Identity verification in Cambodia
Executive summary. Cambodia is a frontier KYC/AML market in the middle of a regulatory rebuild. Its AML framework rests on the 2020 Law on Anti-Money Laundering and Combating the Financing of Terrorism, which repealed the 2007 law, expanded politically exposed person (PEP) definitions, codified enhanced due diligence, and doubled penalties to KHR 1 billion (~USD 244,000). The Cambodia Financial In
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Cambodia has a population of roughly 17 million and one of the most dollarized economies in Asia — U.S. dollars circulate alongside the riel (KHR), and bank deposits are overwhelmingly USD-denominated. The financial system is supervised by the National Bank of Cambodia (NBC), which licenses commercial banks, specialized banks, microfinance institutions (MFIs, including deposit-taking MDIs), leasing companies, rural credit institutions, and payment service providers (PSPs) under the Prakas on Management of Payment Service Providers dated 14 June 2017. Fintech penetration has accelerated dramatically since the 2020 launch of Bakong, the NBC's blockchain-based national payment backbone. The Bakong app had surpassed 10 million wallets out of a 17 million population and cumulative transactions
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
AML supervisor
Ministry of Interior
restricted
Manages Khmer ID card. Digitization in progress. No commercial API available.
Ministry of Interior
restricted
Civil registration. Significant registration gaps. Digitization efforts supported by World Bank.
Government & regulated databases
Compliance framework
AML framework
Supervised by AML/CFT Law
Cambodia's KYC/AML architecture rests on five pillars:
Data protection
Supervised by National DPA
1. Document capture — Khmer national ID card (front/back, MRZ where present) or Cambodian biometric passport (MRZ + chip where available). 2. Authenticity checks — template match against 14,000+ document library; tamper, font, hologram, security-pattern and MRZ-checksum tests. 3. Biometric liveness
Penalties for non-compliance
CAFIU has steadily increased enforcement output since the 2020 AML/CFT Law came into force. Post-grey-list, NBC has issued multiple administrative sanctions against banks and MFIs for inadequate CDD and late STR filing. SERC has sanctioned securities firms for client-identification failures. The CGM
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
Cambodian KYC typically relies on three core instruments:
Exchanges, custodians, wallets, on/off-ramps.
The NBC launched Bakong on 28 October 2020 as the country's blockchain-based retail payment system, co-developed with Japanese fintech Soramitsu on the Hyperledger Iroha permissioned DLT framework. Bakong is technically a tokenised claim on commercial-bank deposits in riel or USD rather than a "true
Sports betting, online casinos, age-gated platforms.
On 11 May 2018, a joint statement by the National Bank of Cambodia, the Securities and Exchange Commission of Cambodia, and the General-Commissariat of National Police prohibited "the propagation, circulation, buying, selling, trading and settlement of cryptocurrencies" without a licence from compet
Gig platforms, delivery, creator economy, e-commerce.
The 2020 Law on the Management of Integrated Resorts and Commercial Gambling, passed by the National Assembly on 5 October 2020 and promulgated in November 2020, is Cambodia's first comprehensive gambling statute. Supervised by the Commercial Gaming Management Commission (CGMC) at the Ministry of Ec
Biometric liveness
Until the draft LPDP is enacted, Cambodia has no comprehensive personal data protection law in force. Fragmentary obligations exist under: - Law on E-Commerce (2019) — Articles on electronic signatures, consumer protection and limited data-handling rules. - Law on Telecommunications (2015) — confidentiality of communications. - Law on the Suppression of Human Trafficking and Sexual Exploitation (2008) — incidental privacy protections. - Sectoral NBC and SERC Prakas — banking-secrecy and customer
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Cambodia permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Cambodia, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Cambodia.
Most regulated sectors in Cambodia require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Cambodia’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Cambodia’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
