Didit vs Thomson Reuters: government databases plus the whole flow

Last reviewed: 25 October 2026 · Not legal advice

Teams that compare Didit with Thomson Reuters are usually compliance or investigation teams at a financial institution, or government program-integrity units. When they onboard or enrol people, they need to know the person is real and present, that the data they hold matches an official source, and what to do when money starts to move. A data feed answers part of that. The rest is the flow around it, and that is the frame for this comparison.

Thomson Reuters sells public-records investigation data (CLEAR) with identity confirmation, risk scoring and adverse-media and sanctions screening tools.^[1] We build Didit, so read this as our side. Every Thomson Reuters statement below comes from its own public pages, read on 25 October 2026, and each one is cited.

Didit vs Thomson Reuters at a glance

Thomson Reuters column: legal.thomsonreuters.com. Didit column: docs.didit.me.

Government and authoritative databases, matched to the person present

A database match tells you that the details someone typed exist in an official file. On its own it does not tell you that the person in front of the camera owns them. Didit closes that gap by running the register lookup inside the same session as the document and the selfie.

Didit's catalog documents government and authoritative database checks in 45 countries plus a Global group: a government register in most countries, and a credit-bureau, financial-services, utility or residential file in some.^[19] Most services list the inputs they need and the fields they return. Where the national register holds a photo, as in Argentina, Nigeria, Panama and South Africa, Didit matches the user's selfie against it.^[20] Didit resolves a Nigerian BVN, a banking-industry source, only for the person present: the lookup is gated on a selfie face match.^[21]

Didit shows match coverage and median and 95th-percentile response time for every country and database you use.^[22]

Thomson Reuters documents a US government check of its own: CLEAR ID Confirm verifies whether a submitted business name and FEIN match IRS records. It also returns an identity confidence score and identity flags for death records, OFAC listings and redundant SSNs. Selfie matching against a government register photo is not documented on the pages reviewed.^[3]

Public records on file, or one session with the evidence

Thomson Reuters positions CLEAR as investigation software built on public and proprietary records, and CLEAR ID Confirm verifies individuals through name, date of birth, Social Security number and address checks.^[1][4] For document and selfie checks, its partnership page says a third-party identity-verification partner authenticates the ID and runs the face comparison and liveness tests.^[5] A liveness or face-match product built by Thomson Reuters is not documented publicly; the liveness and face comparison it documents run on its partner's technology.^[2][5]

On Didit those steps are one session. A full KYC check (ID verification, passive liveness, face match, and device and IP analysis) costs $0.33.^[10] Every Didit session decision returns each check's result, the extracted fields, the capture images and videos, and the warnings behind the decision, through one API call.^[11] The Didit MCP can trace the warning, status rule or reviewer override behind a declined session.^[27]

What each vendor documents for onboarding, read on 25 October 2026.^[4][5][11]

Didit's workflow builder shows each step's price while you build, and branches can merge back into one path.^[12] A register lookup has fallback switches for a partial match, no match or no response, so a country can fall back to a document.^[20]

Screening, then monitoring transactions

Thomson Reuters documents screening: CLEAR Adverse Media screens and monitors subjects for adverse media, sanctions, PEPs and state-owned entities, and monitors uploaded lists automatically.^[6] Didit screens names at $0.20 per check and runs ongoing AML monitoring at $0.07 per profile per year.^[10] You can turn ongoing AML monitoring on for up to 1,000 customers in one API call, with a cost estimate before you commit.^[23]

The step after screening is where the two documented scopes part. Didit scores transactions against real-time rules at $0.02 per transaction, ships over 150 preset rules, and lets you backtest a rule against your own history before you switch it on.^[10][15][16] When a rule flags a transaction, Didit can hold it and ask the user for one selfie, matched against the face they already verified.^[17] Didit drafts SAR, STR and other FIU reports from the case and exports them as goAML XML and PDF for your filing.^[24]

Screen any crypto wallet address on demand for $0.15 per check, with a signed PDF report.^[18] Wallet screening runs on blockchain-analytics providers, and you order it, read it and pay for it in your Didit account. Transaction monitoring and crypto wallet screening are not documented on the Thomson Reuters risk pages reviewed.^[8][9]

Verification, screening and monitoring in one Didit account.^[10][17]

Business verification with a KYC for every owner

Thomson Reuters documents business checks: CLEAR ID Confirm verifies businesses through incorporation verification, registry checks, proof of address and beneficial-ownership analysis.^[4] Sending each beneficial owner a linked identity verification is not documented on the pages reviewed.^[4]

Didit checks companies in registries across 220+ countries and territories from $2.00 per business, and you choose per country how much registry data you buy: a company profile, or shareholder and UBO data where the registry holds it.^[10][14] Didit checks each declared owner and officer against the company's own documents, then screens them and sends each one a linked KYC.^[13]

Agents that work inside your account

Thomson Reuters describes agentic AI workflows that autonomously conduct deeper due diligence.^[4] An MCP server for the CLEAR risk products is not documented on the pages reviewed.^[4]

Didit is agentic in the work a risk team does every day. The Investigator agent reads each verification, transaction alert or case waiting for review, writes a report with a recommendation and cites the evidence it used. It decides on its own only within the policy and autonomy level your team sets, it never files a regulatory report, and every action is logged.^[25] It runs on Didit's Growth plan and above, Didit enables it per organization, it is not available in sandbox, and it costs $0.20 per reviewed item. A support agent answers your users' support conversations from $0.02 per message.

