Identity verification in Oman
Executive summary. The Sultanate of Oman operates a compact, bank-centric KYC regime anchored in the Anti-Money Laundering and Combating the Financing of Terrorism Law (Royal Decree 30/2016) and its Implementing Regulations. The Central Bank of Oman (CBO) supervises banks, licensed finance companies, money exchangers and — since 1 June 2025 — a new class of licensed digital banks; the Financial Se
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Oman is a high-income Gulf economy of roughly 4.6 million people (about 42% of whom are expatriates), with GDP per capita above USD 20,000 and an oil-and-gas dominated economy that the government is steering toward financial services, logistics, tourism and digital sectors under Oman Vision 2040. Vision 2040, launched in 2020, targets a 10% contribution of the technology sector to GDP by 2040 and explicitly names financial technology, cashless payments and digital government as priorities. Three KYC-relevant verticals matter for identity verification vendors:
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
Ministerial / Council of Ministers regulation issued under Royal Decree 30/2016 that sets out the operational detail of risk assessment, CDD procedures, ongoing monitoring, PEP handling and STR filing
national ID
Middle East and North Africa Financial Action Task Force
Royal Oman Police
regulated
Manages national ID card and civil status. Civil number assigned to all residents. Some electronic services via ROP portal.
ITA
regulated
PKI and digital identity services. National PKI infrastructure for electronic authentication.
Government & regulated databases
Compliance framework
AML framework
Supervised by Implementing Regulations of the AML/CFT Law
- Royal Decree 30/2016 — Law on Combating Money Laundering and Terrorism Financing (AML/CFT Law). Promulgated on 16 June 2016, this is the cornerstone statute. It defines the predicate offences, the customer due-diligence (CDD) and enhanced due-diligence (EDD) obligations, UBO identification, record-keeping, suspicious transaction reporting, the tipping-off prohibition, the NCFI, and the range of administrative and criminal sanctions. The AML/CFT Law applies to banks, licensed financial institut
Data protection
Supervised by National DPA
Penalties for non-compliance
- Sanctions and PEP screening — Dow Jones Risk & Compliance, LexisNexis WorldCompliance, Refinitiv World-Check, and regional resellers.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
In parallel with BM 1191, the CBO issued a Digital Banks Regulatory Framework that became effective 1 June 2025. The framework establishes a new class of bank licence for fully-digital, branchless institutions, requires applicants to be structured as a joint-stock company or a branch of a foreign ba
Exchanges, custodians, wallets, on/off-ramps.
Crypto has an ambiguous but increasingly formal status in Oman. It is not legal tender, and the CBO has repeatedly warned consumers that virtual currencies are unregulated. However, holding and trading are not criminalised, and the former CMA (now FSA) announced in early 2024 that it was developing
Sports betting, online casinos, age-gated platforms.
The reliable, government-issued identity documents for KYC in Oman are:
Gig platforms, delivery, creator economy, e-commerce.
The ROP operates the national civil status and biometric enrolment infrastructure. When an Omani national is issued a Civil Card, or an expat a Resident Card, fingerprints and a facial image are captured at a Directorate of Civil Status office and stored in the national civil register. The card is p
Biometric liveness
Reporting entities must screen customers and transactions against: - UN Security Council consolidated sanctions lists (binding in Oman through Royal Decrees implementing UNSC resolutions). - National Omani sanctions and terrorism-financing lists maintained under the AML/CFT framework. - Foreign PEP lists — required under Royal Decree 30/2016 for foreign PEPs, their family members and close associates; enhanced CDD is mandatory. - Adverse media — expected as part of a risk-based approach under th
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Oman permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Oman, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Oman.
Most regulated sectors in Oman require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Oman’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Oman’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
