Identity verification
built for United States

Didit is the infrastructure layer for identity and fraud. One Application Programming Interface (API), 25+ composable modules across four product lines:

• User Verification (KYC, know your customer), Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. $0.33 per full bundle.
• Business Verification (KYB, know your business), registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
• Transaction Monitoring, real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
• Wallet Screening (KYT, know your transaction), on-chain wallet risk at $0.15 per check, or bring your own screening provider and run it inside Didit.

Compose any module into a workflow with the visual no-code builder, ship in 5 minutes, 500 verifications free every month, forever.

Most identity vendors sell one slice, a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:

• Pricing. Public price on every module, $0.33 for a full KYC, 500 verifications free every month, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
• Access. Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract, months to evaluate.
• Developer experience. Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. Integrate in 5 minutes with an AI agent or in a working afternoon by hand.
• User experience. Highest pass rates in the market, sub-2-second end-to-end inference, country-specialised capture flows, 48+ languages out of the box.
• Flexibility. One /v3/ Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT, know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation, same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there.
• AI-era fraud. 200+ real-time fraud signals scored on every session, deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.

Common in fintech and crypto, the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.

500 verifications free every month, forever, on every account. No credit card. No sales call. No expiry.

Above the free tier, every module has a public per-success price on didit.me/pricing, $0.33 per full KYC bundle, $0.15 per Identity Document Verification, $0.15 per Wallet Screening, $0.20 per Anti-Money Laundering (AML) Screening, $0.10 per liveness, $0.05 per face match, $0.03 per Internet Protocol (IP) analysis.

Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.

Coverage depends on the line of business, but four federal frameworks sit on top of most U.S. identity-verification flows:

• Financial Crimes Enforcement Network (FinCEN), administers the Bank Secrecy Act and the Customer Due Diligence (CDD) Final Rule for federally regulated financial institutions; pairs with the Corporate Transparency Act for beneficial-ownership reporting.
• Office of Foreign Assets Control (OFAC), issues the Specially Designated Nationals (SDN) list every AML screen must hit, plus consolidated sanctions programs.
• State Money Transmitter regulators (CSBS / NMLS), ~60 state-level licences supervised by state banking departments and coordinated through the Nationwide Multistate Licensing System.
• Federal Trade Commission + state Attorneys General, Red Flags Rule for identity-theft prevention, plus the CCPA/CPRA in California and the new state privacy regimes (VCDPA, CPA, CTDPA, UCPA).

Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at once, same POST /v3/session/ workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.

Yes, via seven Database Validation services on POST /v3/database-validation/.

• `usa_states_death_check` ($0.05, 100% of recorded deaths), Social Security Death Master File first-pass gate.
• `usa_states_consumer` ($0.08), lead-generation consumer database.
• `usa_states_credit_bureau` ($0.11, ~90% coverage), aggregated credit-header data.
• `usa_states_financial_services` ($0.19, ~85% coverage), aggregated government + public + background records tuned for financial-services use cases.
• `usa_states_residential` ($0.54, ~90% coverage), government + public + professional address verification.
• `usa_states_phone` ($0.30, >50% coverage) and `usa_states_phone_2` ($0.52, >90% coverage), telco-billing and mobile-network-operator phone matching.

All seven services are documented at docs.didit.me/api-reference/database-validation/united-states/. Pay-per-success, no contracts, optional SSN field for stricter matching on the credit-bureau and financial-services lookups.

Didit returns one JSON report shaped around the four FinCEN Customer Due Diligence (CDD) pillars, customer identification, beneficial ownership, risk-based ongoing monitoring, and suspicious-activity reporting. The same evidence pack maps cleanly into every state Money Transmitter Act audit supervised through the Nationwide Multistate Licensing System (NMLS) and the Conference of State Bank Supervisors (CSBS).

One API call covers all ~60 state regimes, AAMVA-aggregated driver licence checks across every state, OFAC SDN screening on every AML run, and a single audit trail with SOC 2 Type 1 + ISO/IEC 27001 attestation. For state-licensed sportsbooks (NJ, PA, NY, MI, IL) the same flow doubles as the operator's KYC + age-verification stack.

5 minutes to a working sandbox, a weekend to a production flow.

• Sign up at business.didit.me, grab an API key, call POST /v3/session/ with a workflow_id that wires ID Verification + Active Liveness + Face Match + AML + U.S. credit-bureau cross-check, done.
• AI-agent path: paste the integration prompt at docs.didit.me/integration/integration-prompt into Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. The agent provisions the application, builds the workflow, wires the webhook, and runs a smoke test.
• Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.

The first 500 verifications every month are free, forever, pilot the full U.S. stack at zero cost before flipping production traffic.

English (US), auto-detected from the user's browser / device locale. The hosted UI ships in 48+ languages; U.S. users land on the en-US flow by default, and Spanish (US), Simplified Chinese, Tagalog, and Vietnamese are live on the same flow for the largest non-English-speaking populations.

The document-recognition layer is decoupled from the UI layer, capture works in any language, and the admin console can be set independently to whichever language your compliance team prefers.

Per-module public pricing, pay only for what runs on the session:

• ID Verification, $0.15 per document check.
• Passive Liveness, $0.10. Active Liveness, $0.15.
• Face Match 1:1, $0.05. Face Search 1:N, free.
• AML Screening, $0.20 per check (OFAC SDN + 1,300+ lists). Ongoing AML, $0.07 per user / year.
• `usa_states_death_check`, $0.05. `usa_states_consumer`, $0.08. `usa_states_credit_bureau`, $0.11. `usa_states_financial_services`, $0.19. `usa_states_phone`, $0.30. `usa_states_phone_2`, $0.52. `usa_states_residential`, $0.54.

The full KYC bundle (Identity + Passive Liveness + Face Match + IP Analysis) is `$0.33`, same anchor price worldwide, no state surcharge. 500 verifications free every month, no credit card. Volume discounts auto-apply above the free tier; Enterprise adds a custom Master Services Agreement (MSA) and data-residency choice.