Identity verification in Uzbekistan
Executive summary. Uzbekistan is the largest economy in Central Asia by population (roughly 36 million) and, since the 2017 reform program, has been in the middle of one of the most aggressive digitization pushes in the former Soviet space. For KYC, three pillars matter more than anywhere else in the region. First, the legal backbone is the Law on Combating Legalization of Proceeds from Criminal A
Documents supported
(Government IDs from 220+ countries)
Average verification time
Countries covered
(Government-issued IDs validated)
Market overview
Uzbekistan has a population of approximately 36 million — the largest in Central Asia — and is transitioning from a historically closed, cash-dominated economy to a digital-first financial system under President Shavkat Mirziyoyev's reform agenda. The banking sector is supervised by the Central Bank of the Republic of Uzbekistan (Markaziy Bank / CBU) and comprised 35 licensed commercial banks as of October 2025. State-owned lenders — NBU, Asaka Bank, Agrobank, Uzpromstroybank (now Uzbekiston Sanoat Qurilish Bank / SQB), Ipoteka Bank, Qishloq Qurilish Bank — still dominate total assets, while private and foreign-backed banks (Kapitalbank, Hamkorbank, Ipak Yuli, TBC Bank Uzbekistan, Anor Bank, Davr Bank, Universal Bank) are driving the retail-digital segment. Three KYC-relevant verticals dom
Supported documents
Didit templates cover national IDs, passports, residence permits and regional documents — plus 14,000+ documents globally for cross-border flows.
Regulators
ZRU-578 of 1 November 2019
ZRU-580 of 5 November 2019
ZRU-573 of 22 October 2019
ZRU-547 of 2 July 2019, in force from 1 October 2019, amended by Law No
Article 243 criminalizes money laundering; Articles 190-1, 278-1 and related provisions cover terrorism financing and sanctions evasion
carries the administrative fines for AML/CFT breaches and unlicensed VASP activity
registers subordinate normative acts and maintains the centralized registers for UBO-related filings and notary data
previously supervised crypto-licensing before the 2022 transfer to NAPP; still a key touchpoint for DNFBP-side reporting
IT Park / Government
regulated
MyID is a biometric identification system. PINFL (Personal Identification Number of Physical Person) assigned to all. Electronic verification API available for authorized entities.
Ministry of Interior
regulated
Biometric ID card with chip. PINFL serves as universal identifier.
Government & regulated databases
Compliance framework
AML framework
Supervised by Law on Payments and Payment Systems
- Law on Combating Legalization of Proceeds from Criminal Activity, Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction (No. ZRU-660, initial version adopted 26 August 2004 as Law No. 660-II, restated and substantially amended through 2019, 2020 and 2022). This is the backbone of Uzbek KYC/AML. It defines the list of obliged entities, the scope of customer due diligence, record-keeping, UBO disclosure, enhanced due diligence for PEPs and high-risk customers, and
Data protection
Supervised by National DPA
The primary languages for KYC interfaces in Uzbekistan are Uzbek (Latin script, with Cyrillic still in some legacy contexts) and Russian. English is a tertiary requirement, mostly for cross-border fintechs and expatriate-facing flows. Didit supports both Uzbek and Russian natively, with document-tem
Penalties for non-compliance
- AML. 1,000+ watchlists including UN, OFAC, EU, UK HM Treasury sanctions plus global PEP and adverse media — directly useful for screening counterparties outside the local DCEC list.
Use cases
Neobanks, EMIs, payment institutions, lenders, brokerages.
The Law on Electronic Digital Signature (ZRU-562 of 11 December 2003, as amended) and subordinate acts recognize qualified electronic signatures issued by licensed Certification Authorities. Since 2021, remote onboarding with biometric liveness and face match against the state database (via MyID) is
Exchanges, custodians, wallets, on/off-ramps.
Obliged entities under the AML Law include commercial banks, microfinance organisations, payment systems and payment organisations, insurers, securities market participants, VASPs licensed by NAPP, notaries, lawyers, real-estate agents, precious-metal dealers, lotteries and — once licensed under the
Sports betting, online casinos, age-gated platforms.
