Identity verification
built for Armenia 
Armenia's Central Bank and Financial Monitoring Center enforce AML/CFT across a rapidly growing tech-driven economy, Didit delivers ID, liveness, AML, and the $0.33 bundle at 500 free checks per month.
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Trusted by 2,000+ organizations worldwide.
How identity verification works in Armenia.
- Fraud landscape
- Armenia's tech-led economy and growing crypto sector face mounting deepfake and synthetic-identity fraud risk, with cross-border exposure via Russian diaspora financial corridors and emerging EU fintech integrations. Didit scores 200+ real-time fraud signals on every session, face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Law on Combating Money Laundering and Terrorism Financing 2008 (as amended 2022)
- FATF 40 Recommendations
- MONEYVAL evaluation framework
- Law on Personal Data Protection of the Republic of Armenia
- CBA Regulations on AML/CFT Compliance
Who supervises identity verification in Armenia.
CBA
Հայաստանի Կենտրոնական բանկ (Central Bank of Armenia), primary regulator for banks, payment institutions, insurance, and investment companies. Enforces AML/CFT under the Law on Combating Money Laundering 2008 (as amended 2022). Maintains the CBA Punishments register and domestic sanctions lists.
FMC
Financial Monitoring Center of Armenia, national FIU operating under the CBA. Receives Suspicious Activity Reports and coordinates with MONEYVAL on AML effectiveness evaluations.
Armenia Nuclear Regulatory Authority
PEP Level 2 regulatory body, senior officials designated in the Didit AML screening layer under Armenia's PEP framework for nuclear sector regulators.
Office of the Representative on International Legal Matters
Regulatory warnings body, issues AML-related warnings that appear in Didit's Armenia watchlist screening layer.
Armenian National Congress
PEP Level 1 political institution, senior officials designated under Armenia's AML PEP framework and included in the Didit screening layer.
Ministry of High-Tech Industry
PEP Level 2 ministry, supervises Armenia's tech and crypto sectors. Senior officials designated in the Didit AML screening layer as required by the Law on Combating Money Laundering 2008.
Four modules. One verification.
Capture and read the Armenian ID.
Captured on any phone, auto-classified, OCR-parsed, and template-verified.
- Անձնագիր (ICAO 9303 biometric passport with chip), Նույնականացման քարտ (national ID card), Վարորդական Իրավունք, and Կացության Թույլտվություն.
- Returns: full name, date of birth, document number, expiry, MRZ.
- Անձնագիր (biometric passport), NFC chip read
- Նույնականացման քարտ (national identity card)
- Վարորդական Իրավունք (driving licence)
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows, user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists, plus Armenia watchlists:
- Armenian National Congress, PEP Level 1 (senior political officials).
- Armenia Nuclear Regulatory Authority, PEP Level 2 (nuclear sector regulators).
- Ministry of Defence (Armenia), PEP Level 2 (senior defense officials).
- Ministry of High-Tech Industry (Armenia), PEP Level 2 (tech/crypto sector regulators).
- Campaign Against Sanctions and Military Intervention in Iran, SIE (state-invested entity).
- Central Bank of Armenia, Punishments register, domestic targeted financial sanctions.
- Central Bank of Armenia, Domestic Lists, targeted financial sanctions.
- Office of The Representative on International Legal Matters, Armenia-specific warnings.
- FMC (Financial Monitoring Center), SAR-derived AML designations.
- MONEYVAL, Council of Europe AML evaluation findings.
- FATF 40 Recommendations, risk-jurisdiction monitoring.
- UN Security Council Consolidated Sanctions List, global designations.
- OFAC Specially Designated Nationals (SDN), US Treasury designations.
- Interpol Notices, international law enforcement designations.
- Basel AML Index, annual risk-scoring for Armenia.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media , see the docs for the full module surface.
Document validation, no public registry API in Armenia.
Document validation, no public registry API in Armenia , see the docs for the full module surface.
Every Armenia document Didit accepts.
Civil-registry and AML coverage for Armenia.
Open a new country in one click. We do the hard work.
Common questions about Armenia.
What is Didit?
Didit is infrastructure for identity and fraud, the platform we wished existed when we were building products ourselves: open, flexible, and developer-friendly, so it works as a real part of your stack instead of a black box you integrate around.
