Question 1

What does Didit ship?

Accepted Answer

Didit is the infrastructure layer for **identity and fraud**. One Application Programming Interface (API), 25+ composable modules across four product lines:

- **User Verification (KYC — know your customer)** — Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. **$0.33** per full bundle.
- **Business Verification (KYB — know your business)** — registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- **Transaction Monitoring** — real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- **Wallet Screening (KYT — know your transaction)** — on-chain wallet risk at **$0.15 per check**, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in **5 minutes**, **500 verifications free every month**, forever.

Question 2

How is Didit different from a single-product Know Your Customer (KYC) vendor?

Accepted Answer

**Most identity vendors sell one slice** — a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

- **Pricing.** Public price on every module — **$0.33** for a full KYC, **500 verifications free every month**, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- **Access.** Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract — months to evaluate.
- **Developer experience.** Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. **Integrate in 5 minutes** with an AI agent or in a working afternoon by hand.
- **User experience.** Highest pass rates in the market, **sub-2-second** end-to-end inference, country-specialised capture flows, **48+ languages** out of the box.
- **Flexibility.** One `/v3/` Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT — know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation — same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
- **AI-era fraud.** **200+ real-time fraud signals** scored on every session — deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto — the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

Question 3

What does it cost? Is anything actually free?

Accepted Answer

**500 verifications free every month, forever**, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a **public per-success price** on `didit.me/pricing` — `$0.33` per full KYC bundle, `$0.15` per Identity Document Verification, `$0.15` per Wallet Screening, `$0.20` per Anti-Money Laundering (AML) Screening, `$0.10` per liveness, `$0.05` per face match, `$0.03` per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Question 4

Which New Zealand regulator covers identity verification on a digital onboarding?

Accepted Answer

Four sit on top of every New Zealand identity-verification flow:

- **Reserve Bank of New Zealand (RBNZ)** — central bank and AML/CFT supervisor for **registered banks, non-bank deposit takers, and life insurers** under the **AML/CFT Act 2009**.
- **Financial Markets Authority (FMA)** — AML/CFT supervisor for **licensed financial-services providers, fund managers, and DIMS providers** under the same Act.
- **Department of Internal Affairs (DIA)** — AML/CFT supervisor for **non-financial reporting entities** (real estate agents, casinos, lawyers, accountants, conveyancers) and operator of the passport register + Births, Deaths and Marriages registers. The **NZ Financial Intelligence Unit (NZ Police FIU)** receives Suspicious Activity Reports.
- **Office of the Privacy Commissioner (OPC)** — administers the **Privacy Act 2020** and the **13 Information Privacy Principles**.

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time — same `POST /v3/session/` workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Question 5

Does Didit cross-check New Zealand identities against the NZTA Driver Licence register?

Accepted Answer

**Yes — via the `nzl_zealand_drivers_licence` Database Validation service** (`POST /v3/database-validation/` with `services=nzl_zealand_drivers_licence`).

- **Source:** Waka Kotahi NZ Transport Agency (NZTA) — the authoritative-source register for New Zealand's most-used identity credential.
- **Price:** `$0.35 per successful query`.
- **Required inputs:** `first_name`, `last_name`, `date_of_birth`, `driver_license_number`, `driver_license_version`.
- **Coverage:** 100% of NZTA-issued Driver Licences.
- **Consent:** Not required.

The DIA stack covers the rest: **`nzl_new_zealand_passport`** (`$0.84`, 100%, consent required), **`nzl_new_zealand_citizenship`** (`$0.84`, ~10%), and **`nzl_new_zealand_births`** (**free**, ~85%). All four are documented at `docs.didit.me/api-reference/database-validation/new-zealand/`.

Question 6

Does Didit screen against the MFAT Russia Sanctions Register?

Accepted Answer

**Yes — on every AML check.** The **NZ Foreign Affairs & Trade (MFAT) Russia Sanctions Register** is one of the 1,300+ sanctions, PEP, and adverse-media lists screened on every Didit AML call ($0.20 per check).

