Identity verification in Iraq
Document verification, biometric liveness and AML screening for businesses operating in Iraq — at $0.30 per verification.
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Iraq's financial-crime regime is built on three pillars: 1. Primary legislation — Anti-Money Laundering and Countering Terrorist Financing Law No. 39 of 2015, which repealed and replaced CPA Order No. 93 of 2004. 2. CBI instructions and circulars — sector-specific AML/CFT directives for banks, exchange companies, electronic payment service providers and money transfer operators, including the 2025 CBI Pathways banking reform standards. 3. Operational oversight by the Anti-Money Laundering and Counter-Terrorism Financing Office (AMLCTFO), Iraq's national Financial Intelligence Unit, operating with functional independence within the CBI.
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
money laundering is defined by reference to the conversion, transfer, concealment, disguise, acquisition, possession or use of funds known or reasonably suspected to derive from criminal activity
covers banks, exchange companies, money transfer operators, electronic payment service providers, insurance intermediaries, real-estate brokers, dealers in precious metals and stones, lawyers, notarie
creates the Office of Anti-Money Laundering and Counter-Terrorism Financing as an independent public department within the CBI with its own legal personality and financial autonomy
the AMLCTFO may suspend suspicious transactions for up to 7 working days and refer findings to the Public Prosecutor
minimum five years after relationship termination or transaction date
with narrow exceptions for intra-group sharing and lawful authority disclosures
Ministry of Interior / National Card Authority
restricted
Biometric national ID card combining multiple civil documents. Rollout ongoing. Civil number assigned. Electronic verification capability being developed.
Ministry of Interior
restricted
Traditional civil registry. Paper-based records being digitized.
Government & regulated databases
Compliance framework
AML framework
Supervised by Broad predicate offence
The cornerstone statute is the Anti-Money Laundering and Countering Terrorist Financing Law No. 39 of 2015, enacted in October 2015 to replace the CPA-era framework and bring Iraq into alignment with FATF standards.
Data protection
Supervised by National DPA
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
Iraq's FATF trajectory has followed a distinct arc:
Exchanges, custodians, wallets, on/off-ramps.
Iraq has no comprehensive data protection statute. Privacy protections derive from:
Sports betting, online casinos, age-gated platforms.
The Iraqi identity stack is managed primarily by the Ministry of Interior through the Directorate of Civil Status Affairs and the National Card Authority.
Gig platforms, delivery, creator economy, e-commerce.
Iraq occupies one of the most complex sanctions environments of any non-sanctioned country. Three factors converge:
Biometric liveness
Iraq maintains one of the world's strictest prohibitions on cryptocurrency: 1. 2017 CBI Statement — the Central Bank of Iraq issued a formal prohibition against cryptocurrency use on 3 December 2017, warning that traders conducting transactions in virtual currencies would face penalties under the AML law. The CBI cited fraud risk, market volatility, AML/CFT concerns and the absence of legal tender status.
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Iraq permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Iraq, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Iraq.
Most regulated sectors in Iraq require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Iraq’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Iraq’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
