Identity verification in Philippines
Document verification, biometric liveness and AML screening for businesses operating in Philippines — at $0.30 per verification.
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
The Philippines has roughly 117 million people, a median age under 26, and one of the world's highest social-media and mobile-internet penetration rates. Two structural forces drive the identity market: 1. Financial inclusion leap via mobile money. GCash (Globe Fintech / Mynt) and Maya (formerly PayMaya) together account for the overwhelming majority of Filipino digital-payment activity. Industry figures cited by press and vendors put GCash at 60–90 million registered users and Maya at roughly 50 million wallet users, with the country expected to cross 81 million active e-wallet users by 2025. The BSP's long-standing target of moving a majority of retail payments to digital channels has effectively been met.
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
the Philippine Amusement and Gaming Corporation, regulator and (historically
Department of Information and Communications Technology, implementing agency for the E-Government Act and related digital-government rules
the National Privacy Commission, created by RA 10173
PSA (Philippine Statistics Authority)
regulated
New national ID system; eVerify portal for institutional verification
Government Service Insurance System
restricted
Social Security System
restricted
Securities and Exchange Commission
open
Government & regulated databases
Compliance framework
AML framework
Supervised by PAGCOR
The Philippine KYC/AML framework rests on a stack of statutes, supervisory circulars, and regulator mandates.
Data protection
Supervised by National DPA
- No hard data-localization mandate for KYC data (unlike, e.g., Russia or Indonesia's selective rules). Controllers may store and process personal data outside the Philippines. - Accountability principle. The exporting controller remains fully liable and must ensure "a comparable level of protection
Penalties for non-compliance
2. Regulator enforcement appetite. The BSP has consistently used its penalty powers to discipline laggards. Administrative fines under AMLA can reach PHP 500,000 per violation; criminal ML penalties under RA 9160 (as amended) run to 7–14 years' imprisonment plus fines up to twice the value of the in
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
The controlling rules are MORB Section 921 (CDD), Section 921Q for NBFIs, and the overlay of BSP Circular 1170 (e-KYC). The required pattern for a BSP-supervised bank or EMI onboarding a Filipino resident is:
Exchanges, custodians, wallets, on/off-ramps.
BSP Circular 1108 (amending Section 902-N of MORNBFI) is the binding rulebook, supplemented by the AMLC 2018 IRR and its VASP-specific guidance. Key obligations:
Sports betting, online casinos, age-gated platforms.
The iGaming compliance picture changed dramatically in 2024–2025:
Gig platforms, delivery, creator economy, e-commerce.
Republic Act No. 11967 — the Internet Transactions Act of 2023 — was signed on 5 December 2023 and took full effect on 20 June 2025 after an 18-month transitory period. It:
Biometric liveness
BSP Circular 1170, Section 921(d) MORB, and the earlier CDD framework in Circular 1022 authorize the use of information and communications technology for face-to-face contact, provided the covered person "has in place risk mitigation measures". In practice, that is interpreted as: - Active or passive liveness to defeat photos, videos, masks, and deepfakes. - Face matching between the liveness capture and either the ID portrait or the PhilSys reference image (via eVerify). - Device and session si
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Philippines permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Philippines, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Philippines.
Most regulated sectors in Philippines require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Philippines’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Philippines’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
