Didit vs Data Zoo: database checks plus the whole verification flow

Last reviewed: 25 October 2026 · Not legal advice

This comparison is for teams running onboarding for a fintech, a lender, a marketplace or a crypto product, where a registry match is one step. Someone still has to capture the document, prove the person is present, decide, keep the evidence and watch the money.

Data Zoo sells an identity data API that matches customer details against government, credit and telco sources.^[1] We build Didit, so read this as our side; every Data Zoo fact below is cited to Data Zoo's own pages, read on 25 October 2026.

Didit vs Data Zoo at a glance

Data Zoo column: datazoo.com and docs.datazoo.com. Didit column: docs.didit.me.

A data layer in your stack, or the check itself

Data Zoo's data-layer page says it sits within your verification stack and does not replace your orchestration, document or fraud tools.^[3] Its stack page adds that your orchestration layer determines which checks run and when.^[2] It returns attribute-level outputs rather than a final pass or fail, and you configure the rules.^[4]

On Didit, the database check is one step in a Didit workflow, next to the document, the selfie, AML and the decision, and the whole session comes back through one API call.^[17][18]

Where the decision and the evidence live in each setup.^[2][17]

Government and authoritative database checks, documented per country

Didit's catalog documents government and authoritative database checks in 45 countries plus a Global group: a government register in most countries, and a credit-bureau, financial-services, utility or residential file in some.^[8] Each check lists its inputs and returned fields. Some registries Didit integrates directly and others it reaches through a global identity data network; the supported-countries page says which applies where.^[8]

Three details change what a registry check is worth. First, the person present. Where the register holds a photo, Didit matches the user's selfie against it.^[9] Didit resolves a Nigerian BVN only for the person present: the lookup is gated on a selfie face match.^[12] Data Zoo describes its check as matching submitted attributes against records, and some of its government services return no data beyond the match, as with New Zealand DIA Passport.^[1][5]

Second, no document needed. Each field in a Didit database check can come from its own input, so a selfie and a national ID number can run without document capture, and the response says why a validation did not run.^[16] Third, visibility. Didit shows match coverage and median and 95th-percentile response time for every country and database you use.^[15]

Inputs and outputs from each service's page in the Didit docs, read 25 October 2026. Database checks are priced per country.^[7]

A document-free registry check with a fallback, configured in one workflow.^[9][15][16]

The rest of the flow, in the same account

A full Didit KYC check (ID verification, passive liveness, face match, and device and IP analysis) costs $0.33.^[7] Didit supports 14,000+ document types. AML screening is $0.20, and you can turn ongoing AML monitoring on for up to 1,000 customers in one API call, with a cost estimate first, at $0.07 per user per year.^[7][30]

On Didit, the AML screening hit sits in the same session as the document, the selfie and the registry answer: every session decision returns each check's result, the extracted fields, the capture images and videos, and the warnings behind the decision, through one API call.^[17]

Didit's workflow builder shows each step's price while you build, and branches can merge back into one path.^[18] The editor flags a branch that contradicts the outcome it routes to, before you publish.^[19]

Agents that do the review work

Didit is agentic: it automates the fraud and compliance operations that usually need another analyst, so a small risk team handles far more volume. The Investigator agent reads each verification, transaction alert or case waiting for review and writes a report with a recommendation, citing its evidence. It decides on its own only within the policy and autonomy level your team sets, it never files a regulatory report, and every action is logged.^[20] It runs on Didit's Growth plan and above, Didit enables it per organization, it is not available in sandbox, and it costs $0.20 per reviewed item. A support agent answers your users' support conversations from $0.02 per message.

Copilot works inside the Business Console. Describe the flow you need and it builds a validated draft workflow; it also creates questionnaires and database validation steps for any supported country.^[15][16] Publishing requires your confirmation, and when it edits a workflow, a change card lists what changed and Undo reverts it.^[19]

Your own agents connect through Didit's hosted MCP server at mcp.didit.me, over OAuth 2.1 with Log in with Didit. There is no API key to paste.^[21] An MCP server or agent tooling is not documented on Data Zoo's public pages (checked 2026-10-25).^[6]

Ask your agent why a session was declined: the Didit MCP traces the warning, status rule or reviewer override behind it.^[22]

