Identity verification in Sint Maarten
Executive summary. Sint Maarten is a constituent country of the Kingdom of the Netherlands with a population of approximately 43,000, occupying the southern portion of the island of Saint Martin (the northern portion is the French collectivity of Saint-Martin). The AML/CFT framework is governed by the Landsverordening melding ongebruikelijke transacties (National Ordinance on the Reporting of Unus
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Sint Maarten has a population of approximately 43,000 and a GDP of roughly USD 1.2 billion. Philipsburg is the capital. The economy is driven by tourism (cruise ships, resorts), hospitality, and commerce. KYC demand drivers:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Banking regulation
Casino regulation including AML obligations
Sint Maarten adopted the Landsverordening bescherming persoonsgegevens (data protection ordinance
Sint Maarten's FIU, receiving and analysing unusual-transaction reports
Joint central bank for Curacao and Sint Maarten, supervising banks and insurance
Oversees casino licensing and compliance
Census Office
regulated
Civil registry maintaining population records under Dutch administrative model. Issues identity documents.
Government & regulated databases
Compliance framework
AML framework
Supervised by National Ordinance on the Supervision of Banking and Credit Institutions
- Landsverordening melding ongebruikelijke transacties (LvMOT) — Unusual transaction reporting. - Landsverordening identificatie bij dienstverlening (LvID) — CDD requirements for financial services. - National Ordinance on the Supervision of Banking and Credit Institutions — Banking regulation. - National Ordinance on Games of Hazard — Casino regulation including AML obligations. - Data protection — Sint Maarten adopted the Landsverordening bescherming persoonsgegevens (data protection ordinance
Data protection
Supervised by Data protection
Sint Maarten's data protection ordinance is aligned with Dutch/EU standards. Cross-border transfers to EU/EEA/Kingdom countries are generally permitted. Transfers to other jurisdictions require adequate safeguards.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Dutch ID card, Dutch passport, or sedula. 2. Liveness and biometric match. Selfie with liveness detection. 3. Data extraction. Personal number, full name, date of birth, address. 4. PEP and sanctions screening. Against EU, UN, OFAC, and Dutch sanctions lists. 5. Ongoing monitori
Exchanges, custodians, wallets, on/off-ramps.
No dedicated VASP framework. General AML obligations apply under LvMOT and LvID.
Sports betting, online casinos, age-gated platforms.
Casinos regulated under the Games of Hazard ordinance must:
Gig platforms, delivery, creator economy, e-commerce.
Luxury goods dealers, jewellers, and free-port operators face CDD obligations for cash transactions above ANG 5,000:
Biometric liveness
Dutch identity cards and passports issued to Sint Maarten residents are biometric (chip with facial image and fingerprints). NFC-based chip reading is technically feasible. Liveness detection (ISO 30107-3 compliant) is the standard for remote onboarding. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Sint Maarten permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Sint Maarten, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Sint Maarten.
Most regulated sectors in Sint Maarten require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Sint Maarten’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Sint Maarten’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
