Question 1

What is Didit?

Accepted Answer

Didit is **infrastructure for identity and fraud** — the platform we wished existed when we were building products ourselves: **open, flexible, and developer-friendly**, so it works as a real part of your stack instead of a black box you integrate around.

One API covers verifying people (**KYC**, *know your customer*), verifying businesses (**KYB**, *know your business*), screening crypto wallets (**KYT**, *know your transaction*), and monitoring transactions in real time — on a stack built to be:

- **Fast** — sub-2-second p99 on every session
- **Reliable** — in production with **1,500+ companies** across **220+ countries**
- **Secure** — SOC 2 Type 1, ISO 27001, GDPR-native, and formally attested by Spain's financial regulator as safer than verifying someone in person

The footprint underneath: **14,000+ document types** in **48+ languages**, **1,000+ data sources**, and **200+ fraud signals** on every session. The Didit infrastructure dynamically learns from every session and gets better every day.

Question 2

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Icelandic regulator covers identity verification on a digital onboarding?

Accepted Answer

Three regulators sit on every Icelandic identity-verification flow:

- **Fjármálaeftirlitið (FME)** — Financial Supervisory Authority. Enforces AML/CFT under **Act No. 140/2018** (the AMLD transposition via the EEA Agreement). Sets Customer Due Diligence requirements for banks, payment institutions, and investment firms.
- **Persónuvernd** — Icelandic Data Protection Authority. Enforces **GDPR** as adopted under the EEA Agreement (Act No. 90/2018). Governs every identity verification on Icelandic residents.
- **Seðlabanki Íslands** — Central Bank of Iceland. Oversees payment systems and coordinates macro-prudential risk with FME.

Didit ships the hosted flow + audit log + watchlist coverage to satisfy all three simultaneously — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Is there a government database validation API for Icelandic identities?

Accepted Answer

**No — Iceland does not currently expose a public government consumer API** open to third-party integrators for cross-checking national ID records or Kennitala numbers against Þjóðskrá Íslands (the National Registry).

Didit compensates with three complementary validation layers running in parallel on every session:

- **Document OCR + chip read** — every field on the Vegabréf or Nafnskírteini is extracted and validated against ISO/ICAO templates.
- **Biometric liveness + Face Match 1:1** — the selfie is confirmed live and matched against the document portrait.
- **AML screening** — the extracted name is screened across 1,300+ global and Icelandic watchlists (FME, FIU-IS, MONEYVAL, EU sanctions, OFAC, UN).

If an Icelandic government database API becomes available, Didit adds it to `POST /v3/database-validation/` automatically — no integration changes required.

Question 6

Is Didit ready for FME-compliant onboarding under Act No. 140/2018?

Accepted Answer

**Yes.** Iceland's **Act on Measures Against Money Laundering and Terrorist Financing No. 140/2018** transposes the EU AML Directives into Icelandic law via the EEA Agreement and applies to every FME-supervised bank, payment institution, and investment firm.

Didit covers the full stack on one workflow:

- **Identity Document Verification** + **Passive Liveness** + **Face Match 1:1** — document OCR + chip read for Vegabréf and Nafnskírteini.
- **AML Screening** ($0.20 per check) against 1,300+ global lists plus Icelandic watchlists (FME, FIU-IS, MONEYVAL, UN, OFAC, Interpol).
- **Ongoing AML monitoring** ($0.07 per user / year) for periodic customer-review obligations under the Act.

Question 7

How long does it take to integrate Didit for Iceland?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Passive Liveness + Face Match + AML — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, or any coding agent.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

**The first 500 verifications every month are free, forever** — pilot the full Iceland stack at zero cost before flipping production traffic.

Question 8

What does Iceland verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.

The **full KYC bundle** (ID + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier.

Identity verification
built for Iceland

How identity verification works in Iceland.

Who supervises identity verification in Iceland.

FME

Persónuvernd

Þjóðskrá Íslands

Seðlabanki Íslands

Ríkisskattstjóri

Samkeppniseftirlitið

Four modules. One verification.

Capture and read the Icelandic ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Document validation — no public registry API in Iceland.

Every Iceland document Didit accepts.

Civil-registry and AML coverage for Iceland.

AML lists screened in Iceland

Open a new country in one click. We do the hard work.

Common questions about Iceland.

Countries in Europe

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Iceland