Alongside MFAT Russia, the AML screen also hits:

- **NZ Police - Designated Terrorists** (Sanctions).
- **FMA - Penalties** (Warnings).
- **RBNZ-ALERT - Reserve Bank of New Zealand - Alert** (SIE).
- **Immigration New Zealand** enforcement records (SIP).
- **Parliament of New Zealand** PEP register (PEP Level 1).

Turn on ongoing monitoring ($0.07 per user / year) and Didit re-checks every customer daily — what the periodic-review obligation under the AML/CFT Act 2009 expects.

Question 7

How long does it take to integrate Didit in New Zealand?

Accepted Answer

**5 minutes to a working sandbox, a weekend to a production flow.**

- Sign up at `business.didit.me`, grab an API key, call `POST /v3/session/` with a `workflow_id` that wires ID Verification + Active Liveness + Face Match + AML + NZTA Driver Licence + DIA Passport — done.
- AI-agent path: paste the integration prompt at `docs.didit.me/integration/integration-prompt` into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
- Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The **first 500 verifications every month are free, forever** — pilot the full New Zealand stack at zero cost before flipping production traffic.

Question 8

Which language does the hosted verification flow use for New Zealand users?

Accepted Answer

**English (New Zealand) — auto-detected from the user's browser / device locale.** The hosted UI ships in 48+ languages; Māori-speaking users get the English flow today, with the wider 48-language pool covering any non-English-speaking resident.

The document-recognition layer is decoupled from the UI layer — capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Question 9

What does the New Zealand verification cost end-to-end?

Accepted Answer

Per-module public pricing — pay only for what runs on the session:

- **ID Verification** — `$0.15` per document check.
- **Passive Liveness** — `$0.10`. Active Liveness — `$0.15`.
- **Face Match 1:1** — `$0.05`. Face Search 1:N — **free**.
- **AML Screening** — `$0.20` per check (MFAT Russia Sanctions Register + NZ Police Designated Terrorists included). Ongoing AML — `$0.07 per user / year`.
- **`nzl_new_zealand_births`** — **free** per successful query.
- **`nzl_zealand_consumer`** — `$0.06`. **`nzl_zealand_companies_office`** + **`nzl_zealand_death_check`** — `$0.16` each. **`nzl_zealand_yellow_pages`** — `$0.25`. **`nzl_zealand_linz_property`** — `$0.29`. **`nzl_zealand_drivers_licence`** — `$0.35`. **`nzl_zealand_credit_bureau`** — `$0.66`. **`nzl_new_zealand_passport`** + **`nzl_new_zealand_citizenship`** — `$0.84` each. **`nzl_zealand_residential`** — `$0.93`.

The **full KYC bundle** (Identity + Passive Liveness + Face Match + IP Analysis) is **`$0.33`** — same anchor price worldwide, no New Zealand surcharge. **500 verifications free every month**, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.

Identity verification
built for New Zealand

How identity verification works in New Zealand.

Who supervises identity verification in New Zealand.

RBNZ

FMA

DIA

OPC

NZTA

Four modules. One verification.

Capture and read the ID.

Match the face. Prove it's a real person..

Screen for sanctions, PEPs, and adverse media.

Cross-check against NZTA + DIA.

Every New Zealand document Didit accepts.

Civil-registry and AML coverage for New Zealand.

New Zealand Drivers Licence (NZTA)

DIA - New Zealand Passport

DIA - New Zealand Citizenship

DIA - New Zealand Births

New Zealand Death Check (BDM)

New Zealand Companies Office

New Zealand Credit Bureau

New Zealand LINZ Property

New Zealand Residential

New Zealand Consumer

New Zealand Yellow Pages

AML lists screened in New Zealand

Open a new country in one click. We do the hard work.

Common questions about New Zealand.

Countries in Asia-Pacific

Fintech and neobanks

Crypto and Web3

Identity Document Verification

AML Screening

See the full price list

Infrastructure for identity and fraud.

Identity verificationbuilt for New Zealand