Identity verification
built for Zambia 
Zambia National Registration Card and Passport on one session, screened against Bank of Zambia, FIC, and global AML watchlists, $0.33 full KYC, 500 free every month.
Robinhood Ventures
Trusted by 2,000+ organizations worldwide.
How identity verification works in Zambia.
- Fraud landscape
- Three pressures shape Zambian identity fraud: deepfake and synthetic-ID attacks on the mobile-money and fintech sector, NRC forgery across the older and newer card formats, and cross-border AML risk on the DRC, Zimbabwe, and Tanzania corridors. Didit scores 200+ real-time fraud signals on every session, face morph, replay, injection, document tampering, device intelligence, IP geolocation.
- Compliance frameworks
- Anti-Money Laundering Act 2010
- Anti-Corruption Act 2012
- Data Protection Act 2021
- Bank of Zambia Act 2013
- ESAAMLG Mutual Evaluation recommendations
- FATF 40 recommendations
Who supervises identity verification in Zambia.
BoZ
Bank of Zambia, central bank and prudential supervisor for commercial banks, microfinance institutions, and payment service providers.
SEC Zambia
Securities and Exchange Commission Zambia, capital-markets supervisor for licensed securities dealers, fund managers, and investment advisors.
FIC
Financial Intelligence Centre, Zambia's Financial Intelligence Unit. Administers the Anti-Money Laundering Act 2010 and receives Suspicious Transaction Reports (STRs).
ACC
Anti-Corruption Commission, investigates and prosecutes corruption and economic-crime offences in Zambia under the Anti-Corruption Act 2012.
ZICTA
Zambia Information and Communications Technology Authority, oversees electronic-communications and data-protection standards applicable to digital identity services under the Data Protection Act 2021.
Four modules. One verification.
Capture and read the ID.
Captured on any phone, auto-classified, OCR-parsed, and template-verified.
- National Registration Card (NRC), Passport (MRZ parsed), driving licence, and residence permit for foreign residents.
- Returns: full name, date of birth, NRC number, document number, expiry.
- National Registration Card (NRC)
- Passport, MRZ parsed
- Driving Licence · Residence Permit
Match the face. Prove it's a real person..
Selfie confirmed live and matched against the ID portrait.
- Duplicate check: 1:N face search across existing users. Free.
- Active liveness ($0.15) for elevated-risk flows, user turns or blinks.
- Selfie on any phone or laptop camera
- Mobile-handoff QR when the user starts on desktop
Screen for sanctions, PEPs, and adverse media.
1,300+ global sanctions, PEP, and adverse-media lists, plus Zambian watchlists:
- National Assembly of Zambia, Members of Parliament (PEP Level 1) and senior executive-branch officials.
- Zambia Consolidated Copper Mines, parastatal board officials and senior management (PEP Level 4).
- Zambia National Broadcasting Corporation (ZNBC), state-media parastatal officials.
- Securities and Exchange Commission Zambia, enforcement warnings and debarment notices against licensed intermediaries.
- Anti-Corruption Commission Zambia, persons investigated or charged under the Anti-Corruption Act 2012.
- UN Security Council Consolidated Sanctions, active multilateral designations covering Zambia-linked entities.
- OFAC SDN List, US Treasury Specially Designated Nationals with Zambia nexus.
- ESAAMLG, Eastern and Southern Africa Anti-Money Laundering Group regional risk signals.
- Interpol Southern Africa, wanted-persons and fugitive notices relevant to Southern Africa.
- Basel AML Index, country risk score and associated risk signals.
Severity-scored. Ongoing monitoring ($0.07/user/yr) re-checks daily and fires a webhook on new hits.
Screen for sanctions, PEPs, and adverse media , see the docs for the full module surface.
Database validation.
- There is no public government database validation API for Zambia currently exposed as a standalone Didit service, the Department of National Registration does not currently offer a public consumer API open to third-party integrators.
Database validation , see the docs for the full module surface.
Every Zambia document Didit accepts.
Civil-registry and AML coverage for Zambia.
Open a new country in one click. We do the hard work.
Common questions about Zambia.
What does Didit ship?
Didit is the infrastructure layer for identity and fraud. One Application Programming Interface (API), 25+ composable modules across four product lines:
- User Verification (KYC, know your customer), Identity Document Verification, liveness, face match, Anti-Money Laundering (AML) screening, Internet Protocol (IP) analysis. $0.33 per full bundle.
- Business Verification (KYB, know your business), registry, Ultimate Beneficial Owner (UBO), officers, entity AML, plus a linked KYC session per UBO.
- Transaction Monitoring, real-time rule engine, case management, Suspicious Activity Report (SAR) workflow.
