Identity verification in Maldives
Executive summary. The Maldives is a member of the Asia/Pacific Group on Money Laundering (APG) with an AML/CFT framework governed by the Prevention of Money Laundering and Financing of Terrorism Act (Law No. 10/2014), supervised by the Financial Intelligence Unit (FIU) within the Maldives Monetary Authority (MMA). The APG's 2019 mutual evaluation found significant deficiencies in both technical c
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
The Maldives has a population of approximately 521,000 (plus a significant expatriate workforce) and a GDP of roughly USD 6.5 billion. Malé is the capital and commercial centre. The economy is driven by tourism (approximately 30% of GDP) and fisheries. Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Detailed CDD requirements, customer risk categorisation, and record-keeping
The Maldives does not have comprehensive data protection legislation
Supervises securities firms and capital market participants
Department of National Registration (DNR)
regulated
Smart national ID card issued to all citizens. Centralized population register. Small population enables high coverage. Digital government services expanding.
Department of National Registration (DNR)
regulated
Birth, death, marriage registration. High registration rates due to small, concentrated population.
Government & regulated databases
Compliance framework
AML framework
Supervised by MMA Regulations on AML/CFT
- Prevention of Money Laundering and Financing of Terrorism Act (Law 10/2014) — Defines CDD, risk-based approach, beneficial ownership, PEP screening, and STR reporting. - Banking Act (Law 24/2010) — Prudential and AML requirements for banks. - MMA Regulations on AML/CFT — Detailed CDD requirements, customer risk categorisation, and record-keeping. - Data protection — The Maldives does not have comprehensive data protection legislation. Constitutional privacy guarantees provide a general framewo
Data protection
Supervised by Data protection
The Maldives lacks comprehensive data protection legislation. Constitutional privacy provisions provide a general framework. No formal cross-border data transfer restrictions exist, though banking secrecy obligations apply to financial data.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. NIC or biometric passport. 2. Liveness and biometric match. Selfie with liveness detection, matched against the document portrait. 3. Data extraction. National ID number, full name, date of birth, address. 4. PEP and sanctions screening. Against EU, UN, OFAC sanctions lists and
Exchanges, custodians, wallets, on/off-ramps.
The Maldives has not established a VASP licensing framework. Virtual-asset activities fall under general AML obligations:
Sports betting, online casinos, age-gated platforms.
The Maldives is an Islamic republic, and gambling is prohibited under Sharia law. There is no iGaming licensing framework.
Gig platforms, delivery, creator economy, e-commerce.
Tourism operators, resort leaseholders, and marketplace platforms face CDD obligations:
Biometric liveness
The Maldivian biometric passport supports NFC chip reading. The NIC is a smart card but not fully biometric. Liveness detection (ISO 30107-3 compliant) with document-portrait matching is the standard for remote onboarding. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Maldives permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Maldives, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Maldives.
Most regulated sectors in Maldives require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Maldives’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Maldives’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
