Identity verification
built for Pakistan 
CNIC, Pakistani passport and Driving Licence on one session, with SBP-aligned AML screening against FMU + NACTA watchlists — $0.33 full KYC, 500 free every month.
Trusted by 2,000+ organizations worldwide.
How identity verification works in Pakistan.
- Fraud landscape
- Three pressures shape Pakistani identity fraud: deepfake and synthetic-CNIC attacks on the wave of branchless-banking wallets (JazzCash, Easypaisa, NayaPay, SadaPay) and SBP-licensed EMIs, NADRA-credential-theft scams targeting onboarding flows, and proscribed-organisation screening pressure following NACTA's expanded Proscribed Persons list under the Anti-Terrorism Act. Didit scores 200+ real-time fraud signals on every session — face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Anti-Money Laundering Act 2010
- SBP AML/CFT Regulations
- SBP Branchless Banking Regulations
- Anti-Terrorism Act 1997 (NACTA Proscribed Persons regime)
- Personal Data Protection Bill 2023 (MoITT)
- Prevention of Electronic Crimes Act 2016 (PECA)
- FATF 40 recommendations
Who supervises identity verification in Pakistan.
SBP
State Bank of Pakistan — central bank and prudential supervisor for every bank, Microfinance Bank and Electronic Money Institution (EMI). Sets remote-onboarding rules under the AML/CFT Regulations and the Branchless Banking Regulations.
SECP
Securities and Exchange Commission of Pakistan — securities supervisor for capital-markets intermediaries, insurance carriers, modarabas and the emerging Digital Asset Service Provider landscape.
NADRA
National Database and Registration Authority — issues every CNIC, SNIC, POC and NICOP. The authoritative civil-registry authority and the operator of the CNIC verification service that every Customer-Due-Diligence-bound institution must use.
FMU
Financial Monitoring Unit — Pakistan's Financial Intelligence Unit. Receives Suspicious Transaction Reports and Currency Transaction Reports under the Anti-Money Laundering Act 2010.
NACTA
National Counter Terrorism Authority — maintains the Proscribed Organizations and Proscribed Persons lists under the Anti-Terrorism Act 1997. Every SBP-supervised entity must screen against NACTA registers on every onboarding.
Four modules. One verification.
Capture and read the ID.
Captured on any phone — auto-classified, OCR-parsed, and template-verified.
- Works for every primary Pakistani credential — CNIC (and the chip-enabled SNIC variant), Pakistani Passport with the chip read on e-Passports, POC for foreign nationals of Pakistani origin, NICOP for overseas Pakistanis, and the Driving Licence.
- Returns the name (Latin + Urdu), CNIC number, date of birth, sex and address.
- CNIC · SNIC (Smart ID)
- Pakistani Passport — chip read on e-Passport
- POC · NICOP · Driving Licence
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows — user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists — plus Pakistani watchlists:
- National Counter Terrorism Authority (NACTA) — Proscribed Organizations — organisations proscribed under the Anti-Terrorism Act 1997.
- National Counter Terrorism Authority (NACTA) Pakistan — Proscribed Persons — individuals proscribed under the Anti-Terrorism Act 1997.
- National Counter Terrorism Authority Pakistan — Denotified List — previously proscribed persons and organisations whose status has changed.
- Pakistan Competition Authority — Enforcement Decisions — regulatory enforcement actions from the competition authority.
- National Assembly of Pakistan — Politically Exposed Persons register — MNAs and senior parliamentary officials.
- FMU — Financial Monitoring Unit suspicious-activity references — FMU-flagged entities and suspicious-transaction references.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media — see the docs for the full module surface.
NADRA cross-check ships through partner integration.
Pakistan does not currently expose a public consumer-grade CNIC verification API to cross-border KYC vendors — NADRA's Verisys is licensed only to SBP-regulated entities and approved domestic partners under bilateral data-sharing agreements.
- The hosted flow already covers CNIC / SNIC / POC / NICOP capture + OCR + biometric face-match against the document portrait — the operational baseline SBP AML/CFT Regulations expect.
- SBP-regulated entities that hold a direct NADRA Verisys integration can onboard via the Enterprise tier using the
pak_nadra_verisysBYO-source connector, so the NADRA lookup runs inline with the rest of the verification flow — same session, same webhook contract, same audit trail. - Didit ships Database Validation for 40+ countries; the
pak_nadra_verisysEnterprise connector bridges the gap for domestic institutions that already hold NADRA data-sharing agreements.
NADRA cross-check ships through partner integration — see the docs for the full module surface.
Every Pakistan document Didit accepts.
Civil-registry and AML coverage for Pakistan.
Open a new country in one click. We do the hard work.
Common questions about Pakistan.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.