Identity verification
built for Malawi 
Malawi National ID and Passport on one session, screened against Reserve Bank of Malawi, Financial Intelligence Authority, and global AML watchlists, $0.33 full KYC, 500 free every month.
Robinhood Ventures
Trusted by 2,000+ organizations worldwide.
How identity verification works in Malawi.
- Fraud landscape
- Three pressures shape Malawian identity fraud: deepfake and synthetic-ID attacks on mobile-money platforms and digital-banking growth, National ID Card forgery, and cross-border AML risk on the Zambia, Tanzania, and Mozambique corridors. Didit scores 200+ real-time fraud signals on every session, face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Financial Crimes Act 2022
- National Registration Act 2009
- Electronic Transactions and Cyber Security Act 2016
- Reserve Bank of Malawi Act (Chapter 44:02)
- ESAAMLG Mutual Evaluation recommendations
- FATF 40 recommendations
Who supervises identity verification in Malawi.
RBM
Reserve Bank of Malawi, central bank and prudential supervisor for commercial banks, microfinance institutions, and payment service providers. Issues AML/CFT directives for supervised entities.
FIA
Financial Intelligence Authority, Malawi's Financial Intelligence Unit. Administers the Financial Crimes Act 2022 and receives Suspicious Transaction Reports (STRs) from regulated entities.
MERA
Malawi Energy Regulatory Authority, parallel regulator that reinforces financial-crime reporting standards in the energy and utilities sector intersecting with financial services.
MACRA
Malawi Communications Regulatory Authority, enforces electronic-communications and data-protection obligations applicable to digital identity services operating in Malawi.
ACC
Anti-Corruption Bureau Malawi, investigates and prosecutes corruption and economic-crime offences. Lists arrested persons under relevant financial-crime statutes.
Four modules. One verification.
Capture and read the ID.
Captured on any phone, auto-classified, OCR-parsed, and template-verified.
- National ID Card, Passport (MRZ parsed), driving licence, and residence permit for foreign residents.
- Returns: full name, date of birth, NID number, document number, expiry.
- National ID Card (NID)
- Passport, MRZ parsed
- Driving Licence · Residence Permit
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows, user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists, plus Malawian watchlists:
- National Assembly of Malawi, Members of Parliament (PEP Level 1) and senior executive-branch officials.
- Anti-Corruption Bureau Malawi, persons arrested or charged under financial-crime and corruption statutes.
- Reserve Bank of Malawi, supervisory enforcement actions and warning notices issued to regulated entities.
- Financial Intelligence Authority Malawi, enforcement notices under the Financial Crimes Act 2022.
- UN Security Council Consolidated Sanctions, active multilateral designations covering Malawi-linked entities.
- OFAC SDN List, US Treasury Specially Designated Nationals with Malawi nexus.
- ESAAMLG, Eastern and Southern Africa Anti-Money Laundering Group regional risk signals.
- Interpol Southern Africa, wanted-persons and fugitive notices relevant to Southern Africa.
- Basel AML Index, country risk score and associated risk signals.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media , see the docs for the full module surface.
Database validation.
- There is no public government database validation API for Malawi currently exposed as a standalone Didit service, the National Registration Bureau does not currently offer a public consumer API open to third-party integrators.
Database validation , see the docs for the full module surface.
Every Malawi document Didit accepts.
Civil-registry and AML coverage for Malawi.
Open a new country in one click. We do the hard work.
Common questions about Malawi.
What does Didit ship?
Didit is the infrastructure layer for identity and fraud. One Application Programming Interface (API), 25+ composable modules across four product lines:
- User Verification (KYC, know your customer), Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. $0.33 per full bundle.
- Business Verification (KYB, know your business), registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- Transaction Monitoring, real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- Wallet Screening (KYT, know your transaction), on-chain wallet risk at $0.15 per check, or bring your own screening provider and run it inside Didit.
Compose any module into a workflow with the visual no-code builder, ship in 5 minutes, 500 verifications free every month, forever.
How is Didit different from a single-product Know Your Customer (KYC) vendor?
Most identity vendors sell one slice, a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:
- Pricing. Public price on every module, $0.33 for a full KYC, 500 verifications free every month, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- Access. Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract, months to evaluate.
- Developer experience. Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. Integrate in 5 minutes with an AI agent or in a working afternoon by hand.
- User experience. Highest pass rates in the market, sub-2-second end-to-end inference, country-specialised capture flows, 48+ languages out of the box.
- Flexibility. One
/v3/Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT, know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation, same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there. - AI-era fraud. 200+ real-time fraud signals scored on every session, deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.
Common in fintech and crypto, the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.
What does it cost? Is anything actually free?
500 verifications free every month, forever, on every account. No credit card. No sales call. No expiry.
Above the free tier, every module has a public per-success price on didit.me/pricing, $0.33 per full KYC bundle, $0.15 per Identity Document Verification, $0.15 per Wallet Screening, $0.20 per Anti-Money Laundering (AML) Screening, $0.10 per liveness, $0.05 per face match, $0.03 per Internet Protocol (IP) analysis.
Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.
Which Malawian regulator covers identity verification on a digital onboarding?
Four bodies govern every Malawian identity-verification flow:
- Reserve Bank of Malawi (RBM), central bank and prudential supervisor for banks, microfinance institutions, and payment service providers.
- Financial Intelligence Authority (FIA), Malawi's Financial Intelligence Unit. Administers the Financial Crimes Act 2022 and receives Suspicious Transaction Reports.
- Anti-Corruption Bureau Malawi, investigates corruption and economic-crime offences intersecting with identity and financial-crime compliance.
- MACRA, Malawi Communications Regulatory Authority, enforcing electronic-communications and data-protection obligations applicable to digital identity services.
Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time, same POST /v3/session/ workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.
How long does it take to integrate Didit in Malawi?
5 minutes to a working sandbox, a weekend to a production flow.
- Sign up at
business.didit.me, grab an API key, callPOST /v3/session/with aworkflow_idthat wires ID Verification + Passive Liveness + Face Match + AML, done. - AI-agent path: paste the integration prompt at
docs.didit.me/integration/integration-promptinto Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. - Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.
The first 500 verifications every month are free, forever, pilot the full Malawi stack at zero cost before flipping production traffic.
What does the Malawi verification cost end-to-end?
Per-module public pricing, pay only for what runs on the session:
- ID Verification,
$0.15per document check. - Passive Liveness,
$0.10. Active Liveness,$0.15. - Face Match 1:1,
$0.05. Face Search 1:N, free. - AML Screening,
$0.20per check. Ongoing AML,$0.07 per user / year.
The full KYC bundle (Identity + Passive Liveness + Face Match + IP Analysis) is `$0.33`, same anchor price worldwide, no Malawi surcharge. 500 verifications free every month, no credit card.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.