Didit vs Dotfile: KYB with a native KYC for every owner
Didit vs Dotfile from public pages: KYB with a Didit-run KYC per owner against partner ID checks, AML in one console, transaction monitoring and wallet screening, published prices and agents.
In short
Didit vs Dotfile comes down to who runs the checks inside your KYB case. Didit verifies the company, runs a KYC for every owner and officer, screens them all and watches their transactions, in one account with published prices. Dotfile's own documentation says its identity checks, eKYC and AML screening come from partner providers.[2][3][5]
- Dotfile's identity verification relies on providers such as Checkout, Veriff, Onfido and IDnow.[2] Didit screens each owner and officer and sends each one a linked KYC.[11]
- Business verification on Didit runs from $2.00 per business, and the workflow builder shows each step's price while you build.[13][31] A pricing page or per-check price is not documented on the Dotfile pages reviewed (checked 2026-10-25).[1]
- Didit runs transaction monitoring at $0.02 per transaction, and wallet screening at $0.15 per check in the same account.[10] Neither is documented as a Dotfile product on its public pages (checked 2026-10-25).[1]
Teams looking for a Dotfile alternative are usually onboarding business customers: payment institutions, lenders, crypto companies. The owners need a real identity check, everyone needs screening, and the money that moves afterwards needs watching.
Dotfile sells a business verification (KYB) platform that orchestrates registry, screening and identity providers.[1] We build Didit, so read this as our side. Every Dotfile fact below comes from Dotfile's own pages, read on 25 October 2026, and is cited.
Didit vs Dotfile at a glance
| Function | Didit | Dotfile | Checked |
|---|---|---|---|
| KYC of owners and officers | Run by Didit: each declared owner and officer is confirmed against company documents, screened and sent a linked KYC[11] | ID checks for beneficial owners inside a KYB case, through providers such as Checkout, Veriff, Onfido and IDnow[2] | 25 Oct 2026 |
| Government database checks on people | Didit's catalog: 45 countries plus a Global group, government registers in most, credit-bureau or other authoritative files in some[23] | eKYC through a GBG partnership against national databases[3] | 25 Oct 2026 |
| AML screening | $0.20 per check; ongoing monitoring $0.07 per profile per year, results reviewed in the Didit console[10][15] | Through ComplyAdvantage and LSEG World-Check; with World-Check you need your own World-Check One account and review matches there[5] | 25 Oct 2026 |
| Transaction monitoring | $0.02 per transaction, 150+ preset rules, backtesting, goAML report drafts[10][17][20] | Not documented on Dotfile's public pages (checked 2026-10-25)[1] | 25 Oct 2026 |
| Crypto wallet screening | Any address, $0.15 per check, signed PDF report[10][21] | Not documented on Dotfile's public pages (checked 2026-10-25)[1] | 25 Oct 2026 |
| How you buy | Published list price per module; business verification from $2.00[10][13] | Pricing page not documented on the pages reviewed (checked 2026-10-25); company data is tiered with varying costs, pricing by request; billing shows a subscription plan plus usage[1][4][6] | 25 Oct 2026 |
Dotfile column: dotfile.com and docs.dotfile.com. Didit column: docs.didit.me.
