Identity verification in Tuvalu
Executive summary. Tuvalu is one of the world's smallest and most remote nations — a Pacific atoll state with a population of approximately 11,000 and a GDP of roughly USD 60 million. The AML/CFT framework is governed by the Proceeds of Crime Act 2002 and the Counter Terrorism and Transnational Organised Crime Act 2009, supervised by the National Bank of Tuvalu (NBT) and the Tuvalu Financial Intel
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Tuvalu has a population of approximately 11,000 across nine coral atolls and a GDP of roughly USD 60 million. The economy depends on fishing licence revenues, `.tv` domain royalties (leased to Verisign), remittances from Tuvaluan seafarers and diaspora workers, and international aid (primarily from Australia, New Zealand, and Taiwan). The financial sector is minimal:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
provides general financial sector oversight
Registrar General
restricted
Basic civil registration for births, deaths, marriages. Smallest economy in the world. Paper-based records. Minimal digital infrastructure. Very small population across nine atolls.
Government & regulated databases
Compliance framework
AML framework
Supervised by Ministry of Finance
- Proceeds of Crime Act 2002 — establishes the anti-money laundering framework, defines obliged entities, CDD requirements, and suspicious-transaction reporting. - Counter Terrorism and Transnational Organised Crime Act 2009 — criminalises terrorism financing and provides for asset freezing. - Banking Act 1978 — governs the National Bank of Tuvalu's operations. - Financial Institutions Act 2006 — provides for regulation of financial institutions beyond NBT, though no additional institutions have
Data protection
Supervised by National DPA
Tuvalu has no data protection legislation. There are no data localisation requirements. In practice, all technology-dependent services use offshore infrastructure — the NBT's core banking system is supported from Fiji. Cross-border data transfers are unregulated.
Penalties for non-compliance
- Seafarer remittances. Tuvaluan seafarers working on international cargo and fishing vessels send remittances through multiple jurisdictions. The sending institutions (in Europe, Asia, and the Americas) must verify both sender and receiver identities, creating demand for Tuvaluan document verificat
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
There is no fintech sector in Tuvalu. The NBT conducts account opening through in-person processes at its single branch in Funafuti (the capital) and occasional mobile banking visits to outer atolls. KYC relies on:
Exchanges, custodians, wallets, on/off-ramps.
Cryptocurrency is not regulated, used, or practically accessible in Tuvalu. Internet bandwidth constraints and the absence of digital financial infrastructure make crypto adoption non-viable.
Sports betting, online casinos, age-gated platforms.
Online gambling is not regulated or present in Tuvalu. No licensing framework exists.
Gig platforms, delivery, creator economy, e-commerce.
E-commerce is effectively non-existent in Tuvalu. Internet access is limited and expensive. International online purchases are rare and typically handled through diaspora networks.
Biometric liveness
Biometric technology is not deployed domestically in Tuvalu. The passport does not contain a biometric chip. For international institutions onboarding Tuvaluan nationals remotely (primarily seafarers): - Liveness detection with facial matching against passport photographs is the primary automated verification method. - Document quality may be variable — older passports and ID cards may have low-resolution photographs. - ISO 30107-3 PAD Level 2 certification ensures verification integrity even wi
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Tuvalu permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Tuvalu, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Tuvalu.
Most regulated sectors in Tuvalu require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Tuvalu’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Tuvalu’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
