Identity verification in Trinidad and Tobago
Executive summary. Trinidad and Tobago is a small, oil-and-gas-anchored Caribbean economy with a disproportionately mature financial sector — and an AML regime that has been under near-continuous international pressure for a decade. The country was grey-listed by FATF in 2017 following the CFATF Fourth Round Mutual Evaluation Report adopted in November 2015, removed on 20 February 2020, and is now
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Trinidad and Tobago has a population of approximately 1.5 million and the second-largest economy in the English-speaking Caribbean after Jamaica. Financial services, energy, and a growing digital services sector drive most of the KYC-relevant demand. Four KYC-relevant verticals dominate:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
established under the Data Protection Act, 2011; its operative powers over private-sector processing remain unproclaimed
EBC
restricted
Issues national ID cards. No electronic verification API available for commercial use.
Registrar General's Department
restricted
Civil registry for births, marriages, deaths. Digitization limited.
BIR
regulated
Tax authority. Online services available for taxpayer information.
Government & regulated databases
Compliance framework
AML framework
Supervised by Office of the Information Commissioner
- Proceeds of Crime Act, Chapter 11:27 (POCA) — the core AML statute, criminalising money laundering and setting the framework for customer due diligence, record-keeping, and suspicious transaction reporting. The First Schedule lists the "listed business" categories subject to POCA obligations. - Financial Intelligence Unit of Trinidad and Tobago Act, Chapter 72:01 (FIUTT Act, 2009) — establishes the FIUTT, defines "non-regulated financial institutions", and empowers the FIUTT to receive Suspici
Data protection
Supervised by Office of the Information Commissioner
The Data Protection Act, 2011 sets out general privacy principles — lawful processing, purpose specification, accuracy, retention limitation, safeguards — and establishes the Office of the Information Commissioner. Only the general-principles sections and the Commissioner-establishment sections are
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
A CBTT-supervised commercial bank, NBFI or electronic money issuer onboarding a retail customer under the Financial Obligations Regulations, 2010 and the October 2025 CBTT AML/CFT Guideline typically runs:
Exchanges, custodians, wallets, on/off-ramps.
TTSEC registrants follow the sector-specific AML/CFT/CPF Guidelines for the Securities Sector, which operationalise POCA, the FIUTT Act and the FORs for broker-dealers, investment advisers and registered reporting issuers:
Sports betting, online casinos, age-gated platforms.
Following the passage of the Virtual Assets and Virtual Asset Service Providers Act, 2025:
Gig platforms, delivery, creator economy, e-commerce.
The Gambling Control Commission licences and supervises gaming establishments, gaming machine operators, pool betting promoters, and online gambling operators under the Gambling (Gaming and Betting) Control Act, 2021. Licence types include Promoter's Licence, Premises Licence, and Personal Licence f
Biometric liveness
POCA and the FORs do not mandate a specific presentation-attack-detection standard. In practice, CBTT, TTSEC and FIUTT inspectors expect obliged entities using remote onboarding to demonstrate: - ISO/IEC 30107-3 (PAD) certification evidence on the liveness engine; - clear separation between raw biometric samples and derived templates; - minimised retention of liveness artefacts, consistent with the Data Protection Act's sensitivity treatment of biometric characteristics; - tamper-evident audit l
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Trinidad and Tobago permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Trinidad and Tobago, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Trinidad and Tobago.
Most regulated sectors in Trinidad and Tobago require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Trinidad and Tobago’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Trinidad and Tobago’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
