Identity verification in Bahamas
Executive summary. The Bahamas is a Caribbean archipelago nation of approximately 400,000 people and a major international financial centre with a well-established offshore banking, trust, and investment-fund industry. The AML/CFT framework is anchored in the Proceeds of Crime Act (POCA), the Financial Transactions Reporting Act (FTRA), and the Anti-Terrorism Act, supervised by the Central Bank of
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
The Bahamas has a population of approximately 400,000 and a GDP of roughly USD 14 billion, driven by tourism and financial services. Nassau (New Providence) is the capital and financial centre. Four verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
CTF obligations
the national financial intelligence unit receiving STRs
supervises insurance entities
Registrar General's Department
restricted
Central civil registry for births, deaths, and marriages. Serves as primary source for identity documentation.
National Insurance Board
regulated
National insurance number serves as a de facto national identifier. Used in financial services for KYC.
Central Bank of The Bahamas
regulated
Central Bank maintains KYC oversight for the financial services sector. Strong regulatory framework as a major financial center.
Government & regulated databases
Compliance framework
AML framework
Supervised by Anti-Terrorism Act
- Proceeds of Crime Act (POCA) — predicate offence and confiscation framework. - Financial Transactions Reporting Act (FTRA) — CDD, STR filing, record-keeping. - Anti-Terrorism Act — CTF obligations. - Digital Assets and Registered Exchanges (DARE) Act 2020 — licensing and AML requirements for digital-asset businesses. - Data Protection (Privacy of Personal Information) Act 2003 — personal data protection. - National AML Strategy 2025-2028 — released 28 December 2024, setting strategic prioritie
Data protection
Supervised by National DPA
The Data Protection (Privacy of Personal Information) Act 2003 restricts cross-border transfers to countries with adequate protection. The Bahamas' role as an international financial centre means cross-border data flows are extensive but regulated. No hard data localisation mandate exists for KYC da
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Scan or photograph of passport, voter's card, or NIB card. 2. Liveness and biometric match. Selfie with liveness detection, matched against document portrait. 3. Data extraction. Full name, date of birth, NIB number, passport number, expiry. 4. Proof of address. Utility bill, ba
Exchanges, custodians, wallets, on/off-ramps.
DARE-licensed digital-asset businesses must:
Sports betting, online casinos, age-gated platforms.
The Bahamas has a limited regulated gaming sector (primarily casino-based):
Gig platforms, delivery, creator economy, e-commerce.
Marketplace operators face CDD obligations through payment-service integration:
Biometric liveness
Bahamian passports are ICAO 9303 compliant. Liveness detection (ISO 30107-3 compliant) paired with document-portrait matching is the standard approach for remote onboarding. NFC-based chip reading is available for passport-based verification. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Bahamas permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Bahamas, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Bahamas.
Most regulated sectors in Bahamas require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Bahamas’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Bahamas’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
