Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which Malaysian regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every Malaysian identity-verification flow:

- **Bank Negara Malaysia (BNM)** — central bank and prudential supervisor for banks, EMIs and approved-payment-system operators. Sets remote-onboarding requirements under the **e-KYC Policy Document (2020)**.
- **Securities Commission Malaysia (SC)** — securities and digital-asset supervisor. Registers Digital Asset Exchanges (DAX) under the **Capital Markets and Services Act 2007** and the SC Guidelines on Recognized Markets.
- **Financial Intelligence and Enforcement Department (FIED)** within BNM — Malaysia's Financial Intelligence Unit. Receives Suspicious Transaction Reports under **AMLA 2001**.
- **Jabatan Perlindungan Data Peribadi (JPDP)** — supervises **PDPA 2010** and the 2024 amendments. Governs how the verification data is captured, stored and disclosed.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check Malaysian identities against the JPN national registry?

Accepted Answer

**Yes — via the `mys_national_id` Database Validation service** (`POST /v3/database-validation/` with `services=mys_national_id`).

- **Source:** Jabatan Pendaftaran Negara (JPN) — Malaysian citizen records.
- **Coverage:** >75% of the adult population.
- **Price:** `$0.16 per successful query`.
- **Required inputs:** `full_name`, `date_of_birth`, `national_id` (12-digit MyKad IC number, digits only).
- **Returns:** `identification_number`, `date_of_birth`, `address`, `city`, `postal_code`, `state` with match scores per field.

A second service rounds out the surface: **`mys_credit_bureau`** (`$0.71`, >55% coverage) cross-checks credit-header data — useful for fintech credit underwriting. Both are documented at `docs.didit.me/api-reference/database-validation/malaysia/`.

Question 6

Is Didit ready for a BNM-licensed digital bank or SC-registered Digital Asset Exchange in Malaysia?

Accepted Answer

**Yes.** BNM's e-KYC Policy Document (2020) is the binding remote-onboarding framework for digital banks, EMIs and approved-payment-system operators; SC's Guidelines on Recognized Markets cover the five registered Digital Asset Exchanges in Malaysia.

Didit covers the full stack on one workflow:

- **Identity Document Verification** + **Active Liveness** + **Face Match 1:1** for the tier-1 onboarding check.
- **`mys_national_id`** Database Validation — the JPN source check BNM and FIED expect on every e-KYC session.
- **AML Screening** ($0.20 per check) against the global pool plus Malaysian regulatory watchlists (Ministry of Home Affairs Sanction List, SC AOB Sanctions, BNM warnings, MACC, LFSA-ALERT).
- **Wallet Screening (KYT)** at $0.15 per check for the on-chain exposure assessment SC-registered DAX operators need.
- **Ongoing AML monitoring** ($0.07 per user / year) for the periodic-review obligation under AMLA 2001.

Question 7

How long does it take to integrate Didit in Malaysia?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + JPN database — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full Malaysia stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for Malaysian users?

Accepted Answer

**Bahasa Malaysia — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Malaysian users land on the Bahasa Malaysia flow by default. English (Malaysia) is also live on the same flow and is the predominant business-onboarding language for a large share of users.

The document-recognition layer is decoupled from the UI layer — capture is tuned for the MyKad and JPJ Driver's Licence templates, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the Malaysia verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check. Ongoing AML — `$0.07 per user / year`.
- **`mys_national_id`** (JPN) — `$0.16` per successful query.
- **`mys_credit_bureau`** — `$0.71` per successful query.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no Malaysia surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for Malaysia

How identity verification works in Malaysia.

Who supervises identity verification in Malaysia.

BNM

SC

FIED

JPDP

JPN

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against the JPN national registry.

Every Malaysia document Didit accepts.

Civil-registry and AML coverage for Malaysia.

Malaysia — National ID (JPN registry)

Malaysia — Credit Bureau

AML lists screened in Malaysia

Open a new country in one click. We do the hard work.

Common questions about Malaysia.

Countries in Asia-Pacific

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for Malaysia