Blog · November 10, 2026

Didit vs Identy.io: hosted KYC API vs on-device biometric SDKs

Didit vs Identy.io: compare documented checks, published pricing, review evidence and migration steps. Didit core KYC costs $0.33.

By DiditNovember 10, 2026Updated Nov 10, 2026

For government and corporate teams evaluating Identy.io, choose Didit when the requirement is a hosted verification flow with a server-side evidence record, review queue and ongoing screening. The $0.33 core KYC bundle gives you a clear starting budget, with additional modules priced separately.

Published core KYC price: $0.33 for ID, passive liveness, face match and device/IP.
Public financial-sandbox test evidence for NFC plus active liveness; SOC 2 Type 1 & Type 2 and ISO/IEC 27001 are listed in Didit’s certification documentation.
3,000+ companies use Didit; document coverage spans 220+ countries and territories and 14,000+ document types. Public customer evidence.

Published by Didit; based on the linked public documentation. Competitor sources checked 25–27 October 2026; Didit facts checked 27 October 2026. Not legal advice.

Evidence you can inspect before switching

Liveness certification: Didit passive liveness is iBeta Level 1 and Level 2 certified for presentation attack detection (ISO/IEC 30107-3).

A published customer outcome: in Didit’s AhoraCrypto customer story, the crypto on/off-ramp reports more than 20% savings per user against its previous provider and over 50% less time on manual user reviews. The previous provider is unnamed; these are that customer’s reported results.

Budget the checks you will actually run

The core KYC bundle is $0.33: ID verification $0.15 + passive liveness $0.10 + face match $0.05 + device and IP analysis $0.03. The Core KYC + initial AML screening column prices the same volumes at $0.53 per verification.

Monthly units	Didit core KYC at $0.33	Didit: Core KYC + initial AML screening	Vendor published terms; different scope
1,000	$330	$530	Identy.io: Request an Identy.io quote for your SDK and ABIS scope; this example assigns no Identy.io unit rate. (public source, checked 25 October 2026).
10,000	$3,300	$5,300
50,000	$16,500	$26,500

Illustrative USD list-rate budgets. Core KYC assumes successful checks. Taxes, credits, prepaid discounts and other modules are excluded. The core-plus-AML column is the sum of $0.33 core KYC and $0.20 initial AML screening. Database checks and national digital IDs are outside the $0.33 core KYC bundle. Vendor prices retain their stated currency, billing unit and plan scope.

Compare the scope your team needs

Requirement	Didit	Identy.io public documentation
Identity checks	Document verification, passive liveness, face match and device/IP analysis in the $0.33 core bundle. Didit documentation.	Document OCR data extraction and fraud detection for government IDs (public source, checked 25 October 2026).
Liveness	Passive liveness ($0.10 in a workflow, $0.05 standalone API) and active liveness ($0.15). Didit documentation.	On-device passive face liveness and anti-spoofing (public source, checked 25 October 2026).
NFC	NFC chip verification of ePassports and eIDs at $0.15. Didit documentation.	Mobile NFC chip reading for identity documents (public source, checked 25 October 2026).
Integration	Hosted flow and SDKs for web, iOS, Android, React Native and Flutter. Didit documentation.	Native iOS and Android SDKs, with browser-based deployment (public source, checked 25 October 2026).
Biometric matching	Face match 1:1 costs $0.05; face search 1:N is free and checks users and blocklists. (public source, checked 27 October 2026).	Identy.io ABIS supports face, fingerprint and iris matching. (public source, checked 25 October 2026). Its SDK also supports on-device 1:1 matching. (public source, checked 25 October 2026).
Authoritative-data route	Database coverage is 45 countries plus a Global group. (public source, checked 27 October 2026). Six available national digital IDs form a separate verification route. (public source, checked 27 October 2026).	The capture SDK produces quality-controlled images for third-party matchers and government databases. (public source, checked 25 October 2026).
Operating scope	KYC, KYB with linked owner checks, AML and ongoing screening, transaction monitoring, wallet screening, Travel Rule and case review on one account. (public source, checked 27 October 2026).	The published catalog centers on biometric capture SDKs, document verification and ABIS. Its digital onboarding workflow is described as designed to support KYC and AML requirements. (public source, checked 25 October 2026).
Build and migrate	No-code workflows, Copilot, hosted MCP, web and mobile SDKs, and the historical-verification import API. (public source, checked 27 October 2026).	Native iOS and Android SDKs, with browser-based deployment; matching can run on-device. (public source, checked 25 October 2026).

Identy.io documents mobile SDKs for face, fingerprint, palm and document capture. (public source, checked 25 October 2026). Didit combines the selected identity checks with screening, monitoring and review on the same account, so the pilot can test the whole operating workflow.

