Didit vs LexisNexis Risk Solutions: native databases, public prices

Last reviewed: 25 October 2026 · Not legal advice

Teams comparing data providers usually sit in a bank, a lender, an insurer or a payments company, buying identity data at volume. They want to know which register answers in each country, what comes back from each call and what each lookup costs. That is the frame here.

LexisNexis Risk Solutions sells identity, business and watchlist data with risk-decisioning products.^[1] We build Didit, so read this as our side. Every LexisNexis fact below comes from its own public pages, read on 25 October 2026, and is cited.

Didit vs LexisNexis at a glance

LexisNexis column: risk.lexisnexis.com product pages. Didit column: docs.didit.me.

Native government database checks, documented service by service

Didit's catalog documents government and authoritative database checks in 45 countries plus a Global group: a government register in most countries, and a credit-bureau, financial-services, utility or residential file in some. The catalog shows the inputs and returned fields for most services, and lists prerequisites where a service requires one, for example South Africa's Home Affairs photo lookup, which needs the user's recorded consent.^[13][14] Most of these checks run inside the same workflow and API as the document and selfie; a few, such as South Africa's Home Affairs fingerprint match, are documented as a standalone API call only, so check each service's page. Where the national register holds a photo, as in Argentina, Nigeria, Panama and South Africa, Didit matches the user's selfie against it.^[14]

Didit resolves a Nigerian BVN only for the person present: the lookup is gated on a selfie face match.^[15] For each country you pick the lookup source and what happens on a partial match, no match or no response: fall back to document capture or retry the lookup.^[14] Didit also shows match coverage and median and 95th-percentile response time for every country and database you use.^[17]

LexisNexis Instant Verify International lists its data as national and regional sources that include citizen or national database information, credit header files, electoral rolls, property records and marketing sources, with a Pass/Fail result.^[2]

A register check inside one Didit workflow, next to the document and the selfie.^[12][14][32]

Pricing you can read before a data contract

Didit publishes a list price for each module and charges a session only for the checks it runs. A full KYC check, meaning ID verification, passive liveness, face match, and device and IP analysis, is $0.33. AML screening is $0.20, ongoing AML monitoring is $0.07 per profile per year, passive liveness alone is $0.10, Document AI is $0.20 per document, and business verification is from $2.00 per business.^[12]

Public prices are not documented on LexisNexis's public pages (checked 2026-10-25), and a site search for pricing returned no pricing page.^[9] The Bridger Insight XG page describes the product as licensed, with "Standard support included with every license."^[10]

KYB with a linked KYC for every owner

Didit's business verification checks the company in registries across 220+ countries and territories, and you choose per country how much registry data you buy: company profile, shareholders, or ultimate beneficial owners. Business verification is from $2.00 per business.^[12][19] Didit checks each declared owner and officer against the company's own documents, then screens them and sends each one a linked KYC.^[18]

After onboarding: transactions, wallets and FIU reports

Didit scores every transaction against real-time rules at $0.02 per transaction^[12] and opens alerts and cases in the same console as the KYC record.^[20] It ships 150+ preset rules, including iGaming presets for bonus abuse and chip dumping, and you can backtest a rule on your own history before you switch it on.^[21][22] When a rule flags a transaction, Didit can hold it and ask the user for one selfie, matched against the face they already verified.^[23] Didit drafts SAR, STR and other FIU reports from the case and exports them as goAML XML and PDF for your filing.^[24]

LexisNexis documents AML transaction monitoring rules delivered through its RiskNarrative orchestration platform.^[7] FIU report generation and Travel Rule data exchange are not documented on LexisNexis's public pages (checked 2026-10-25).^[9]

Agents that do the review work

Didit is agentic: it automates compliance work that usually needs another analyst. The Investigator agent reads each verification, transaction alert or case waiting for review, writes a report with a recommendation and cites every piece of evidence it used. It decides on its own only within the policy and autonomy level your team sets, it never files a regulatory report, and every decision is logged.^[27] It runs on Didit's Growth plan and above, Didit enables it per organization, and it costs $0.20 per reviewed item. A support agent answers your users' support conversations from $0.02 per message.

