Identity verification in Paraguay
Executive summary. Paraguay runs a document-centric KYC regime anchored in Ley N° 1015/1997 (as amended by Ley N° 3783/2009 and, most importantly, Ley N° 6497/2019), which gives the Secretaría de Prevención de Lavado de Dinero o Bienes (SEPRELAD) — the national FIU — broad powers to set risk-based due-diligence rules for every obliged sector. Three operational supervisors sit on top of that backbo
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Paraguay has a population of roughly 7.4 million, a GDP of about USD 45 billion, and one of the youngest median ages in South America. Spanish and Guaraní are co-official languages under the 1992 Constitution, and a meaningful share of rural onboarding flows require Guaraní-language support — a point most global KYC vendors ignore. Banking penetration reported by the BCP was around 76% in 2023, driven overwhelmingly by EMPE-based mobile wallets rather than traditional current accounts. Five KYC-relevant verticals matter commercially:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Secretaría de Prevención de Lavado de Dinero o Bienes
Prudential and integrity supervision of banks, finance companies, currency-exchange houses and EMPEs
Comisión Nacional de Valores, supervises capital-markets participants
now inside DNIT
Prudential supervisor of cooperatives, co-responsible with SEPRELAD for AML
Secretaría de Defensa del Consumidor y del Usuario, co-implementer of Ley N° 6534/2020
Policía Nacional
restricted
Manages cédula de identidad. Limited digitization; no commercial API. Identity card issuance process being modernized.
Ministerio de Justicia
restricted
Civil registry for birth, marriage, death records. Digitization efforts underway.
SET
regulated
Tax authority managing RUC. Online RUC consultation available.
Government & regulated databases
Compliance framework
AML framework
Supervised by SEPRELAD
- Ley N° 1015/1997 — Que previene y reprime los actos ilícitos destinados a la legitimación de dinero o bienes. The foundational AML statute. - Ley N° 3783/2009 — First major amendment to Ley N° 1015, reinforcing SEPRELAD's powers. - Ley N° 6497/2019 — The most important amendment to date. Modifies articles 2, 12, 14–19, 22, 24, 27 and 35–38 of Ley N° 1015 and consolidates SEPRELAD as the FIU with functional and administrative autonomy. Expressly authorises SEPRELAD, coordinated with sector supe
Data protection
Supervised by National DPA
Under the credit-data-specific Ley N° 6534/2020, cross-border transfer of credit-related personal data is allowed subject to consent and purpose limitation. Under the incoming Ley N° 7593/2025, cross-border transfers will follow a GDPR-style adequacy + safeguards model once secondary regulation is i
Penalties for non-compliance
The supply-side gaps are obvious: Guaraní-language UX, full cédula template library (legacy laminated, new chip-enabled 2023+), fast SEPRELAD-aligned sanctions/PEP screening, and pricing that fits Paraguayan EMPE unit economics.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
EMPEs are regulated by BCP for prudential matters and by SEPRELAD for AML through Resolución SEPRELAD N° 77/2020. The BCP's Reglamento de Medios de Pagos Electrónicos (most recently modified under Act N° 41 of 5 September 2024) sets the prudential framework. Key KYC features:
Exchanges, custodians, wallets, on/off-ramps.
Resolución SEPRELAD N° 172/2020, issued 14 August 2020, approved the Reglamento de Prevención de LA/FT basado en Riesgos for entities supervised by the CNV: casas de bolsa, administradoras de fondos patrimoniales, bolsas de valores, bolsas de productos, and other agents created by special laws. It r
Sports betting, online casinos, age-gated platforms.
Ley N° 7438/2025, published in the Gaceta Oficial N° 3 of 6 January 2025, modifies and expands Ley N° 1016/1997. Operationally:
Gig platforms, delivery, creator economy, e-commerce.
Paraguay has no specific VASP licensing law. The BCP's position — formalised in reports to the Chamber of Deputies — is that crypto assets are not legal tender, do not fulfil the basic functions of money, and represent high-risk investments, but their use is not prohibited. Consequently, any Paragua
Biometric liveness
Until November 2025 Paraguay had no general data-protection statute. Ley N° 1682/2001 had been derogated by the credit-bureau-focused Ley N° 6534/2020. Privacy protection was based on the constitutional habeas data action (Article 135 of the 1992 Constitution) and on the 5-year retention ceiling in Ley N° 6534. This changed on 27 November 2025 with the enactment of Ley N° 7593/2025, the Ley de Protección de Datos Personales en la República del Paraguay. The new law is GDPR-inspired: principles o
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Paraguay permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Paraguay, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Paraguay.
Most regulated sectors in Paraguay require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Paraguay’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Paraguay’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