Transaction monitoring and crypto wallet screening

The risk comes when money moves. Didit scores transactions against real-time rules at $0.02 per transaction.^[7] It ships over 150 preset transaction-monitoring rules, including iGaming presets for bonus abuse and chip dumping, and you can backtest a rule against your own history before you switch it on, from the console, the API or an AI agent.^[23][24]

Crypto products also need the address checked. Didit screens any crypto wallet address on demand for $0.15 per check, with a signed PDF report; the screening runs on blockchain-analytics providers.^[27] A transaction-monitoring rule engine and crypto wallet screening are not documented on Data Zoo's public pages (checked 2026-10-25).^[6]

KYB with a KYC for every owner

Choose per country how much registry data you buy: company profile, shareholders, or ultimate beneficial owners. Business verification is priced from $2.00 per business.^[7][29] Didit checks each declared owner and officer against the company's own documents, then screens them and sends each one a linked KYC.^[28]

A business-verification product is not documented on Data Zoo's public pages (checked 2026-10-25).^[6]

Prices you can read and a sandbox you can open

Didit publishes a list price for each module, prices database checks per country, and charges a session only for the checks it runs.^[7] You open an account in the Business Console and start in the sandbox, where Test mode lets you pick the verification result first, so your tests can assert it.^[15]

Data Zoo describes pay-as-you-go pricing at rates that vary by country and data source, with a proposal based on your markets and volumes.^[1]

Switching from Data Zoo to Didit

• List the countries and sources you call on Data Zoo, then check each one in Didit's catalog for inputs, outputs and consent requirements.
• Rebuild the flow in Didit's workflow builder, or describe it to Copilot, with document fallbacks where a register does not answer.
• Map your statuses to Didit's Approved, Declined and In Review in your backend and webhooks.
• Route a share of sign-ups to Didit and compare coverage, conversion, fraud and cost on your own users.
• Add AML monitoring, KYB and transaction monitoring on the same identities, then move the rest.

1. Day 1Open an accountSandbox and console, no proposal to wait for.
2. Week 1Build and testWorkflow, database steps, webhooks, Test mode.
3. PilotRun in parallelA share of traffic on each provider, per country.
4. Cut overMove the restCountry by country, when your results and agreements allow.

A staged switch. Timing depends on your countries and volumes.

How Didit helps teams switching from Data Zoo

Didit gives you the database check and the rest of the verification in one account, each module with a published price. See the Data Zoo alternative page for the side-by-side, the database validation page for the checks by country, or the pricing page to price your flow.

Frequently asked questions

Sources

1. Identity verification, Data Zoo, read 25 October 2026.
2. How Data Zoo fits into your identity verification stack, Data Zoo, read 25 October 2026.
3. The data layer, Data Zoo, read 25 October 2026.
4. Customer due diligence, Data Zoo, read 25 October 2026.
5. New Zealand DIA Passport, Data Zoo docs, read 25 October 2026.
6. Data Zoo website, home page, product, compliance, partner and policy pages and site map, read 25 October 2026.
7. Pricing, Didit docs, read 25 October 2026.
8. Database validation supported countries, Didit docs.
9. Non-document lookup and registry photo match, Didit docs.
10. Argentina RENAPER, Didit docs.
11. Mexico CURP, Didit docs.
12. Nigeria BVN, Didit docs.
13. South Africa Home Affairs photo, Didit docs.
14. Panama cédula with face match, Didit docs.
15. July 2026 changelog, Didit docs.
16. August 2026 changelog, Didit docs.
17. Retrieve session, Didit docs.
18. Workflows, Didit docs.
19. September 2026 changelog, Didit docs.
20. Investigator agent, Didit docs.
21. MCP server overview, Didit docs.
22. MCP tools, Didit docs.
23. Rules library, Didit docs.
24. Transaction rules API and backtesting, Didit docs.
25. SDK transaction submission and step-up, Didit docs.
26. FIU reports, Didit docs.
27. Wallet screening, Didit docs.
28. Key people, Didit docs.
29. KYB supported countries and data tiers, Didit docs.
30. Ongoing AML monitoring for users, Didit docs.
31. New pricing from 1 November 2026, Didit blog.

Data Zoo and its marks belong to their owner; references here are nominative, for comparison only, and imply no affiliation. To compare on your own traffic, the Data Zoo alternative page has the side-by-side and the steps to start.