Identity verification in Argentina
Argentina is a Tier-1 Latin American market of ~46 million people and one of the most compliance-intense jurisdictions in the region after the Ley 27.739/2024 AML overhaul. The stack that matters: DNI + CUIT/CUIL issued by RENAPER and AFIP, RENAPER SID (Sistema de Identidad Digital) — the state-run biometric identity API that is arguably the best government identity rail in LATAM — BCRA normativas
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Argentina is Latin America's third-largest economy by GDP and, despite two decades of currency turmoil, one of the region's deepest digital-finance markets. Population ~46 million; smartphone penetration above 85%; more than 80% of adults held an account at a bank or PSP by 2024 per BCRA's Informe de Inclusión Financiera. Chronic inflation has made digital wallets and stablecoins a household tool rather than a speculative asset. Argentina's fintech sector is the most mature in Spanish-speaking LATAM after Mexico. Mercado Pago, the payments arm of Buenos Aires-headquartered Mercado Libre, is the de facto primary account for a large share of Argentines. Ualá (with a banking licence via Uilo Bank, formerly Wilobank), Brubank, Naranja X, Personal Pay and Lemon round out the top of the table. C
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
RENAPER (Ministerio del Interior)
Polycarbonate card with photograph, MRZ, 2D barcode and — in the new eDNI rolled out from 2024 — contactless ICAO 9303 chip, laser engraving and renewed holograms
The de facto universal ID. Valid as a travel document across Mercosur. Didit reads all modern generations and the new eDNI with chip.
RENAPER via the Mi Argentina app
Cryptographically signed virtual credential on mobile
Recognised by BCRA "A" 8303 as a valid identification instrument for remote operations.
RENAPER (historical)
Paper booklet
Being retired; still occasionally presented.
Policía Federal / RENAPER (historical)
Plastic card
Accepted for cross-border movement within Mercosur only.
RENAPER
ICAO-9303 biometric booklet
Chip-read with BAC/PACE. Primary fallback for non-residents.
RENAPER
Polycarbonate card marked *extranjero
Paired with the residencia permanente/temporaria category.
Dirección Nacional de Migraciones
Paper document
Temporary identification for onboarding pending DNI issuance.
ANSES
11-digit code
Individual identifier used for payroll, social security and KYC enrichment.
AFIP
11-digit code
The Argentine tax ID; backbone of KYB.
AFIP
11-digit code
Fallback identifier for non-taxpayer individuals.
Regulators
revalidated in 2024
d "identificar fehacientemente al cliente" before disbursing pre-approved credit — the bar that followed the 2020–2023 wave of fraud and identity-theft scandals
RENAPER (Registro Nacional de las Personas)
regulated
National identity document. RENAPER provides API-based identity verification services for regulated entities.
AFIP (Administración Federal de Ingresos Públicos)
open
Tax and labor identification codes. CUIL for individuals, CUIT for businesses. Publicly queryable via AFIP.
ANSES (Administración Nacional de la Seguridad Social)
restricted
Social security identification managed by ANSES. Portal-based access; limited to authorized entities.
Government & regulated databases
Compliance framework
AML framework
Supervised by European Commission adequacy decision
Primary AML law. Ley 25.246 de Encubrimiento y Lavado de Activos de Origen Delictivo (2000) created the Unidad de Información Financiera (UIF) and the national sujeto obligado regime. On 15 March 2024 — effective 23 March 2024 — Congress passed Ley 27.739 (partially enacted by Decree 254/2024), the most substantial reform to the Argentine AML framework in thirteen years. Ley 27.739 aligns the statute with the current FATF 40 Recommendations, expands the catalogue of sujetos obligados to include
Data protection
Supervised by National DPA
Ley 25.326 requires informed consent, classifies biometric and health data as datos sensibles, and restricts international transfers to jurisdictions that do not provide an "adequate level of protection" — unless the subject consents or contractual safeguards are in place. The AAIP publishes lists o
Penalties for non-compliance
- March 2024 — Ley 27.739 brings VASPs, non-financial credit providers, lawyers and fiduciary-service operators under UIF supervision, creates the AFIP UBO registry, revalues the sanctions grid in módulos.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
Argentine banks, billeteras virtuales and PSPs are expected to execute a risk-based onboarding consistent with UIF 14/2023 and BCRA normativa. The canonical fintech flow used by Mercado Pago, Ualá, Brubank and Cuenta DNI looks like this:
Exchanges, custodians, wallets, on/off-ramps.
Any entity that carries out virtual-asset services for Argentine residents — exchange, custody, transfers, issuance, participation in financial services related to virtual assets — must be registered as PSAV at the CNV under RG 994/2024 + RG 1058/2025 and is simultaneously a sujeto obligado before t
Sports betting, online casinos, age-gated platforms.
Online gambling in Argentina runs on a province-by-province regulatory patchwork, with no federal framework. The City of Buenos Aires is regulated by LOTBA (Lotería de la Ciudad de Buenos Aires), Buenos Aires Province by IPLyC (Instituto Provincial de Lotería y Casinos), and other large provinces —
Gig platforms, delivery, creator economy, e-commerce.
Mercado Libre — headquartered in Buenos Aires — runs a dual stack: buyers onboard via Mercado Pago as a PSP with full BCRA/UIF compliance; sellers go through KYB against AFIP, Inspección General de Justicia and NOSIS. Delivery platforms (Rappi, PedidosYa) and ride-hailing apps (Uber, Didi, Cabify) o
Biometric liveness
Argentine normativa is technology-neutral but explicit on biometric risk. BCRA Com "A" 7724 requires banks and PSPs to evaluate and mitigate biometric authentication risks, specifically mentioning false match rate (FMR), the probabilistic nature of biometric matching, the lack of secrecy of biometric data and the need for complementary factors. In practice the market has converged on passive liveness certified to ISO/IEC 30107-3 PAD Level 2, cross-match against RENAPER SID as source of truth, eD
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Argentina permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Argentina, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Argentina.
Most regulated sectors in Argentina require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Argentina’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Argentina’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