Uzbekistan's crypto-asset regime is the most distinctive feature of its KYC landscape. Under Presidential Decree No. PP-5223 of 27 April 2022 and the Regulations on the Procedure of Licensing Service Providers in the Sphere of Crypto-Assets Turnover, all crypto activity with Uzbek residents must be
Gig platforms, delivery, creator economy, e-commerce.
The Law on Personal Data (ZRU-547 of 2 July 2019, in force from 1 October 2019) governs personal data processing. It was amended by Law No. ZRU-666 of 14 January 2021, which introduced a hard data-localization rule that took effect on 16 April 2021: personal data of Uzbek citizens processed via info
Biometric liveness
The DCEC / FIU is publicly active in international cooperation — MoUs with the Qatar FIU (April 2025), joint work with UNODC, OSCE and UNDP, and regular delegations to EAG plenaries. Enforcement intensity is rising: the 2024 and 2025 follow-up cycles with EAG have pushed specific demands for better STR quality, beneficial-ownership accuracy and sanctions implementation. The CBU has tightened capital and supervisory rules for payment organisations, and has explicitly linked licence renewals to AM
CERTIFICATIONS
Our platform meets the highest international standards for information security, data privacy, and biometric accuracy.
Full EU data protection compliance
Information security management
PAD (liveness + face match)
TRUSTED WORLDWIDE
Join thousands of companies that trust Didit for their verification needs
Didit’s NFC + active biometrics technology blocks the most advanced fraud scenarios, offering a level of security equivalent to or superior to in-person verification.
Spanish Financial Sandbox
CNMV, SEPBLAC & Spanish Treasury — Conclusions Report
Didit is an exceptionally valuable partner, delivering a stable and highly adaptable solution”.
Vuk Adžić
Head of the E-Business Department at Crnogorski Telekom
Didit offered us a robust technology with a simple implementation and adaptability to different markets”.
Fernando Pinto
CEO & CoFounder at TucanPay
Thanks to Didit we have been able to reduce manual processes and improve data extraction accuracy”.
Diana Garcia
Trust & Safety Executive at Shiply
Didit’s integration slashed verification times and costs, freeing resources for other projects”.
Guillem Medina
COO at GBTC Finance
Didit removed KYC costs, enabling faster scaling with high verification standards and less fraud.”
Paul Martin
VP Marketing & Growth at Bondex
Didit’s secure, user-friendly verification boosts customer trust and optimizes our process.”
Cristofer Montenegro
Executive assistant to the CEO at Adelantos
Didit ensures a precise, secure digital onboarding without slowing negotiations or client time.”
Ernesto Betancourth
Gerente de riesgos at CrediDemo
FAQ
Yes. Uzbekistan permits remote KYC onboarding under its national AML framework, including document verification, biometric liveness and video identification where required by regulation.
Didit verifies all major national IDs, passports and residence permits issued in Uzbekistan, plus 14,000+ document types globally for cross-border flows.
Didit charges $0.30 per verification with 500 free checks per month. No contracts, no minimums. Competitors typically charge $1.00–$2.50+ per verification.
Yes. Didit screens against 1,000+ global watchlists including PEP databases, sanctions lists (EU, UN, OFAC, OFSI), and adverse media — covering all AML obligations in Uzbekistan.
Most regulated sectors in Uzbekistan require or strongly recommend biometric liveness detection for remote onboarding. Didit provides ISO 30107-3 PAD Level 2 certified liveness.
Yes. Didit supports document verification, liveness, AML screening and ongoing monitoring aligned with Uzbekistan’s crypto regulatory framework, including EU Travel Rule compliance where applicable.
Yes. Didit provides document-based age verification and identity confirmation suitable for Uzbekistan’s iGaming regulatory requirements.
500 free verifications per month. No contracts, no minimums. $0.30 per verification after the free tier.