What your account can cover

Requirement	Didit capability and public documentation
Document and biometric checks	Core KYC $0.33; NFC $0.15; passive liveness $0.10 in a workflow or $0.05 through the standalone API; active liveness $0.15. ID verification; liveness.
Authoritative data	Database coverage is 45 countries plus a Global group. Database validation.
Six national digital IDs	MitID (Denmark), BankID Sweden, iDIN (Netherlands), Finnish Trust Network, Smart-ID (Estonia, Latvia, Lithuania, Belgium) and Mobile-ID (Estonia, Lithuania). Available national digital IDs.
Device, IP and contact signals	Device fingerprinting and IP risk are collected in the verification session; email verification is $0.03 and phone verification is $0.04 plus carrier charges. Device/IP; email; phone.
Repeat-fraud checks	Face search 1:N is free and helps identify duplicate faces across your users and blocklists. Face search.
Screening and monitoring	AML screening $0.20 across 1,300+ lists; ongoing AML $0.07 per user per year; transaction monitoring $0.02 per transaction with 150+ preset rules. AML; transaction monitoring.
Crypto checks	Wallet screening $0.15 per pay-as-you-go check; Travel Rule supports IVMS 101 messaging, counterparty due diligence and ownership proof. Wallet screening; Travel Rule.
Business and owner checks	KYB from $2.00 per business, free registry search and a linked KYC for every owner. Business verification; key people.
Evidence and review	Check results, extracted fields, images and warnings in the API response; webhooks, compliance PDF reports and case management support review. Investigator is $0.20 per reviewed item. Investigator.
Build and migrate	No-code workflows, Copilot, hosted MCP with OAuth 2.1, SDKs for web/iOS/Android/React Native/Flutter, and historical-verification imports. Workflows; Copilot; MCP; import API.

National digital IDs are an alternative verification route; a signed scheme result is not a selfie or face-match result. Database and eID checks have separate prices from the $0.33 core KYC bundle. Device/IP analysis here is part of a verification session.

Country-specific database services support standalone and in-workflow checks. The Global identity-enrichment group is standalone API only and is unavailable in the workflow builder. Database service modes, checked 27 October 2026.

Public evidence behind the recommendation

The Spanish Treasury sandbox report on Didit records NFC and active-liveness tests that rejected printed identity documents and detected substituted portraits using the chip image. Its supervisory conclusions describe SEPBLAC’s participation and positive assessment of strengthened remote-identification measures. The tested flow combined NFC with active liveness.

Didit’s certification documentation lists SOC 2 Type 1 and Type 2 and ISO/IEC 27001.

Didit serves 3,000+ companies. Document coverage spans 220+ countries and territories and 14,000+ document types. Review public customer stories and the document-verification scope.

Inspect the product evidence

Didit session result with a low liveness score warning, face match similarity, liveness score, age and device

A Didit session flagged for review: a low liveness score warning, with the face match similarity, the liveness score, the estimated age and the device.

Didit liveness result in the console: selfie, liveness score, estimated age, blocklisted faces and duplicated faces

One liveness result in the Didit console: the selfie, the liveness score, the estimated age, blocklisted faces and earlier sessions with the same face.

Didit console blocklist with a document, a face, a phone number and an email, each linked to its session

The Didit blocklist: a document, a face, a phone number and an email, each linked to its session.

Put onboarding and monitoring in the same budget

For a fintech or marketplace onboarding 10,000 people in a month and checking 100,000 transactions, the selected Didit usage is straightforward to calculate.

Selected module	Calculation	Didit usage cost
Core KYC	10,000 × $0.33	$3,300
Initial AML screening	10,000 × $0.20	$2,000
Transaction monitoring	100,000 × $0.02	$2,000
Usage subtotal	10,000 users and 100,000 transactions	$7,300

Illustrative USD list-rate budget for successful checks and the stated transaction count. Taxes, plan fees, credits, discounts, ongoing AML, database/eID services, KYB, wallet checks, Investigator and other modules are excluded. Each added module has its own price; a vendor comparison requires a quote for this same scope. Didit module prices.

Switch with an evidence-based rollout

Keep the existing journey available while you validate the replacement. Use this proposed acceptance checklist to agree the rollout with your engineering and compliance teams.

Existing concept	Didit mapping	Acceptance check
Verification flow	Rebuild the selected steps and branches in a Didit workflow	Run the same supported document and country mix through both journeys.
Approval, decline and review states	Map source values with `status_mapping` in the import API	Reconcile every mapped status; investigate unknown or failed rows before expanding.
Historical verification records	`POST /v3/session/imports/` with `workflow_id` and `dry_run`	Validate the dry run, then inspect terminal job status and created, updated, skipped and failed counts.
Rules, cases and webhook handlers	Configure these separately in Didit	Check event handling and review ownership. The historical-verification import does not migrate these configurations.

Start with a small, predefined share of eligible traffic. Agree completion, manual-review and cost-per-approved-user thresholds before the pilot, comparing the same checks and population. Increase traffic only when those thresholds and the import reconciliation pass; route traffic back to the existing journey if they fail. See the import API, webhooks and workflow documentation.

Start with one flow; keep the evidence as you grow

Didit connects onboarding to screening, monitoring and case review on one account and record. Investigator reads verifications, alerts and cases and writes a cited report with a recommendation for $0.20 per reviewed item. Copilot helps build workflows, and the hosted MCP server lets your own agents connect through OAuth 2.1.

Investigator requires Growth or higher and organization enablement; it does not run in sandbox. Sanctions matches go to a person, and it never files a regulatory report.

The team can review verification evidence on the shared case record.

Watch: Reviewing Cases as a Team (Didit Academy)

Open the Didit console without a sales call and test your chosen workflow. The pricing announcement published on 2 October 2026 sets the Free plan at $10 of credit every month from 1 November 2026.

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