Identity verification in Chad
Executive summary. Chad is a member of the Communauté Économique et Monétaire de l'Afrique Centrale (CEMAC) and the Task Force on Money Laundering in Central Africa (GABAC — Groupe d'Action contre le Blanchiment d'Argent en Afrique Centrale). Its AML/CFT framework is governed by CEMAC Regulation No. 01/CEMAC/UMAC/CM (2016) on the prevention and suppression of money laundering and terrorism financi
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Chad has a population of approximately 18 million and a GDP of roughly USD 12 billion. N'Djamena is the capital. The economy depends on oil (approximately 80% of export revenue), agriculture, and livestock. Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Binding instructions on CDD, internal controls, and reporting for all financial institutions in the CEMAC zone
Regional central bank supervising all CEMAC financial institutions for prudential and AML compliance
National FIU, receiving, analysing, and disseminating STRs
Regional banking supervisory body with enforcement authority
Ministry of Security
restricted
Issues national ID cards. Civil registry coverage very limited, especially in rural areas and conflict zones.
Government & regulated databases
Compliance framework
AML framework
Supervised by BEAC Instructions
- CEMAC Regulation No. 01/CEMAC/UMAC/CM (2016) — Regional AML/CFT regulation, applying uniformly across CEMAC's six member states. Defines CDD, risk-based approach, beneficial ownership, PEP screening, and STR reporting. - BEAC Instructions — Binding instructions on CDD, internal controls, and reporting for all financial institutions in the CEMAC zone. - COBAC (Commission Bancaire de l'Afrique Centrale) — Regional banking supervisory body with AML enforcement authority across all CEMAC states. -
Data protection
Supervised by National DPA
No data protection legislation. CEMAC-zone financial data sharing operates under the regional framework. No formal cross-border data transfer restrictions.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. National ID card or passport. 2. Liveness and biometric match. Selfie with liveness detection. 3. Data extraction. Name, date of birth, place of birth, document number. 4. PEP and sanctions screening. Against EU, UN, OFAC lists. 5. Ongoing monitoring. Per BEAC/COBAC instructions
Exchanges, custodians, wallets, on/off-ramps.
No VASP framework. BEAC has issued warnings about virtual assets. General CEMAC AML obligations apply.
Sports betting, online casinos, age-gated platforms.
Limited gambling regulation. Basic CDD applies where licensed.
Gig platforms, delivery, creator economy, e-commerce.
1. Seller identity verification — national ID or passport. 2. Mobile money account verification — linked to registered SIM. 3. Tax identification — NIF for business sellers. 4. Ongoing monitoring.
Biometric liveness
Chad's identity documents are non-biometric. Passport photographs and liveness detection (ISO 30107-3 compliant) provide the basis for remote KYC. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Chad permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Chad, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Chad.
Most regulated sectors in Chad require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Chad’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Chad’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
