Identity verification in Turkey
Türkiye is the largest non-EU identity-verification market in the EMEA region and one of the most operationally mature digital-ID stacks in the world. Roughly 86 million citizens are enrolled in Merkezi Nüfus İdare Sistemi (MERNIS), more than 83 million polycarbonate Türkiye Cumhuriyeti Kimlik Kartı (TCKK) smart IDs have been issued since 2017, and e-Devlet Kapısı — the national e-government gatew
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Türkiye has a population of roughly 86 million, ~65 million of them adults, concentrated in Istanbul, Ankara, Izmir, Bursa and Antalya. Banking penetration is high — the Türkiye Bankalar Birliği counts 58 active credit institutions (34 deposit banks, 6 participation banks, 18 development and investment banks) plus a fast-expanding EMI and PI sector licensed by BDDK. Payment services are regulated under Law No. 6493 and there are now more than 80 licensed EMIs and PIs, including the country's headline digital banks (Papara, İninal, ininal, Param, Paycell, Ozan, TOM Group) and the neobank subsidiaries of every major bank. Türkiye Cumhuriyet Merkez Bankası (TCMB) — the central bank — operates the FAST instant payment rail and the Dijital Türk Lirası CBDC pilot. Three structural facts make Tür
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
AML supervisor
General Directorate of Population and Citizenship Affairs (NVİGM)
regulated
Central Population Administration System. TC Kimlik No (11-digit national ID number) assigned to all citizens. Civil status and address records of all Turkish nationals and foreigners settled in Turke
NVİGM
regulated
Identity data sharing service layer built on MERNIS, launched February 2005. SOAP XML web services over SSL with WS-Security. Public endpoint (free, limited): tckimlik.nvi.gov.tr — allows basic TC Kim
Presidency of Digital Transformation Office
regulated
Centralized digital government portal (turkiye.gov.tr). 60M+ registered users, 7,000+ digital services. Authentication: TC Kimlik No + password, e-Signature, mobile signature (m-İmza), NFC-enabled TC
Revenue Administration
regulated
Revenue Administration under Ministry of Treasury and Finance. 10-digit VKN (Vergi Kimlik Numarası) verification available via Interactive Digital Tax Office (dijital.gib.gov.tr). Centralized e-invoic
Ministry of Trade
open
Central business registry system. Online search available.
Government & regulated databases
Compliance framework
AML framework
Supervised by Law 5549
The backbone AML statute is Law No. 5549 — Suç Gelirlerinin Aklanmasının Önlenmesi Hakkında Kanun (Law on the Prevention of Laundering Proceeds of Crime), published in the Resmi Gazete on 18 October 2006. It transposes the FATF recommendations into Turkish law, defines the obliged-entity universe, imposes CDD, record-keeping, training and STR obligations, and empowers MASAK as the supervisory and enforcement body. It is complemented by Law No. 6415 on the Prevention of the Financing of Terrorism
Data protection
Supervised by National DPA
- Uqudo — regional aggregator, strong TCKK NFC chip-read, active in Gulf-Turkey corridor. Document + biometric + database check. - PayTR Kimlik Doğrulama — locally licensed NFC + liveness provider, tightly integrated with the Turkish payments sector. - Sanction Scanner — Istanbul-headquartered AML s
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
BDDK-supervised entities run CDD under Law 5549, the Tedbirler Yönetmeliği, and — for remote flows — the Uzaktan Kimlik Tespiti Regulation of 1 April 2021 (Resmi Gazete No. 31441, in force from 1 May 2021). A standard 2025-2026 onboarding flow looks like:
Exchanges, custodians, wallets, on/off-ramps.
Until June 2024, crypto-asset services in Türkiye sat in a legal grey zone: crypto was not a legal tender (TCMB Regulation 29833 of 16 April 2021 banned crypto as a payment instrument), but exchanges and custodians were merely listed as MASAK obliged entities via Communiqué No. 18 of 1 May 2021 with
Sports betting, online casinos, age-gated platforms.
Türkiye is one of the most restrictive gambling jurisdictions in Europe. Two statutes set the frame:
Gig platforms, delivery, creator economy, e-commerce.
Marketplaces, classifieds, creator platforms, gig economy, food delivery and mobility apps fall outside the MASAK obliged-entity perimeter unless they also offer payment services, wallet balances, or lending — in which case the payment leg is licensed as a PI or EMI under Law 6493 and runs the BDDK
Biometric liveness
The single most important text for eKYC in Türkiye is the BDDK Regulation on Remote Identification Methods to be Used by Banks and Establishment of Contractual Relationship in Electronic Environment, published in the Resmi Gazete dated 1 April 2021, No. 31441 and in force from 1 May 2021. The regulation: - Scope. Initially applicable to bankalar (all deposit and participation banks). Extended in April 2023 to finansal kiralama, faktoring, finansman and tasarruf finansman companies; in 2024 coord
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Turkey permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Turkey, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Turkey.
Most regulated sectors in Turkey require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Turkey’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Turkey’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