One API covers verifying people (KYC, know your customer), verifying businesses (KYB, know your business), screening crypto wallets (KYT, know your transaction), and monitoring transactions in real time, on a stack built to be:
- Fast, sub-2-second p99 on every session
- Reliable, in production with 1,500+ companies across 220+ countries
- Secure, SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person
The footprint underneath: 14,000+ document types in 48+ languages, 1,000+ data sources, and 200+ fraud signals on every session. The Didit infrastructure dynamically learns from every session and gets better every day.
What does Didit ship?
Didit is the infrastructure layer for identity and fraud. One Application Programming Interface (API), 25+ composable modules across four product lines:
- User Verification (KYC, know your customer), Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. $0.33 per full bundle.
- Business Verification (KYB, know your business), registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- Transaction Monitoring, real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- Wallet Screening (KYT, know your transaction), on-chain wallet risk at $0.15 per check, or bring your own screening provider and run it inside Didit.
Compose any module into a workflow with the visual no-code builder, ship in 5 minutes, 500 verifications free every month, forever.
What does it cost? Is anything actually free?
500 verifications free every month, forever, on every account. No credit card. No sales call. No expiry.
Above the free tier, every module has a public per-success price on didit.me/pricing, $0.33 per full KYC bundle, $0.15 per Identity Document Verification, $0.15 per Wallet Screening, $0.20 per Anti-Money Laundering (AML) Screening, $0.10 per liveness, $0.05 per face match, $0.03 per Internet Protocol (IP) analysis.
Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.
Which Armenian regulator covers identity verification on a digital onboarding?
Two primary regulators sit on every Armenian identity-verification flow:
- CBA (Central Bank of Armenia), primary supervisor for banks, payment institutions, and crypto operators. Enforces the Law on Combating Money Laundering and Terrorism Financing 2008 (as amended 2022). Maintains the CBA Punishments register and domestic sanctions lists.
- FMC (Financial Monitoring Center), Armenia's national FIU. Receives Suspicious Activity Reports from all obligated entities.
Didit ships the hosted flow + audit log + watchlist coverage to satisfy both simultaneously, same POST /v3/session/ workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.
Is there a government database validation API for Armenian identities?
No, Armenia does not currently expose a public government consumer API open to third-party integrators for civil registry or passport cross-checks.
Didit compensates with three complementary validation layers running in parallel:
- Document OCR + chip read, every field on the Անձնագիր or Նույնականացման քարտ is extracted and validated against ISO/ICAO templates.
- Biometric liveness + Face Match 1:1, the selfie is confirmed live and matched against the document portrait.
- AML screening, the extracted name is screened across 1,300+ global and Armenian watchlists (CBA domestic sanctions, FMC, MONEYVAL, OFAC SDN, UN, Interpol).
Is Didit ready for CBA-compliant onboarding under Armenia's AML law?
Yes. Armenia's Law on Combating Money Laundering and Terrorism Financing 2008 (as amended 2022) applies to every CBA-supervised bank, payment institution, and investment company.
Didit covers the full stack:
- Identity Document Verification + Passive Liveness + Face Match 1:1 for tier-1 onboarding.
- AML Screening ($0.20 per check) against 1,300+ lists including CBA Punishments register, CBA Domestic Lists, FMC SAR designations, MONEYVAL findings, OFAC SDN, and UN sanctions.
- Ongoing AML monitoring ($0.07 per user / year) for periodic customer-review obligations.
How long does it take to integrate Didit for Armenia?
5 minutes to a working sandbox, a weekend to a production flow.
- Sign up at
business.didit.me, grab an API key, callPOST /v3/session/with aworkflow_id, done. - AI-agent path: paste the integration prompt at
docs.didit.me/integration/integration-promptinto Claude Code, Cursor, or any coding agent. - Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.
The first 500 verifications every month are free, forever.
What does Armenia verification cost end-to-end?
Per-module public pricing, pay only for what runs on the session:
- ID Verification,
$0.15per document check. - Passive Liveness,
$0.10. Active Liveness,$0.15. - Face Match 1:1,
$0.05. Face Search 1:N, free. - AML Screening,
$0.20per check. Ongoing AML,$0.07 per user / year.
The full KYC bundle is `$0.33`, same price worldwide. 500 verifications free every month, no credit card.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.