KYB with a KYC that Didit runs for every owner
Didit's business verification starts with the registry. Company registry checks cover 220+ countries and territories, and you choose per country how much registry data you buy: company profile, shareholders, or ultimate beneficial owners.[13] Didit validates EU VAT numbers through VIES as part of the same verification.[14]
Then the people. Didit checks each declared owner and officer against the company's own documents, then screens them and sends each one a linked KYC.[11] Beneficial owners who need identity verification get their Didit KYC email automatically.[12] That KYC is Didit's own document check, passive liveness and face match, and its result lands on the business record. A full KYC check (ID verification, passive liveness, face match, and device and IP analysis) costs $0.33.[10]
- The companyRegistry check, VIES, entity AML
- OwnerBeneficial ownerConfirmed on documents, screened, Didit KYC
- OfficerDirectorConfirmed on documents, screened, Didit KYC
- HoldingParent entityShareholder data where the registry holds it
- Owner
One business verification, one Didit-run KYC per person behind it.[11][12]
Dotfile documents ID document checks for beneficial owners inside a KYB case.[2] The difference is who runs them. Dotfile's documentation says it relies on providers such as Checkout, Veriff and Onfido for video-selfie verification, and on IDnow and Veriff for ID documents.[2] Device and business-reputation signals come from Trustfull and TrueBiz.[7]
Dotfile's docs, read 25 October 2026: identity verification and ID document checks run through named partner providers.[2]
Company data, too
Dotfile's docs list INPI and Companies House as official government company-data sources, and say it relies on several third parties for business data, that depth varies by country, and that tiered data comes with varying costs on request.[4] On Didit, each country's tier shows its price in the workflow step.[13][31]
Screening the company and the people in one place
Didit screens the company and each person on it against 1,300+ AML lists at $0.20 per check, and keeps watching them afterwards for $0.07 per profile per year.[10] You can turn ongoing AML monitoring on for up to 1,000 customers in one API call, with a cost estimate before you commit, and each monitoring result carries its evidence.[15]
Dotfile documents AML screening through partners ComplyAdvantage and LSEG World-Check. With the World-Check integration, the customer needs an active World-Check One account with API access, and all match review and resolution happens in the World-Check One interface.[5]
| Step in a KYB case | Who runs it on Didit | Who runs it on Dotfile, per its docs |
|---|---|---|
| Owner ID document and selfie | Didit[11] | Checkout, Veriff, Onfido or IDnow[2] |
| Person data against national databases | Didit's database validation catalog[23] | GBG eKYC against national databases[3] |
| AML screening and match review | Didit, reviewed in the Didit console[15] | ComplyAdvantage or LSEG World-Check partners; World-Check matches are reviewed in World-Check One[5] |
| Transactions after onboarding | Didit transaction monitoring[16] | Not documented on Dotfile's public pages (checked 2026-10-25)[1] |
After onboarding: transaction monitoring and wallet screening
Didit scores every transaction against real-time rules at $0.02 per transaction and opens alerts and cases in the same console as the KYB record.[10][16] It ships over 150 preset transaction-monitoring rules, and you can backtest a rule against your own history before you switch it on, from the console, the API or an AI agent.[17][18] When a rule flags a transaction, Didit can hold it and ask the user for one selfie, matched against the face they already verified.[19] Didit drafts SAR, STR and other FIU reports from the case and exports them as goAML XML and PDF for your filing.[20]
For crypto businesses, Didit screens any crypto wallet address on demand for $0.15 per check, with a signed PDF report, and exchanges Travel Rule data in IVMS 101.[21][22] Wallet screening runs on blockchain-analytics providers, ordered, read and billed in the same Didit account. A transaction-monitoring product, wallet screening and Travel Rule data exchange are not documented as Dotfile products on its public pages (checked 2026-10-25).[1]
1Verify the business
Registry tier per country, VIES, entity AML. From $2.00.
2Verify every owner and officer
Confirmed on documents, screened, a Didit KYC each.
3Watch the money
Each transaction scored at $0.02; wallets screened at $0.15.
Does a rule fire
Hold and open a case
Selfie step-up, Investigator report, goAML draft if needed.
Let it through
Scored and logged against the business record.
Business, people and transactions in one Didit account.[11][16][20]
Agents that do the review work
Dotfile documents AI agents too: its Autonomy agents pre-investigate KYB cases and auto-approve routine ones using the customer's policy logic,[9] and its MCP connector is live for remote MCP clients.[8]
Didit is agentic across identity and fraud. The Investigator agent reads each verification, transaction alert or case waiting for review, writes a report with a recommendation and cites every piece of evidence it used. It decides on its own only within the policy and autonomy level your team sets, it never files a regulatory report, and every action is logged.[28] It runs on Didit's Growth plan and above, Didit enables it per organization, it is not available in sandbox, and it costs $0.20 per reviewed item. A support agent answers your users' support conversations from $0.02 per message.
