Identity verification in Curaçao
Executive summary. Curacao is a constituent country of the Kingdom of the Netherlands with a population of approximately 155,000 and a significant offshore financial services and iGaming sector. Its AML/CFT framework is anchored in the National Ordinance on Identification when Rendering Services (LID) and the National Ordinance on Reporting of Unusual Transactions (LMOT), supervised by the Central
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Curacao is a Caribbean island with approximately 155,000 residents, positioned as a financial services and iGaming hub. GDP is driven by tourism, oil refining, financial services, and online gaming. Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
modelled on Dutch/EU standards, governing data processing and cross-border transfers
Kranshi — Bureau Bevolking
regulated
Civil registry (Kranshi) maintains population records based on the Dutch model. Issues sedula (national ID card). More structured than independent Caribbean states.
Government & regulated databases
Compliance framework
AML framework
Supervised by National Ordinance on Personal Data Protection
- National Ordinance on Identification when Rendering Services (LID) — establishes CDD obligations for all service providers including financial institutions and gaming operators. - National Ordinance on Reporting of Unusual Transactions (LMOT) — mandates suspicious-transaction reporting to the Financial Intelligence Unit (FIU Curacao) via the goAML platform. - National Ordinance on Games of Chance (LOK) — approved December 17, 2024, effective December 24, 2024. Replaces the 1998 framework. Requ
Data protection
Supervised by National DPA
The National Ordinance on Personal Data Protection, modelled on Dutch/EU standards, restricts cross-border personal-data transfers to jurisdictions with adequate protection. Transfers to EU/EEA countries and the Netherlands are generally permitted. The data protection authority must be notified of p
Penalties for non-compliance
- CGA enforcement actions including licence revocation and substantial fines for AML failures
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Scan of sedula (front and back) or passport data page. 2. Liveness and biometric match. Selfie with liveness detection, matched against the document portrait. 3. Data extraction. Full name, date of birth, sedula number, document number, expiry date. 4. PEP and sanctions screenin
Exchanges, custodians, wallets, on/off-ramps.
VASPs operating from Curacao must comply with CBCS AML/CFT requirements:
Sports betting, online casinos, age-gated platforms.
Under the LOK framework (effective December 2024) and CGA AML/CFT policy (effective January 2025):
Gig platforms, delivery, creator economy, e-commerce.
Marketplace operators with Curacao-based users face CDD obligations under the LID:
Biometric liveness
The sedula does not contain a biometric chip for NFC reading. Verification relies on optical document inspection combined with facial biometric matching through liveness detection. ISO 30107-3-compliant passive liveness paired with document-portrait comparison is the standard for remote iGaming and fintech onboarding. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Curaçao permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Curaçao, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Curaçao.
Most regulated sectors in Curaçao require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Curaçao’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Curaçao’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
