Identity verification in Palau
Executive summary. Palau is a Pacific island nation of approximately 18,000 people in free association with the United States. The AML/CFT framework is governed by the Financial Institutions Act (2001, as amended) and the Money Laundering and Proceeds of Crime Act (2001), supervised by the Financial Institutions Commission (FIC). Palau is a member of the Asia/Pacific Group on Money Laundering (APG
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Palau has a population of approximately 18,000 and a GDP of roughly USD 280 million. Ngerulmud is the capital; Koror is the commercial centre. The economy depends on tourism, US Compact funding, and fishing. KYC demand drivers:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Company formation and registration
Responsible for STR receipt and analysis (capacity is limited
Prosecution of financial crimes
Office of Vital Statistics — Ministry of Health
restricted
Basic civil registration for births, deaths, marriages. Very small population enables good coverage. Paper-based records. US Compact of Free Association provides institutional support.
Government & regulated databases
Compliance framework
AML framework
Supervised by Corporate Registry Act
- Financial Institutions Act (2001, as amended) — Banking regulation including AML requirements. - Money Laundering and Proceeds of Crime Act (2001) — Defines ML offences, CDD requirements, and STR reporting. - Corporate Registry Act — Company formation and registration. - No comprehensive data protection legislation.
Data protection
Supervised by National DPA
No data protection legislation. No formal cross-border data transfer restrictions. Financial data subject to banking secrecy provisions.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. National ID, Palau passport, or US passport. 2. Liveness and biometric match. Selfie with liveness detection. 3. Data extraction. Name, date of birth, document number. 4. PEP and sanctions screening. Against OFAC, EU, UN lists. 5. Ongoing monitoring. Per FIC requirements.
Exchanges, custodians, wallets, on/off-ramps.
Palau's digital currency initiative (Ripple partnership) will require:
Sports betting, online casinos, age-gated platforms.
Palau does not have formal iGaming regulation.
Gig platforms, delivery, creator economy, e-commerce.
Limited marketplace activity. Any commercial transactions through the banking system require basic CDD.
Biometric liveness
Palau does not issue biometric identity documents domestically. US passports held by Palauan citizens are biometric. Liveness detection (ISO 30107-3 compliant) provides the basis for remote KYC. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Palau permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Palau, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Palau.
Most regulated sectors in Palau require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Palau’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Palau’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
