detection",
    "pep_screening"
  ]
}

The response provides a consolidated view of all verification outcomes, making it easy to parse results and make automated decisions.

Key Takeaways

• Didit's Open Marketplace for identity and fraud provides infrastructure, not a rigid product.
• It offers access to over 1,000 data sources for comprehensive identity verification and fraud prevention.
• Modular design allows for the creation of highly customized, conditional workflows for KYC, KYB, Transaction Monitoring, and Wallet Screening / KYT.
• Integration is fast and simple via a single API, offering flexibility and avoiding vendor lock-in.
• This approach caters to diverse regulatory requirements and risk profiles across 220+ countries and territories.

Frequently Asked Questions

What makes Didit's Open Marketplace different from other identity providers?

Unlike many monolithic solutions, Didit's Open Marketplace identity infrastructure provides a modular ecosystem. You choose which of the 1,000+ data sources and modules to combine, rather than being limited to a fixed set of features, allowing for unprecedented customization and control over your identity workflows.

How quickly can I integrate Didit's Open Marketplace into my existing systems?

Integration is designed to be extremely fast, typically taking as little as 5 minutes. Didit provides a single API endpoint for all services, simplifying the development process.

Can I use Didit for both identity verification and fraud prevention?

Yes, Didit is infrastructure for both identity (User Verification / KYC, Business Verification / KYB) and fraud (Transaction Monitoring, Wallet Screening / KYT), covering the entire lifecycle from Authenticate -> Verify -> Monitor.

Is Didit compliant with international data security standards?

Didit is SOC 2 Type 1 and ISO/IEC 27001 certified and holds iBeta Level 1 PAD accreditation. It is also the only provider an EU member-state government (Spain's Tesoro / SEPBLAC / CNMV) has formally attested is safer than in-person verification.

How does pricing work for the Didit Open Marketplace identity services?

Didit operates on a public pay-per-use pricing model with no minimums. A full identity verification starts from $0.30, and every account receives 500 free checks every month, allowing you to scale efficiently based on your needs.

Didit's Open Marketplace identity infrastructure empowers businesses to build bespoke identity and fraud solutions that are precisely tuned to their unique operational needs, regulatory environments, and risk appetites. By offering unparalleled flexibility and access to a vast array of data sources, Didit ensures that businesses can achieve the fastest verifications in the market while maintaining the highest standards of compliance and security. Get started today with 500 free checks every month and experience the power of truly customizable identity and fraud infrastructure.

Get started with Didit

Didit is infrastructure for identity and fraud — one API, public pay-per-use pricing, and 500 free verifications every month. Add User Verification to your flow and integrate in 5 minutes.

• User Verification — see how it works and what it costs.
• Read the documentation — API reference and integration guide.
• Start free — 500 verifications every month, no credit card required.