Identity verification in Hungary
Hungary is an EU member state with a mature AML regime anchored in Act LIII of 2017 (the Pmt.), a central bank (Magyar Nemzeti Bank, MNB) that writes its own detailed decrees on remote customer due diligence, and a national eID stack — eSZIG, Ügyfélkapu+, KAÜ, and the new DÁP mobile app — that is reaching genuine scale in 2025-2026. For any fintech, crypto, marketplace, or iGaming operator onboard
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Hungary has a population of roughly 9.6 million and a banked, card-using, and increasingly mobile-first consumer base concentrated in Budapest and the larger regional cities (Debrecen, Szeged, Pécs, Győr, Miskolc). The domestic banking market is dominated by OTP Bank — the largest commercial lender in Hungary and a regional champion across CEE — followed by MBH Bank (the merged successor of MKB, Budapest Bank, and Takarékbank), K&H Bank (KBC group), Erste Bank Hungary, Raiffeisen Bank Hungary, CIB Bank (Intesa Sanpaolo), and UniCredit Bank Hungary. On the challenger side, Revolut, Wise, and N26 have significant passported books serving Hungarian residents; Gránit Bank is the most visible domestic digital-first play. Fintech activity is thinner than in neighbouring Poland or Czechia but mea
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
in its non-FIU role
BM (Belügyminisztérium / Ministry of Interior)
regulated
Central population register. Contains identity data and address. Electronic access for authorized entities. Personal identification number (személyi szám) replaced by combination of identifiers.
NISZ (National Infocommunications Service Company)
regulated
Government digital identity portal. Used for electronic identification with government services. Being modernized.
BM
regulated
Electronic ID card with chip. Supports electronic identification and digital signatures.
Government & regulated databases
Compliance framework
AML framework
Supervised by NAV
The backbone statute is Act LIII of 2017 on the Prevention and Combating of Money Laundering and Terrorist Financing — universally referred to by its abbreviation Pmt. (pénzmosás és terrorizmusfinanszírozás megelőzéséről és megakadályozásáról szóló törvény). It transposes the EU 4th, 5th, and 6th AML Directives, and from 2026 coexists with the directly applicable EU AML Regulation and the new Anti-Money Laundering Authority (AMLA) framework. The Pmt. is published on njt.hu (Nemzeti Jogszabálytár
Data protection
Supervised by National DPA
Hungary has no data-residency requirement specific to KYC data: GDPR and the Pmt. govern. Processing in any EEA country is permitted; third-country transfers rely on adequacy decisions, SCCs, or BCRs under GDPR Chapter V. In practice, MNB expects production KYC data for Hungarian-supervised entities
Penalties for non-compliance
MNB's AML enforcement has shifted from warning letters to fines in the past two years. The landmark recent actions:
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
MNB-supervised entities operate under the Pmt. §§6-19 (CDD, EDD, SDD, ongoing monitoring) and the MNB decree on remote customer due diligence — historically 45/2018 (XII. 17.) MNB rendelet, updated by 26/2020 (VIII. 25.) and 16/2022, and today consolidated in 29/2024 (VI. 24.) MNB rendelet on the au
Exchanges, custodians, wallets, on/off-ramps.
Hungary's crypto regime changed materially on 1 January 2025, when MiCA took effect and full supervisory responsibility for crypto-asset service providers shifted to MNB. Transposition is via Act VII of 2024 (the Kripta törvény). The old VASP registration regime — previously supervised by NAV — is b
Sports betting, online casinos, age-gated platforms.
Hungary's gambling market is structured around a partial state monopoly. For most verticals — the national lottery, online casinos, and land-based gaming — operations are reserved for the 100% state-owned Szerencsejáték Zrt. and a small number of concession-holding land-based casino operators. Onlin
Gig platforms, delivery, creator economy, e-commerce.
Hungarian marketplaces, gig platforms, and creator-economy services are not per se obliged entities under the Pmt. unless they are operating payment or crypto services, but they sit under two other frameworks:
Biometric liveness
The binding reference is MNB Regulation 29/2024 (VI. 24.) — the consolidated successor to 45/2018, 26/2020, and 16/2022 — on the auditált elektronikus hírközlő eszköz and the detailed rules for electronic customer due diligence via such a device. The core requirements: - End-to-end audit. The identification system must be independently audited against the decree's technical specification before go-live, and re-audited on any material change. - Session recording. The full video and/or automated s
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Hungary permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Hungary, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Hungary.
Most regulated sectors in Hungary require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Hungary’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Hungary’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