- Wallet Screening (KYT, know your transaction), on-chain wallet risk at $0.15 per check, or bring your own screening provider and run it inside Didit.
Compose any module into a workflow with the visual no-code builder, ship in 5 minutes, 500 verifications free every month, forever.
How is Didit different from a single-product Know Your Customer (KYC) vendor?
Most identity vendors sell one slice, a KYC check, an Anti-Money Laundering (AML) list, a wallet screen. Didit ships the infrastructure underneath all of them, and the gap shows up on six axes:
- Pricing. Public price on every module, $0.33 for a full KYC, 500 verifications free every month, no minimums, no contracts. Single-product vendors hide six-figure minimums behind a sales call.
- Access. Sandbox in one click, self-serve from day one, production keys on signup. Single-product vendors gate the sandbox behind a contract, months to evaluate.
- Developer experience. Public docs, a Model Context Protocol (MCP) server for Claude Code and Cursor, and native Software Development Kits (SDKs) for Web, iOS, Android, React Native, and Flutter. Integrate in 5 minutes with an AI agent or in a working afternoon by hand.
- User experience. Highest pass rates in the market, sub-2-second end-to-end inference, country-specialised capture flows, 48+ languages out of the box.
- Flexibility. One
/v3/Application Programming Interface (API) composes 25+ modules across KYC, Know Your Business (KYB), Transaction Monitoring, and Wallet Screening (KYT, know your transaction). A KYB session spawns a linked KYC for every Ultimate Beneficial Owner (UBO); a flagged transaction spawns a step-up KYC remediation, same session, same webhook contract, same audit trail. Single-product vendors sell one shape of KYC and stop there. - AI-era fraud. 200+ real-time fraud signals scored on every session, deepfake, injection, synthetic-ID, document forgery, face-morph, device intelligence, replay. Single-product vendors treat deepfake and injection detection as roadmap items, not defaults.
Common in fintech and crypto, the same architecture fits marketplaces, iGaming, mobility, and any vertical where you need to know who someone is and what they are doing.
What does it cost? Is anything actually free?
500 verifications free every month, forever, on every account. No credit card. No sales call. No expiry.
Above the free tier, every module has a public per-success price on didit.me/pricing, $0.33 per full KYC bundle, $0.15 per Identity Document Verification, $0.15 per Wallet Screening, $0.20 per Anti-Money Laundering (AML) Screening, $0.10 per liveness, $0.05 per face match, $0.03 per Internet Protocol (IP) analysis.
Pay-as-you-go, no minimums, no overage surprises. Volume discounts kick in automatically as you grow.
Which Zambian regulator covers identity verification on a digital onboarding?
Four bodies govern every Zambian identity-verification flow:
- Bank of Zambia (BoZ), central bank and prudential supervisor for banks, microfinance institutions, and payment service providers.
- Financial Intelligence Centre (FIC), Zambia's Financial Intelligence Unit. Administers the Anti-Money Laundering Act 2010 and receives Suspicious Transaction Reports.
- Securities and Exchange Commission Zambia, capital-markets supervisor with AML/CFT compliance requirements for licensed intermediaries.
- ZICTA, Zambia Information and Communications Technology Authority, enforcing the Data Protection Act 2021 governing how identity data is collected, stored, and processed.
Didit ships the hosted flow + the audit log + the watchlist coverage to satisfy all four at the same time, same POST /v3/session/ workflow, same JSON report, same SOC 2 Type 1 + ISO/IEC 27001 evidence pack.
How long does it take to integrate Didit in Zambia?
5 minutes to a working sandbox, a weekend to a production flow.
- Sign up at
business.didit.me, grab an API key, callPOST /v3/session/with aworkflow_idthat wires ID Verification + Passive Liveness + Face Match + AML, done. - AI-agent path: paste the integration prompt at
docs.didit.me/integration/integration-promptinto Claude Code, Cursor, Codex, Devin, Aider, or Replit Agent. - Five SDKs share the same session model: Web, iOS, Android, React Native, Flutter.
The first 500 verifications every month are free, forever, pilot the full Zambia stack at zero cost before flipping production traffic.
What does the Zambia verification cost end-to-end?
Per-module public pricing, pay only for what runs on the session:
- ID Verification,
$0.15per document check. - Passive Liveness,
$0.10. Active Liveness,$0.15. - Face Match 1:1,
$0.05. Face Search 1:N, free. - AML Screening,
$0.20per check. Ongoing AML,$0.07 per user / year.
The full KYC bundle (Identity + Passive Liveness + Face Match + IP Analysis) is `$0.33`, same anchor price worldwide, no Zambia surcharge. 500 verifications free every month, no credit card.
Infrastructure for identity and fraud.
One API for KYC, KYB, Transaction Monitoring, and Wallet Screening. Integrate in 5 minutes.