Identity verification in San Marino
Executive summary. San Marino is a European micro-state of approximately 33,000 residents, entirely surrounded by Italy, with a significant banking sector relative to its size. The AML/CFT framework is governed by Law No. 92/2008 (as amended through 2019) on the prevention and countering of money laundering and terrorism financing, supervised by the Agenzia di Informazione Finanziaria (AIF), San M
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
San Marino has a population of approximately 33,000 and a GDP of roughly EUR 1.8 billion. The economy is driven by banking, manufacturing, tourism, and commerce. Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
San Marino's FIU, responsible for receiving and analysing STRs, issuing AML guidance
Supervises banks, financial intermediaries, and payment institutions
Secretariat of State for Internal Affairs
restricted
Civil Registry manages birth, marriage, death, and residency records. National identity cards issued. ISS (Istituto per la Sicurezza Sociale) manages social security numbers. Very small population ens
Government & regulated databases
Compliance framework
AML framework
Supervised by AIF
- Legge No. 92/2008 (as amended through Legge 196/2019) — On prevention and countering of money laundering and terrorism financing. Defines CDD, risk-based approach, beneficial ownership, PEP screening, and STR reporting. - Legge No. 165/2005 — Banking and financial services law. - Legge No. 171/2018 — Data protection law, aligned with GDPR principles. The Autorità Garante per la protezione dei dati personali supervises enforcement. - Decreto Delegato No. 74/2019 — Virtual-asset regulation, requ
Data protection
Supervised by National DPA
San Marino's data protection law (Law 171/2018) is aligned with GDPR principles. Cross-border transfers to EU/EEA countries are generally permitted. Transfers to other jurisdictions require adequate safeguards. The DPA supervises enforcement.
Penalties for non-compliance
- Administrative fines up to EUR 1,000,000 and criminal prosecution
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. San Marino ID card, passport, or Italian/EU identity document. 2. Liveness and biometric match. Selfie with liveness detection. 3. Data extraction. ISS code, full name, date of birth, nationality, address. 4. PEP and sanctions screening. Against EU, UN, OFAC lists and PEP databa
Exchanges, custodians, wallets, on/off-ramps.
VASPs registered under Decreto Delegato 74/2019 must comply with full CDD:
Sports betting, online casinos, age-gated platforms.
Where iGaming licences are issued:
Gig platforms, delivery, creator economy, e-commerce.
Financial intermediaries and corporate service providers:
Biometric liveness
San Marino passports are ICAO 9303 compliant with biometric data. The national ID is not biometric. Liveness detection (ISO 30107-3 compliant) with document-portrait matching is the standard for remote onboarding. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. San Marino permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in San Marino, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in San Marino.
Most regulated sectors in San Marino require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with San Marino’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for San Marino’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
