Identity verification in Cameroon
Cameroon is the largest economy in the CEMAC zone, the epicenter of Central Africa's mobile money explosion, and — since June 2023 — a FATF grey-listed jurisdiction under an active action plan with fewer than 40% of agreed items completed. For any fintech, mobile money operator, bank, microfinance institution, iGaming platform, or marketplace onboarding Cameroonian customers, KYC is not optional —
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Cameroon has a population of approximately 28 million, a GDP of roughly USD 45 billion, and accounts for over 40% of the CEMAC region's economic output. The country is bilingual — French and English are both official languages — and operates within the CFA franc monetary zone managed by the Bank of Central African States (BEAC). Three structural facts shape the identity verification market: 1. Mobile money dominance. Over 15 million active mobile money accounts are registered in the country, with MTN Mobile Money (MoMo) and Orange Money commanding the market. Cameroon handled 1.7 billion mobile money transactions in 2022 — 71% of the entire CEMAC total — worth CFA 59,003 billion. Mobile money now represents over 5% of GDP. Adult mobile banking adoption rose from 29.9% in 2017 to 42.7% in 2
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
AML supervisor
BUNEC
restricted
National civil registry bureau. Digitization in early stages. Significant registration gaps.
DGSN
restricted
Issues CNI (Carte Nationale d'Identité). No electronic verification API.
Government & regulated databases
Compliance framework
AML framework
Supervised by CEMAC AML regulations; ANIF
Cameroon's AML/CFT architecture operates at two levels: a supranational CEMAC layer that is directly applicable, and a national layer of implementing laws and decrees.
Data protection
Supervised by National DPA
Cameroon's data protection landscape changed fundamentally on 23 December 2024 with the enactment of Law No. 2024/017 Relating to Personal Data Protection — the country's first comprehensive data protection statute. Before this law, data protection provisions were scattered across sector-specific le
Penalties for non-compliance
The GABAC Mutual Evaluation (2022). GABAC evaluated Cameroon against the FATF Recommendations and produced a Mutual Evaluation Report identifying significant effectiveness deficiencies across multiple Immediate Outcomes — including risk understanding, AML/CFT supervision, use of financial intelligen
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
COBAC-supervised entities — banks, microfinance institutions, and payment institutions licensed under Regulation 04/18 — operate under the CEMAC AML Regulation and COBAC's prudential directives. The standard onboarding flow:
Exchanges, custodians, wallets, on/off-ramps.
Cameroon's gambling sector is regulated under Law No. 2015/012 of 16 July 2015 and Decree No. 2019/2300/PM of 18 July 2019 (the Gambling Decree), which replaced the earlier 2015 implementation decree. The regulatory authority is the Agence de Regulation des Jeux under the Minister in charge of gamin
Sports betting, online casinos, age-gated platforms.
Cryptocurrency occupies a legal grey area in Cameroon. There is no national law that explicitly legalizes or prohibits individual ownership of crypto assets, but the institutional and banking-sector position is unambiguous:
Gig platforms, delivery, creator economy, e-commerce.
Several non-financial sectors are in scope as reporting entities under the CEMAC AML Regulation:
Biometric liveness
Cameroon does not operate a national certification scheme for biometric liveness detection. There is no COBAC or BEAC circular that specifies a particular liveness standard. However, the CEMAC AML Regulation's requirement for identity verification from a "reliable and independent source," combined with FATF grey-list pressure to demonstrate effective CDD implementation, creates a de facto expectation for robust biometric matching: - ISO/IEC 30107-3 Presentation Attack Detection is the internatio
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Cameroon permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Cameroon, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Cameroon.
Most regulated sectors in Cameroon require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Cameroon’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Cameroon’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
