Identity verification
built for Estonia 
Estonian ID-kaart, e-Residency card, and Mobiil-ID on one session — Finantsinspektsioon-aligned, $0.33 full KYC, 500 free every month.
Trusted by 2,000+ organizations worldwide.
How identity verification works in Estonia.
- Fraud landscape
- Three pressures shape Estonian identity fraud: deepfake and injection attacks on the long tail of crypto and fintech operators that licensed through Estonia in the 2018–2022 window, synthetic-identity attempts that exploit cross-border e-Residency company structures, and AML pressure on the high-velocity Nordic-Baltic payments corridor following the Danske Bank Estonia branch revelations. Didit scores 200+ real-time fraud signals on every session — face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Money Laundering and Terrorist Financing Prevention Act
- AMLD6
- MiCA
- DORA
- GDPR / Estonian Personal Data Protection Act
- PSD2
- eIDAS 2.0
Who supervises identity verification in Estonia.
Finantsinspektsioon
Estonian Financial Supervision and Resolution Authority. Supervises banks, payment institutions, electronic-money institutions, and crypto-asset service providers under the Money Laundering and Terrorist Financing Prevention Act.
Rahapesu Andmebüroo
Estonian Financial Intelligence Unit, sitting inside the Police and Border Guard Board (PPA). Receives every suspicious activity report.
Andmekaitse Inspektsioon
Estonian Data Protection Inspectorate. GDPR + Personal Data Protection Act supervisor for every identity verification on Estonian residents.
Politsei- ja Piirivalveamet
Police and Border Guard Board. Issues every ID-kaart, e-Residency card, and passport — the authoritative source behind Estonian identity verification.
KAPO
Kaitsepolitseiamet (Estonian Internal Security Service). Maintains the internal security watchlist and assesses persons of interest relevant to anti-money-laundering and counter-terrorism-financing obligations.
Four modules. One verification.
Capture and read the ID.
Captured on any phone — auto-classified, OCR-parsed, and template-verified.
- Works for every primary Estonian credential — ID-kaart, the e-Residency card, Eesti kodaniku pass (with the chip read on e-Passports), Juhiluba, and the Elamisloakaart residence permit.
- Returns the name, isikukood (personal identification code), date of birth, sex, and expiry.
- ID-kaart · e-Residency card
- Eesti kodaniku pass — chip read on e-Passport
- Juhiluba · Elamisloakaart
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows — user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists — plus Estonian watchlists:
- Estonian Centre Party — PEP Level 1 register — members of the Riigikogu (parliament) and senior party officials.
- Harju County Government — PEP Level 4 register — county-level government officials.
- Estonia Police — Wanted Persons warnings — active domestic criminal and fugitive notices.
- Estonian Police and Border Guard Board (EEPPA) — State-Invested Person register — persons with beneficial ownership in state-invested entities.
- Finantsinspektsioon (FSA Estonia) — regulatory enforcement and market warnings — enforcement actions and prohibited-person notices.
- KAPO (Estonian Internal Security Service) — persons of interest — internal security watchlist.
- EU Consolidated List of EU Financial Sanctions — full AMLD6-aligned sanctions coverage.
- EU Consolidated List of Travel Bans — EU travel-restriction register.
- UN Security Council Consolidated Sanctions List — global multilateral sanctions.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media — see the docs for the full module surface.
Verify the document end-to-end.
Estonia does not currently expose a public consumer government API for civil-registry lookups — no database validation service exists for the national population register.
- The ID-kaart + e-Residency chip read validates the authentication certificate and pulls the cardholder data inline via the standard Identity Document Verification module.
- The passport NFC chip read returns the signed datagroups and validates the Public Key Directory chain.
- For the registry-side cross-check, Didit's KYB lookup against the Estonian Commercial Register (Äriregister) resolves every Estonian company and surfaces the Ultimate Beneficial Owners — particularly relevant for e-Residency-issued companies.
- A direct Politsei- ja Piirivalveamet population-register authoritative-source lookup ships as GDPR-compliant data partners onboard — Enterprise customers can talk to sales to wire it into their workflow.
Verify the document end-to-end — see the docs for the full module surface.
Every Estonia document Didit accepts.
Civil-registry and AML coverage for Estonia.
Open a new country in one click. We do the hard work.
Common questions about Estonia.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.