Copilot works inside the Business Console. Describe the flow you need and Didit Copilot builds a validated draft workflow, citing the documentation it used; it also creates questionnaires and database validation steps.[30] Publishing requires your confirmation, and when it edits a workflow, a change card lists what changed and Undo reverts it.[29]
Your own agents connect through Didit's hosted MCP server at mcp.didit.me, over OAuth 2.1 with Log in with Didit, so there is no API key to paste.[26] An agent can create, backtest and install transaction-monitoring rules, then hand them to you in test mode, and it can explain why a session was declined by tracing the warning, status rule or reviewer override behind it.[27] Dotfile's announcement says its MCP connector signs in with a Dotfile account, with no API key, and runs with the user's role and permissions. It reads cases, checks and configuration, acts on cases and orders registry documents, while configuration changes stay in the console.[8]
Backtest on your own history
A rule task run by your agent through the Didit MCP. A person switches it on.[27]
Government and authoritative database checks on the people
Didit's catalog documents government and authoritative database checks in 45 countries plus a Global group: a government register in most countries, and a credit-bureau, financial-services, utility or residential file in some. They run in the same workflow as the owner's document and selfie.[23] Where the national register holds a photo, as in Argentina, Nigeria, Panama and South Africa, Didit matches the user's selfie against it.[24]
| Country | What you send | What comes back |
|---|---|---|
| Argentina, RENAPER | Document number, gender, selfie | Names, date of birth, tax ID, face match score[23] |
| Mexico, CURP | CURP | CURP status, names, date and state of birth[23] |
| Nigeria, BVN | BVN and a selfie | Names and date of birth, only after the selfie matches[25] |
| South Africa, Home Affairs | National ID number | Register photo to match against the selfie[24] |
Dotfile's eKYC for individuals runs through a GBG partnership against national databases.[3]
Pricing: a published list against pricing by request
Didit publishes a list price for each module and charges only for the checks a workflow runs: business verification from $2.00, a full KYC check $0.33, AML screening $0.20, transaction monitoring $0.02 per transaction, wallet screening $0.15 per check.[10][13] You choose per country how much registry data you buy, and the builder shows each step's price before the flow goes live.[13][31]
A pricing page or per-check prices are not documented on the Dotfile pages reviewed (checked 2026-10-25), and the site's calls to action are sales demo requests.[1] Its billing documentation shows a subscription plan plus usage broken down by service type, and its company-data docs say tiered data comes with varying costs and to reach out for pricing details.[4][6] A self-serve signup or public sandbox is not documented on those pages either (checked 2026-10-25).[1]
Prices as of 25 October 2026
Didit's plans change on 1 November 2026. The per-check list prices quoted here stay the same on the new plans.[33]
Workflows and the evidence behind every decision
Didit's workflow builder lets branches merge back into one path and flags a branch that contradicts the outcome it routes to, before you publish.[29][31] A KYB flow can branch by region, route on session metadata, and read a local licence with Document AI, which reads any document you define and extracts the fields you choose for $0.20 per document.[10][30][31] Every session decision returns each check's result, the extracted fields, the capture images and videos, and the warnings behind the decision, through one API call.[32]
- Registry, ownership and VIES results on the business record
- Document, liveness and face match evidence for each owner
- Transaction alerts, cases and goAML drafts linked to the same customer
Switching from Dotfile to Didit
- List the KYB templates and providers you use on Dotfile, including contracts you brought yourself.
- Rebuild the business flow in Didit's workflow builder, or describe it to Copilot, and read the price of each step.
- Map Dotfile's case statuses to Didit's Approved, Declined and In Review in your backend and webhooks.
- Run a share of new business sign-ups through Didit and compare results and cost.
- Switch on transaction monitoring for the businesses you verified.
How Didit helps teams switching from Dotfile
Didit puts KYB, a Didit-run KYC for every owner, AML screening, transaction monitoring and wallet screening in one account, priced per check, with agents that take review work off your team. See the Dotfile alternative page for the side-by-side, the business verification page for the KYB flow, or the pricing page to price it.
Didit's Dotfile alternative page: registry checks from $2.00 per business, a linked KYC per owner, AML and transaction monitoring on one API.
Didit provides
- Registry checks with data tiers per country
- A linked Didit KYC for each owner and officer
- AML screening, monitoring, transaction rules and cases
- Investigator reports, Copilot and the MCP server
Stays with you
- Your risk assessment and onboarding policy
- The autonomy level each queue may use
- Filing reports with your financial intelligence unit
- The rules and thresholds you approve
Price your KYB flow on Didit
Build the business and owner checks in the sandbox and read each step's list price.
