Identity verification in Norway
A practitioner's guide to onboarding Norwegian customers: who regulates, which databases matter, how BankID dominates, and where Didit fits for firms that need document + biometric verification at EUR 0.28 per check.
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Norway's Anti-Money Laundering Act (Lov om tiltak mot hvitvasking og terrorfinansiering, hvitvaskingsloven, LOV-2018-06-01-23) came into force on 15 October 2018 and transposes the EU AMLD4 and AMLD5 frameworks through the EEA Agreement. The Act is supplemented by the Anti-Money Laundering Regulations (Hvitvaskingsforskriften, FOR-2018-09-14-1324). Both texts are maintained on lovdata.no and are available in English translations provided by Finanstilsynet. The Act applies to "obliged entities" (rapporteringspliktige), including banks, e-money institutions, payment institutions, investment firms, insurers, fund managers, lawyers, auditors, accountants, real estate agents, virtual asset service providers, and, as of 1 January 2025, art dealers and storage service providers for transactions e
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
AML supervisor
Skatteetaten (Tax Administration)
regulated
Central population register. Fødselsnummer (birth number) assigned to all residents. Modernized register with API access for authorized entities.
BankID BankAxept AS
regulated
De facto national digital identity. Used by 4.5M+ Norwegians. Bank-issued but functions as national eID. OpenID Connect based. Commercial API available.
Brønnøysundregistrene
open
Central business register. Free API and online search. Open data.
Government & regulated databases
Compliance framework
AML framework
Supervised by Hvitvaskingsloven
Finanstilsynet, headquartered at Revierstredet 3 in Oslo, is the integrated financial supervisory authority for Norway. It licenses and supervises banks, insurers, payment and e-money institutions, investment firms, fund managers, auditors, accountants, real estate agents, and VASPs registered under the AML Act. Its AML/CFT mandate includes issuing guidance, performing on-site and off-site inspections, and imposing administrative sanctions up to NOK ten million or 10% of turnover under Hvitvaski
Data protection
Supervised by National DPA
Penalties for non-compliance
This landscape leaves a clear gap. Native BankID gateways (Signicat, Criipto, TietoEVRY) do not cover foreign documents well. International document vendors (Sumsub, Onfido, Veriff) do not offer BankID and charge EUR 1 to EUR 2 per verification plus minimums and annual commitments.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
Gambling in Norway is a state monopoly. The two licensed operators are Norsk Tipping (sports betting, lottery, online casino, physical slots) and Norsk Rikstoto (horse racing). Both are supervised by Lotteritilsynet, known since its 2023 rebrand as Lottstift, headquartered in Forde. Commercial onlin
Exchanges, custodians, wallets, on/off-ramps.
Providers of virtual asset exchange and custody services ("vekslings- og oppbevaringstjenester") that are established in Norway, operate from Norway, or target the Norwegian market have been required to register with Finanstilsynet since October 2018 under Hvitvaskingsloven Section 4. Registered VAS
Sports betting, online casinos, age-gated platforms.
The three primary identity documents for AML purposes are:
Gig platforms, delivery, creator economy, e-commerce.
Folkeregisteret is Norway's national population register, operated by Skatteetaten (the Norwegian Tax Administration). It assigns the fødselsnummer (11-digit birth number) or D-nummer to every resident. The register has been fully modernized and exposes standardized APIs documented at skatteetaten.g
Biometric liveness
Bronnoysundregistrene (the Bronnoysund Register Centre) is the central business register. The Register of Business Enterprises (Foretaksregisteret) holds all Norwegian legal entities and is a required source for KYB (Know Your Business) checks under Hvitvaskingsloven Section 13. The register offers a free public search and open data APIs at data.brreg.no, including beneficial-ownership data that is being populated under the Register of Beneficial Owners (Register over reelle rettighetshavere) es
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Norway permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Norway, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Norway.
Most regulated sectors in Norway require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Norway’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Norway’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
