Identity verification in Albania
Executive summary. Albania is a MONEYVAL-evaluated EU candidate country whose AML/CFT framework is anchored in the Ligji për parandalimin e pastrimit të parave dhe financimit të terrorizmit (Law on the Prevention of Money Laundering and Financing of Terrorism), supervised by the General Directorate for the Prevention of Money Laundering (Drejtoria e Përgjithshme për Parandalimin e Pastrimit të Par
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Albania has a population of approximately 2.8 million and is an EU candidate country with accession negotiations open since July 2022. The economy is services-driven, with a GDP of roughly USD 22 billion. Tirana is the commercial hub. Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
the national FIU, responsible for receiving and analysing suspicious-transaction reports, issuing AML guidance, and coordinating with law enforcement
supervises securities firms, insurance companies, and pension funds
National Civil Status Service (Shërbimi i Gjendjes Civile)
restricted
NCSSD manages the National Civil Registry including births, marriages, deaths, and residency. Biometric ID cards and e-passports issued. National ID number (NID) assigned to all citizens. E-Albania po
Government & regulated databases
Compliance framework
AML framework
Supervised by GDPML
- Ligji Nr. 9917 (2008, as amended) — Law on the Prevention of Money Laundering and Financing of Terrorism. Defines obliged entities, CDD requirements, beneficial ownership, PEP screening, and suspicious-transaction reporting. - Ligji Nr. 55/2020 — On Payment Services, transposing PSD2 into Albanian law. - Ligji Nr. 66/2020 — On Capital Markets, including AML obligations for investment firms. - Law on Virtual Assets (2023) — Establishes licensing and AML/CFT requirements for VASPs. - Ligji Nr. 9
Data protection
Supervised by National DPA
Albania's data protection law (Law 9887/2008) restricts cross-border personal-data transfers to countries with adequate protection levels or subject to appropriate safeguards (contractual clauses, binding corporate rules). As an EU candidate country, Albania is progressively aligning with GDPR. Tran
Penalties for non-compliance
- Administrative fines and licence revocation
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Scan or photograph of the letërnjoftimi biometrik (front and back) or biometric passport. 2. Liveness and biometric match. Selfie with passive or active liveness detection, matched against the document portrait. 3. Data extraction. NID, full name (Albanian and Latin transliterat
Exchanges, custodians, wallets, on/off-ramps.
VASPs registered under the 2023 virtual-asset law must perform full CDD equivalent to financial institutions:
Sports betting, online casinos, age-gated platforms.
The 2019 gambling framework requires operators to:
Gig platforms, delivery, creator economy, e-commerce.
Marketplace operators and gig-economy platforms with Albanian users face CDD obligations primarily under EU-aligned frameworks (DAC7 equivalent for tax reporting). Typical requirements:
Biometric liveness
Albanian biometric ID cards and passports contain chip-stored facial images and fingerprints, making NFC-based chip reading technically feasible. However, PKI infrastructure for third-party chip reading is not widely deployed. Liveness detection (ISO 30107-3 compliant) paired with document-portrait matching is the standard approach for remote onboarding. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Albania permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Albania, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Albania.
Most regulated sectors in Albania require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Albania’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Albania’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
