Identity verification in Moldova
Executive summary. Moldova is a MONEYVAL-evaluated country with an AML/CFT framework anchored in Law No. 308/2017 on the prevention and combating of money laundering and terrorism financing, supervised by the Oficiul Prevenirea Spălării Banilor (OPŚB — Office for the Prevention of Money Laundering), the national FIU under the National Anticorruption Centre. MONEYVAL's 2019 mutual evaluation placed
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Moldova has a population of approximately 2.5 million (excluding Transnistria) and a GDP of roughly USD 15 billion. Chișinău is the commercial centre. The economy is driven by agriculture, services, and remittances (which account for approximately 15% of GDP). Three verticals drive KYC demand:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
AML supervisor
Public Services Agency (ASP — Agenția Servicii Publice)
restricted
ASP manages the State Population Register, civil status registration, and issuance of identity documents (ID cards, passports). IDNP (personal identification number) assigned to all citizens. ASP also
Government & regulated databases
Compliance framework
AML framework
Supervised by MONEYVAL member. AML/CFT law aligned with international standards. Office for Prevention and Fight against Money Laundering
- Law No. 308/2017 — On the prevention and combating of money laundering and terrorism financing. Defines CDD requirements, risk-based approach, beneficial ownership, PEP screening, and suspicious-transaction reporting. - Law No. 114/2012 — On payment services and electronic money, aligned with EU PSD principles. - Law No. 133/2011 — On the protection of personal data, modelled on the EU Data Protection Directive (95/46/EC), with progressive alignment toward GDPR. - Law No. 202/2017 — On the act
Data protection
Supervised by National DPA
Moldova's data protection law (Law 133/2011) restricts cross-border personal data transfers to countries with adequate protection levels. EU/EEA countries are considered adequate. Transfers to other jurisdictions require contractual safeguards or consent. As an EU candidate country, Moldova is progr
Penalties for non-compliance
- Administrative fines and licence revocation
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
1. Document capture. Scan or photograph of the buletin de identitate (front and back) or biometric passport. 2. Liveness and biometric match. Selfie with passive or active liveness detection, matched against the document portrait. 3. Data extraction. IDNP, full name, date of birth, document number,
Exchanges, custodians, wallets, on/off-ramps.
In the absence of a dedicated VASP framework, entities offering virtual-asset services in Moldova must comply with general AML obligations under Law 308/2017:
Sports betting, online casinos, age-gated platforms.
Online gambling is regulated under Law No. 291/2016 on organising and conducting games of chance. Operators must:
Gig platforms, delivery, creator economy, e-commerce.
Marketplace operators and gig-economy platforms operating in Moldova face CDD obligations primarily for seller onboarding and high-value transactions:
Biometric liveness
Moldovan biometric identity cards (since 2014) and passports contain chip-stored facial images, supporting NFC-based chip reading. PKI infrastructure for third-party chip reading is nascent. Liveness detection (ISO 30107-3 compliant) paired with document-portrait matching is the standard for remote KYC onboarding. In-person verification remains common in the banking sector. ---
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Moldova permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Moldova, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Moldova.
Most regulated sectors in Moldova require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Moldova’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Moldova’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
