Identity verification in Bangladesh
Bangladesh is the world's largest mobile financial services (MFS) market by registered users and transaction volume, anchored by bKash, Nagad and Rocket, with aggregate customer transactions exceeding BDT 17.37 lakh crore (~USD 142 billion) in 2024. The compliance stack is organised around the Smart National ID Card issued by the Election Commission's National Identity Registration Wing (NIDW), th
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Bangladesh is a country of roughly 175 million people and one of Asia's fastest-growing economies. Its defining financial-services fact is also its most relevant for KYC: Bangladesh is the world's largest mobile financial services market. The MFS user base has surpassed 200 million registered accounts and in 2024 total MFS customer transactions reached BDT 17.37 lakh crore, up 28.4% year on year from BDT 13.52 lakh crore in 2023. On a single day in late 2024, MFS platforms moved over BDT 5,500 crore (~USD 45 million) before breakfast. The market is dominated by three names:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
National Identity Registration Wing (NIDW), Bangladesh Election Commission
Chip-based polycarbonate card, 10-digit NID number (legacy 13- and 17-digit numbers still in circulation), name, date of birth, photograph, fingerprints and iris enrolled centrally
The de facto primary KYC document. Smart NID is read via OCR (front) and MRZ where present; verification against the EC database is performed through Porichoy (Section 4). The legacy laminated NID
Department of Immigration and Passports, Ministry of Home Affairs
ICAO-9303 ePassport (biometric) since 2020; MRP passports still in circulation
Chip-read with BAC/PACE; fallback for citizens missing a Smart NID and the primary document for the Bangladeshi diaspora onboarding with foreign fintechs.
Bangladesh Road Transport Authority (BRTA)
Smart card with photograph and category
Secondary document. Accepted as supporting ID in some MFS and low-tier account flows but not as the sole KYC anchor.
Office of the Registrar General, Birth and Death Registration, under Local Government Division
Paper/digital 17-digit BRN
Used for minors (age verification), and as a secondary enrolment input to NID. Verifiable via the Birth & Death Registration system and through Porichoy for certain flows.
National Board of Revenue (NBR)
PDF with 12-digit Taxpayer Identification Number
KYB anchor for companies, sole proprietors and partnerships; cross-checked against NBR's e-TIN portal.
City Corporation / Union Parishad
Paper certificate
Primary KYB document alongside the RJSC extract for incorporated entities.
Registrar of Joint Stock Companies and Firms (RJSC)
PDF certificate + Form X/XII/schedules
Primary KYB document for private/public limited companies; verifiable via the RJSC portal.
Regulators
AML supervisor
National ID Wing / Election Commission
regulated
120M+ records
NBR (National Board of Revenue)
restricted
RJSC
open
Government & regulated databases
Compliance framework
AML framework
Supervised by BFIU
Primary AML law. The Money Laundering Prevention Act, 2012 (MLPA 2012), which repealed the MLPA 2009, is Bangladesh's umbrella AML statute. It was amended in 2015 to expand predicate offences, tighten supervisory powers and align with FATF Recommendations. Complementary to MLPA 2012 is the Anti-Terrorism Act, 2009 (as amended in 2012 and 2013), which governs terrorist financing and targeted financial sanctions. Together, MLPA 2012 and ATA 2009 define who is a "reporting organisation" — a list th
Data protection
Supervised by Draft Personal Data Protection Act
Because Bangladesh does not yet have a comprehensive data protection law in force, data-residency obligations are currently sector-driven:
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
Remote onboarding in Bangladesh is governed by the BFIU e-KYC Guidelines of 8 January 2020 (BFIU Circular No. 25) together with the Bangladesh Bank e-KYC implementation circular of the same month, and — for mobile wallets — the MFS Regulations 2022. The canonical flow is tiered:
Exchanges, custodians, wallets, on/off-ramps.
Crypto is prohibited. Bangladesh Bank's 2014 warning, the 24 December 2017 circular, and repeated reiterations make clear that issuing, trading, settling, mining or promoting virtual currencies inside Bangladesh violates the Foreign Exchange Regulation Act 1947, MLPA 2012 and ATA 2009. There is no V
Sports betting, online casinos, age-gated platforms.
Gambling is illegal in Bangladesh. The underlying statute is the Public Gambling Act 1867, reinforced by a 2020 High Court order banning all monetary gambling nationwide, and since 2025 by the Cyber Security Ordinance 2025, which explicitly criminalises creating, operating, promoting or participatin
Gig platforms, delivery, creator economy, e-commerce.
Digital commerce and gig platforms operate without a sector-specific KYC regime, but three pressures push marketplaces into meaningful verification:
Biometric liveness
Bangladesh Bank's e-KYC Circular and BFIU Circular No. 25 require biometric face capture and liveness detection for remote onboarding, and BFIU's successive guidance notes have tightened the standard in line with international practice. The market convention — and the implicit BFIU expectation — is: - Passive liveness certified to ISO/IEC 30107-3 Presentation Attack Detection Level 2 (PAD L2), resistant to printed-photo, screen-replay, mask and deepfake attacks. - Selfie-to-document face match w
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Bangladesh permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Bangladesh, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Bangladesh.
Most regulated sectors in Bangladesh require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Bangladesh’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Bangladesh’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