Describe the verification flow you need and Didit Copilot builds a validated draft workflow, citing the documentation it used; it also creates database validation steps and questionnaires.^[29] Publishing requires your confirmation, and when it edits a workflow, a change card lists what changed and Undo reverts it.^[29][28]

Didit's hosted MCP server at mcp.didit.me connects over OAuth 2.1 with Log in with Didit. There is no API key to paste.^[26] Your AI agent can create, backtest and install transaction-monitoring rules through the Didit MCP, then hand them to you in test mode.^[27]

A rule task run by an agent through the Didit MCP. A person switches it on.^[27]

Pricing and access

Didit publishes a list price for each billable check and charges a session only for the checks it runs: $0.33 for a full KYC check, $0.20 for AML screening, $0.07 per profile per year for ongoing AML monitoring, $0.02 per monitored transaction, $0.15 per wallet screening check and KYB from $2.00 per business, with government database checks priced per country.^[10] You open an account, test in the sandbox and see each step's price in the workflow builder.^[12]

Thomson Reuters' CLEAR plans page says the price varies by plan features, with per-investigator and department-wide options, and product pages route questions to a sales representative who replies within one business day.^[2][7] Access to the CLEAR ID Confirm tools is limited to authorized, vetted professionals.^[2]

Moving from Thomson Reuters to Didit

• List the CLEAR lookups and screening monitors your onboarding depends on, by country and customer type.
• Rebuild the flow in Didit's workflow builder, or describe it to Copilot, choosing a register lookup or a document per country.
• Map your current outcomes and flags to Didit's Approved, Declined and In Review statuses and webhooks.
• Run a share of new sign-ups on Didit and compare match rates, fraud caught and cost on your own users.
• Move AML monitoring, business verification and transaction rules onto the same identities.

1. Day 1Open an accountSandbox and console, no quote to request.
2. Week 1Build and testWorkflow, register lookups, webhooks.
3. PilotRun in parallelA share of traffic on each vendor.
4. RenewalMove the restWhen your current plan allows.

A staged move. Timing depends on your volumes and your current agreement.

How Didit helps teams switching from Thomson Reuters

Didit runs government and authoritative database checks, the document and selfie, AML, KYB and transaction monitoring in one account, with wallet screening ordered there too, priced per check, with agents that take review work off your team. See the Thomson Reuters alternative page for the side-by-side, the database validation page for the registers, or the pricing page to price your flow.

Frequently asked questions

Sources

1. CLEAR investigation software, Thomson Reuters, read 25 October 2026.
2. CLEAR ID Confirm, Thomson Reuters, read 25 October 2026.
3. CLEAR ID Confirm features, Thomson Reuters, read 25 October 2026.
4. Onboarding due diligence and fraud prevention, Thomson Reuters, read 25 October 2026.
5. Identity verification at every level, Thomson Reuters, read 25 October 2026.
6. CLEAR Adverse Media, Thomson Reuters, read 25 October 2026.
7. CLEAR plans and pricing, Thomson Reuters, read 25 October 2026.
8. AML and KYC compliance, Thomson Reuters, read 25 October 2026.
9. Fraud Detect, Thomson Reuters, read 25 October 2026.
10. Pricing, Didit docs, read 25 October 2026.
11. Retrieve session, Didit docs.
12. Workflows, Didit docs.
13. Key people, Didit docs.
14. KYB supported countries and data tiers, Didit docs.
15. Rules library, Didit docs.
16. Transaction rules API and backtesting, Didit docs.
17. SDK transaction submission and step-up, Didit docs.
18. Wallet screening, Didit docs.
19. Database validation supported countries, Didit docs.
20. Non-document lookup and registry photo match, Didit docs.
21. Nigeria BVN, Didit docs.
22. Database validation overview, Didit docs.
23. Ongoing AML monitoring by API, Didit docs.
24. FIU reports, Didit docs.
25. Investigator agent, Didit docs.
26. MCP server overview, Didit docs.
27. MCP tools, Didit docs.
28. September 2026 changelog, Didit docs.
29. August 2026 changelog, Didit docs.
30. New pricing from 1 November 2026, Didit blog.

Thomson Reuters, CLEAR and their marks belong to their owner; references here are nominative, for comparison only, and imply no affiliation. To compare on your own traffic, the Thomson Reuters alternative page has the side-by-side and the steps to start.