Key takeaways
- Dotfile's owner ID checks run through partner providers; Didit runs each owner's KYC itself.
- Dotfile screens through ComplyAdvantage or LSEG World-Check; Didit screens at $0.20 per check.
- After onboarding, Didit adds transaction monitoring at $0.02 and wallet screening at $0.15.
- Didit business verification runs from $2.00 per business; a Dotfile pricing page is not documented on the pages reviewed.
Frequently asked questions
What is the main difference between Didit and Dotfile?
Who runs the checks. Didit runs KYB, the KYC of every owner, AML screening and transaction monitoring in one platform, with a published list price per module.[10] Dotfile's documentation says its identity verification, eKYC and AML screening run through partner providers.[2][3][5]
Does Dotfile verify beneficial owners?
Yes. Dotfile documents ID document checks for beneficial owners inside a KYB case, through providers such as Checkout, Veriff, Onfido and IDnow. Didit checks each owner and officer against the company's documents, screens them and sends each one a Didit KYC.[2][11]
How much does Dotfile cost?
A pricing page or per-check price is not documented on the Dotfile pages reviewed (checked 2026-10-25). Its docs describe a subscription plan plus usage, and tiered company data with varying costs available on request. Didit business verification runs from $2.00 per business.[1][4][6][13]
Does Dotfile offer transaction monitoring?
A transaction-monitoring product is not documented on Dotfile's public pages (checked 2026-10-25). Didit's transaction monitoring costs $0.02 per transaction, with 150+ preset rules, backtesting and goAML report drafts.[1][10][17][20]
Do both Didit and Dotfile have an MCP server?
Yes. Dotfile's MCP connector is live, signs in with a Dotfile account and no API key, and reads cases, checks and configuration, acts on cases and orders registry documents, while configuration changes stay in the console. Through the Didit MCP, your agent can create, backtest and install transaction-monitoring rules and hand them to you in test mode.[8][27]
Can I run Didit next to Dotfile while I switch?
Yes. Each business verification is created through its own vendor's API, so you can route part of your business sign-ups to Didit, compare results and cost, and move the rest when your Dotfile agreement allows.
Is Didit a good Dotfile alternative?
Yes. You get KYB with a Didit-run KYC for every owner, AML screening, transaction monitoring and wallet screening in one account, with a published price for each module.[10][11][28]
Sources
- The Global Business Verification Platform, Dotfile, read 25 October 2026 (with the site map, platform and solution pages).
- Identity verification, Dotfile docs, read 25 October 2026.
- Dotfile and GBG eKYC, now live in Dotfile, Dotfile, read 25 October 2026.
- Getting company information, Dotfile docs, read 25 October 2026.
- AML screening, Dotfile docs, read 25 October 2026.
- Billing, Dotfile docs, read 25 October 2026.
- Fraud detection, Dotfile, read 25 October 2026.
- Dotfile MCP, Dotfile, read 25 October 2026.
- Dotfile Autonomy, Dotfile, read 25 October 2026.
- Pricing, Didit docs, read 25 October 2026.
- Key people, Didit docs.
- Business verification overview, Didit docs.
- KYB supported countries and data tiers, Didit docs.
- Business documents and VIES, Didit docs.
- Ongoing AML monitoring API, Didit docs.
- Transaction monitoring overview, Didit docs.
- Rules library, Didit docs.
- Transaction rules API and backtesting, Didit docs.
- SDK transaction submission and step-up, Didit docs.
- FIU reports, Didit docs.
- Wallet screening, Didit docs.
- Travel Rule, Didit docs.
- Database validation supported countries, Didit docs.
- Non-document lookup and registry photo match, Didit docs.
- Nigeria BVN, Didit docs.
- MCP server overview, Didit docs.
- MCP tools, Didit docs.
- Investigator agent, Didit docs.
- September 2026 changelog, Didit docs.
- August 2026 changelog, Didit docs.
- Workflows, Didit docs.
- Retrieve session, Didit docs.
- New pricing from 1 November 2026, Didit blog.
Dotfile, its marks and the provider names cited from its pages belong to their owners; references here are nominative, for comparison only, and imply no affiliation. The Dotfile alternative page has the side-by-side.
Run your KYB flow on Didit
Start in the sandbox and see the registry data, each owner's KYC evidence and every check's price.
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