Copilot works inside the Business Console. Describe the verification flow you need and Didit Copilot builds a validated draft workflow, citing the documentation it used; it also creates questionnaires and database validation steps.^[31] Publishing requires your confirmation, and when it edits a workflow, a change card lists what changed and Undo reverts it.^[30]

Your own agents connect through Didit's hosted MCP server at mcp.didit.me, over OAuth 2.1 with Log in with Didit, so there is no API key to paste.^[28] An agent can create, backtest and install transaction-monitoring rules, then hand them to you in test mode. Ask it why a session was declined and it traces the warning, status rule or reviewer override behind it.^[29]

A decline explained by your agent through the Didit MCP.^[29][33]

LexisNexis says RiskNarrative lets financial-crime experts make changes directly using natural language, without programming.^[5] Customer-facing MCP or AI-agent tooling is not documented on LexisNexis's public pages (checked 2026-10-25).^[9]

Workflows and the evidence behind every decision

LexisNexis RiskNarrative provides a drag-and-drop journey builder for third-party data sources, rulesets and machine-learning models, and its page describes access to 50+ business and consumer data sources and movement between document and biometric apps.^[5] Didit's workflow builder composes Didit's own checks, from document and liveness to database validation, AML, KYB and transaction rules. It shows each step's price while you build, and branches can merge back into one path. The editor flags a branch that contradicts the outcome it routes to, before you publish.^[32]

Switching from LexisNexis to Didit

• List the LexisNexis products you call, the countries each one covers for you, and each renewal date.
• Match each country to a Didit database service in the catalog, and note its inputs, outputs and prerequisites.
• Rebuild the flow in Didit's workflow builder, or describe it to Copilot, and read the price of each step.
• Route a share of new applicants to Didit and compare match rates, fraud caught and cost on your own users.
• Move AML monitoring, transaction rules and wallet screening onto the same identities, then the rest of the traffic.

1. Day 1Open an accountSandbox and console, no quote to request.
2. Week 1Build and testWorkflow, database checks, webhooks.
3. PilotRun in parallelA share of traffic on each vendor, per country.
4. RenewalMove the restWhen your LexisNexis agreement allows.

A staged switch. Timing depends on your volumes and your agreement.

How Didit helps teams comparing LexisNexis

Didit puts government and authoritative database checks and the rest of the identity and fraud flow in one account, priced per check. See the LexisNexis alternative page for the side-by-side, the pricing page to price your flow, or the database validation catalog to check your countries.

Frequently asked questions

Sources

1. About us, LexisNexis Risk Solutions, read 25 October 2026.
2. Instant Verify International, LexisNexis Risk Solutions, read 25 October 2026.
3. InstantID, LexisNexis Risk Solutions, read 25 October 2026.
4. IDVerse, LexisNexis Risk Solutions, read 25 October 2026.
5. RiskNarrative, LexisNexis Risk Solutions, read 25 October 2026.
6. InstantID Business, LexisNexis Risk Solutions, read 25 October 2026.
7. AML transaction monitoring, LexisNexis Risk Solutions, read 25 October 2026.
8. Cryptocurrency, LexisNexis Risk Solutions, read 25 October 2026.
9. Home page and site search, LexisNexis Risk Solutions, read 25 October 2026.
10. Bridger Insight XG, LexisNexis Risk Solutions, read 25 October 2026.
11. Identity Verification Solution, LexisNexis Risk Solutions, read 25 October 2026.
12. Pricing, Didit docs, read 25 October 2026.
13. Database validation supported countries, Didit docs.
14. Non-document lookup and registry photo match, Didit docs.
15. Nigeria BVN, Didit docs.
16. Panama cédula with biometric face match (SIB Plus), Didit docs.
17. Database validation overview, Didit docs.
18. Key people, Didit docs.
19. KYB supported countries and data tiers, Didit docs.
20. Transaction monitoring overview, Didit docs.
21. Rules library, Didit docs.
22. Transaction rules API and backtesting, Didit docs.
23. SDK transaction submission and step-up, Didit docs.
24. FIU reports, Didit docs.
25. Wallet screening, Didit docs.
26. Travel Rule, Didit docs.
27. Investigator agent, Didit docs.
28. MCP server overview, Didit docs.
29. MCP tools, Didit docs.
30. September 2026 changelog, Didit docs.
31. August 2026 changelog, Didit docs.
32. Workflows, Didit docs.
33. Retrieve session, Didit docs.
34. New pricing from 1 November 2026, Didit blog.
35. South Africa DHA photo retrieval, Didit docs.

LexisNexis Risk Solutions and its marks belong to their owner; references here are nominative, for comparison only, and imply no affiliation. To compare on your own traffic, the LexisNexis alternative page has the side-by-side and the steps to start.